Talking about regret, everyone sure got some regrets lar. Maybe they are just not sharing it (yet). LOL.

If you ask me, kapchai is still going up now.

kapchai is doing good. have you not seen its chart?

Don't regret la. if you didn't have money to buy in don't take it on yourself unless you were sitting on cash and waiting for it then yes you are to be blamed.

Kapchai as in KGF ?

My bet
Btw, need a second opinion from you guys here. Called up FSM and spoke to their Client Investment Specialist (named Edward if i heard it correctly) pertaining to investing in PRS.

I'm pretty keen in getting into PRS simply due to the governments incentive of giving out an additional RM1K to those that have at least made a RM1K contribution in a given calendar year.

Seriously dont know as to which PRS should i go for and FSM recommended me to opt for Kenanga's One PRS Growth. Upon skimming thru the prospectus realized that the given fund has invested over 60%+ in KGF and the balance in Kenanga's Bond Fund.

I seriously do not want my PRS to be solely focused on the Malaysian market since I am currently holding a portfolio of stocks in my account.

Are there any other equity PRS funds that you guys would recommend me to explore (not solely invested in Malaysia and it has to be an equity fund) ?
Thanks

Wow. You are following xuzen past mistake. He pump 80% of his money into china. China pull a sudden act, overnight xuzen lost 80% of what he have.
Do not remove FD unless you can find substitute. For me my substitute will be amanah saham fixed price but will change it to affin hwang select bond fund.

Guess you didn't experience below FD retuens yet huh? For 6 monrhs + my return was worse than normal FD rate. 6 months you know. Whichi is < 3%. Thank god now it move to +5%. Still cannot beat my amanah saham yet. Ready for day it does.

get from RHB....

for more info of this fund....
http://www.rhbgroup.com/~/media/files/mala...fund.ashx?la=en

out of curious, googled them.
picture inside

Just 42k fund with 2.4% will produce over 1k return. Not that difficult for her, right ?

Or i did not catch the point ?

Her 4digit numbers are probably in the range of RM9000 to RM9999

for some, maybe due to the portfolio's asset classes composition, % of allocation, range of coverage it may not helps much....
so you can be right when you said...."for my port it wasn't worth the extra effort".

but for this old article.....it does....

Rebalancing Works For Your Portfolio
June 7, 2007
Investors hear it often enough that it is important to rebalance one's investment portfolio, but just how effective is rebalancing? Our General Manager delves deeper to find out.
Author : Wong Sui Jau

https://secure.fundsupermart.com/main/resea...?articleNo=2215

http://www.fundsupermart.com.hk/hk/main/re...6-4863?lang=en#

but just don't do it too frequently....
You might have heard this one before: frequent rebalancing to simultaneously lock in profits and dollar cost average into lower priced assets will provide better returns.  We examined the myth and  here’s what we found.....
https://www.fundsupermart.com.my/main/artic...Mythbusting.pdf

If you are an investor who each of your investment quantum (top up or initial investment ) is above 5k, do keep an open mind on eunittrust. No I am not paid by eUT.

When I try to copy + insert new rows of data according to the instructions...the grouping all messed up...I have to re-group every single one of them...is this normal?

Select all the white row > Click Data > Group > Group... > Row > Ok
After that, reselect the white row + the grey row > Click Data > Group > Group... > Row > Ok

I'll give it a try when I get home tonight...office using free version of excel cannot use macro
Problem with someone is, I have already purposely highlighted that I did follow the instructions, yet he/she still assumes I didn't. Is it that he conveniently skipped the underlined part, or is it just ghost-cover-eye (a Chinese saying). These are the people who just want to make other's life harder. Or simply for the sake of adding reply without substance, just like most of these financial commentaries people taking cock, yet cannot choose sides. 

i feel you. everytime i try to update it, i have to cringe of the stuff i need to edit, ungroup, group, verify with my account to make sure correct. when i say update, i mean add funds or do any changes to the table.

Actually it is really up to you to decide whether you should exercise cooling off right....

but there are some T & C on cooling off right.
https://www.fundsupermart.com.my/main/faq/2...-Off-Right-1571

just wondering,...no right or wrong.....
how can one stay invested when they have the fear when ever there is a bit of shake out in the markets....just like last Tuesday (which happened to be just 1 day affair).....should they be really honest to themselves and evaluate whether Unit trust investment is really suitable for them? .....there is no shame of just go back to FD....."Safe, known ROI and stay on duration".

For those are still undecided....may I say..."GET OUT of UT investment NOW...for there is going to be a next big and long corrections that is going to come knocking on your portfolio....for they had came before and they will keep on coming and coming knocking at your door at the time that is convenient to them....

James 1:2-4
Consider it all joy, my brethren, when you encounter various trials, knowing that the testing of your faith produces endurance. And let endurance have its perfect result, so that you may be perfect and complete, lacking in nothing.

And not only this, but we also exult in our tribulations, knowing that tribulation brings about perseverance; and perseverance, proven character; and proven character, hope;....---Romans 5:3-4

This is true but you'd only have lost money if you were 100% in Japan. If you were globally diversified (and across asset classes as well) you'd have still been profitable in the long run, so what was your point again?

nope it won't hence why there is no direct correlation to tech companies unless it hurts the DOW and us currency which it did btw.

think about it. the future is going to be filled with state of the art tech and the only way for information and data to be streamlined back to users is.... you guess it. tech Giants. I'm placing my bets on these funds and also buying into stocks that supply computer chips and semi conductors for these tech Giants.

Currently you have 100% Malaysia exposure.
If you want to sai lang in Malaysia, can increase both KGF and EISC.
Alternatively SAQF is heavy in Malaysia too.
The other 3 will diversify in terms of geographical sector.
Note that diversify means reduce your risk of losing, at the same time reduce your odds of winning big.

You pay FSM for their services. Maybe an easier way is to talk to them directly.

I am suspicious. Their only competitor is at 2%. Why so generous suddenly? It just doesn't make sense.

this kind of news must dig deep inside.

for me, i usually read news in the FSM home front page

lol it's been emailed to me, posted on FSM Facebook page and an article has been written.

What more solid proof you want? maybe get one of the pretty girls in KL office to call us first thing tomorrow?

https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171