Actually it have reached my min amount that I want ed which is10% in a year. But I am not satisfied that it's not going up higher. Drag is caused by manulife AP and amasia. Both single digit return. But my other funds are all double digit.

I haven't started but I have opened my account since January. I don't have enough money to buy both UT and stocks on SGX (s-reits + high dividend counter + defensive counter. I am more of a dividend investor). So I decide to go the SGX route first. Generate some SGD first. So far it's working. May and June will be my collection time.

Already made my watch list for SG UT. Just no money to buy and time isn't right.

That's why I waiting for india to drop so I can make my first SG UT purchase.

Have it started?
- It was close but as mentioned above nope.

When has it completed?
- Most likely next trip. There's only so much cash one can bring per trip. You can ask AIYH and see if he's completed his transfer over there.

Expected return
- Min 10% a year (same as malaysia case). But big difference with malaysia 10% vs SG 10%.
- Perfectly fine with (-) return for some year

Startegy going forward
- Split my RM equally into SGX stocks and SG UT.
- SGX to earn SGD regardless how is the market via dividend investing.
- SG UT for growth
- None will be invested in malaysia except for PRS

Been busy with work and trading some crypto currencies and have neglected reading this thread.

Came here after a long time, and gesh, the discussion does get pretty long lol and heated in here lol 
Anyway, planning to invest some of my profits from my trading into KGF but dont know if its the right time to do it now.

After seeing the returns being achieved by crypto's, dont really have the feeling of investing in UTs anymore though I seriously do not want to maintain my current portfolio of having more than 90% of my cash parked in cryptocurrencies as i know that I wrong move and i'll wipe the whole value of my portfolio.

https://www.fundsupermart.com.my/main/research/-View-Idea-of-The-Week-Financial-Crises-and-Recessions-%E2%80%93-Should-Investors-Worry-about-Them--18-August-2017--8743

For example, if we assume that investors missed out on the 10 days of best returns within the 10 year period (due to poor market timing), their 10-year return would be reduced significantly to only 51% and 16%. For investors who missed out 30 days of the best returns over the past 10 years, their return would be -2% and -29%. As such, from this finding, we can conclude that if one doesn’t have a crystal ball, it is wise to stay invested in the market as it can be very costly to time the market.

why the connection to fsm is so slow... loading other page seems fine

manage port

Oct to Nov gain
Nov to Dec drop
Dec to Jan drop
Jan to Feb drop

Discount discount discount!

Sale! Sale! sale!

Tambah'ed another one-k into Dinasti.

Xuzen

p/s This month already two-k into Dinasti. East maggi mee also don't care, discount mah! Must BUY!

every month I top xxx for PRS fund so that can claim tax relief in 2019.