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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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2387581
post Feb 28 2017, 11:06 PM

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QUOTE(T231H @ Feb 28 2017, 09:15 PM)
Light At The End Of The Tunnel for China’s Banking Sector?
In this article, we take a deeper look at the underlying fundamentals of mainland Chinese banks and determine if the current rally in the Hong Kong stock market has further room to run.
iFAST Research Team |
Published on 24 Feb 2017

https://secure.fundsupermart.com/fsm/articl...-Banking-Sector
Single-Country vs. Regional Emerging Market Equity Funds?
February 24, 2017  Author : Fundsupermart.com

http://www.fundsupermart.com.hk/hk/main/re...ty-Funds--13147
thumbup.gif  There is no right or wrong answer when it comes to deciding which investment option is the best, but the investment decision should be based on subjective considerations such as exposure preference, risk appetite and allocation plan.  thumbsup.gif
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I was blown by the fresh look of the fundsupermart.com site, and didn't actually read the content... Anyway is FSM MY site getting a revamp?
2387581
post Mar 2 2017, 11:28 AM

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QUOTE(Avangelice @ Mar 2 2017, 11:16 AM)
Topped up

Ponzi 2.0, myr 500
Rhb Asian Income Fund myr 300
AmAsia REITs myr 200
Dragon fund. myr 300

for the month of March.
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Is Dragon Fund referring to CIMB Greater China?
T231Hneeds to update the first page nickname lol
2387581
post Mar 2 2017, 11:36 AM

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QUOTE(Avangelice @ Mar 2 2017, 11:33 AM)
AIYH
figured since I'm already a silver holder I got better things to do with my time than to fiddle with silly things over 0.75% SC difference
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oops...my bad. sweat.gif AIYH
2387581
post Mar 2 2017, 11:43 AM

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QUOTE(vincabby @ Mar 2 2017, 11:40 AM)
green dragon stronger i think. always associated with guan yu, red dragon is the general colour. just a off topic thought!
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then we may need a white tiger fund...to complete the 'left green dragon, right white tiger' concept. some people believe they are the guardian of their house, or in this case, the wealth.
rclxms.gif
user posted image
2387581
post Mar 3 2017, 06:14 PM

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QUOTE(puchongite @ Mar 3 2017, 02:04 PM)
Can buy Manulife Reits now at promotion and keep it for itself or for top up to other Manulife equity funds
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Manulife got RM25 switching fee wor...does it apply to intra switch or inter switch only?
2387581
post Mar 3 2017, 06:21 PM

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QUOTE(tonytyk @ Mar 3 2017, 06:18 PM)
ROI of approx 18% over 3 years, i.e. approx 6% return pa?
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if lump sum one shot 3 years ago and no touching since then, I think yes.
Maybe need to see IRR to determine.
2387581
post Mar 6 2017, 12:26 AM

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QUOTE(David83 @ Mar 5 2017, 11:48 PM)
What's the different to treat it as if like FD? In fact, it's much slower than FD.
You need time to liquidate your FD even for eFD.

As for saving account, the standard interest rate is pathetically low.
The liquidity is instant at the point of any withdraw channel.
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I think FD also instant liquid...insofar as my experience with CIMB clicks. Only that you lose the accrued interest should you withdraw before maturity. Maturity could be monthly for some bank's FD.
2387581
post Mar 7 2017, 01:03 AM

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QUOTE(Avangelice @ Mar 6 2017, 11:00 PM)
I would like to highlight that one shouldn't be focusing on the small things like platform fees and service fees when you should infact be thinking about where to invest in.

yes you are paying 400myr for a 100,000myr bond fund but you forgot the one reason you stepped into the whole unit thrust thing was the returns. so 6% of a bond fund is 6000 myr per annum. what's that 400 compared to the returns. I doubt that some of us focus on 400 when wasting money on cigarettes and booze and don't tell me all of you do not smoke or drink.

400myr/12 months = myr 33. don't tell me you don't spend more than that for yourself each month.

come on the topic has been done to death. it's getting a little tedious by repeating itself every forth night
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Gone is one tone deaf, come another one whom dug his heels in.
The majority of this forum's patron are those young ones.
After few attempts why not just 'keep your gas to warm your stomach'.
There are many instances I thought of to say somethings, but hey, it is their money, it is their health, it is their time. For if one wants to sacrifice time and health over relatively negligible/trivial amounts of money, let them be.
But of course I advocate freedom of speech, let them say.
Should the speech is substantiated, it should be good for all, otherwise why bother.
If one cannot utilise their own intelligence and other resources to verify the talk-cock in a forum as such, and made their own judgement, why bother.
If we just stop commenting on these particular issues, some might find it no fun and will stop complaining.
That, I think will help to curate a more health and beneficial platform for people seeking valuable opinions.

This post has been edited by 2387581: Mar 7 2017, 01:04 AM
2387581
post Mar 16 2017, 04:38 PM

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Actually just to clear my doubt...can our muslim friends legally invest in non-syariah compliance funds? or is that a choice?

It sometimes puzzled me in which that major non-syariah business (eg. gambling, alcohol, etc) are heavily taxed, which in turn the money (if not went into MO1's pocket) will be used in the federal budget...which the end user is the citizen, and it consist of many muslims...?? How?
2387581
post Mar 16 2017, 05:42 PM

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QUOTE(fense @ Mar 16 2017, 05:32 PM)
I been there before, main buy only because recommended fund, waited 2 yrs still minus 5 percent...and then switch to others after study abut, gain in less than a yr.

fund make me lose that tine was global titans....but after read here and read in fundsupermart, buy again titans, it gain. means good timing.
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There is a saying which goes It’s time in the market that builds returns, not timing the market.
Not sure how true is that these days.
2387581
post Mar 17 2017, 11:03 AM

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QUOTE(Steven7 @ Mar 17 2017, 10:56 AM)
I know right?  rclxms.gif The people who thought that JJPTR is legit investing is too much, I mean for those who dumped money in JJPTR as a bet that it won't collapse before they get their capital back, those I am okay. But the naive people thinking JJPTR is a legit/reputable investing platform, ugh it digusts me. Come on guys, the name? I really hope they keep reinvest until it collapses.
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I'm surprised you even think they actually 'invest'
well this is what the education system designated to create dumb citizen... and at the same time drain them of their money. So the population is mainly dumb and poor. Then something comes by claiming exclusivity and money, and many of the dumb and poor fell.
2387581
post Mar 17 2017, 11:59 AM

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QUOTE(fense @ Mar 17 2017, 11:38 AM)
out of curious, googled them.
picture inside blink.gif
» Click to show Spoiler - click again to hide... «

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damn scary wei... a stalker in the making...
also the power of social media
2387581
post Mar 19 2017, 09:55 PM

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QUOTE(Ramjade @ Mar 19 2017, 05:48 PM)
Select all the white row > Click Data > Group > Group... > Row > Ok
After that, reselect the white row + the grey row > Click Data > Group > Group... > Row > Ok
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When I try to copy + insert new rows of data according to the instructions...the grouping all messed up...I have to re-group every single one of them...is this normal?
2387581
post Mar 20 2017, 12:02 AM

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QUOTE(Ramjade @ Mar 19 2017, 10:24 PM)
Follow the instructions in the excel file.
You have to click carefully or all will mess up.
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Maybe you didn't read my post above.
Try read it again, carefully.

2387581
post Mar 20 2017, 01:41 PM

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QUOTE(Nemozai @ Mar 20 2017, 11:31 AM)
I know what u mean and how to help you. Yes it mess up everything.

So what you can do is, after you make a new fund row, highlight the first 2 rows and right click > delete > entire row. Then only do the two steps Ramjade mentioned. Problem solved icon_rolleyes.gif
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I'll give it a try when I get home tonight...office using free version of excel cannot use macro
Problem with someone is, I have already purposely highlighted that I did follow the instructions, yet he/she still assumes I didn't. Is it that he conveniently skipped the underlined part, or is it just ghost-cover-eye (a Chinese saying). These are the people who just want to make other's life harder. Or simply for the sake of adding reply without substance, just like most of these financial commentaries people taking cock, yet cannot choose sides. shakehead.gif
2387581
post Mar 21 2017, 01:28 PM

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QUOTE(Avangelice @ Mar 21 2017, 11:47 AM)
(lari topic for a little bit)

nah I'm a firm believer of not buying blood diamonds to fund child laborers in the mines. plus they are over priced pieces of rock that have zero value. luckily the girl I am marrying is a lover of gemstones.

All in all I got a carat aquamarine from Thailand for 800 myr and getting Sarawakian based jeweler to custom make it with germanic silver. no gold. no rose gold. none of those cancer stuff that you need to buff and shine every year.

[attachmentid=8620491]

getting something like this to be made.

for those interested can visit them
https://lnrartisanhandcraft.com

will try not to derail the topic further. hope this helps for those looking to invest in a diamond ring. some poor friend of mind had to spend nearly 10k on a 1 carat diamond and end up his girlfriend told my girlfriend she is afraid to show it to her lawyer friends because it's so small.
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Gold is good investment ma...hahaha
2387581
post Mar 29 2017, 12:27 AM

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QUOTE(AIYH @ Mar 28 2017, 09:42 PM)
probably that doesnt shock tech stock much tongue.gif
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I wonder, everyone talks about says 'you should stay still and do nothing when there is a small tremble' or something similar. But when there is a little bit of trigger point, which people claims to be whatever they can think of/see from the news, for example, US federal reserve rate increase, or failure to repeal obamacare, or whatsoever, and everyone just go wild. Is everyone else sheep? For many things there are absolutely no basis....like, can anyone tell me how keeping the affordable care act would adversely affect google and facebook and apple and others alike?
2387581
post Mar 29 2017, 10:47 AM

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QUOTE(wongmunkeong @ Mar 29 2017, 08:43 AM)
bro - what U see MORE in forums are usually the "fast twitch" ones.
most of us "slow twitch" ones do not REACT to these "stuff", we RESPOND to value changes or % deviation from our planned portfolio.

As can be seen from the prior responses to your post - these fellow forumers are responding to your example Q (last sentence), instead of the bigger picture.

Same post (from U), Different focus (from us), Different reaction/response (from us) wink.gif
It's a good thing - else all become lemmings / sheeples, right?  laugh.gif
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Actually I'm referring to the bigger picture, as I believe it is the people invested in the US (most likely Americans since their share of the pie is bigger) react to these noises. But then I guess if the Asian sheeps are easily pushover, then the US sheeps might not react too differently. Rich sheeps!
2387581
post Mar 30 2017, 04:13 PM

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QUOTE(dasecret @ Mar 30 2017, 03:43 PM)
FSM is at the end of the day a UT distributor aka sales company. so what makes you think they won't try to influence ppl from buying ler?

This is very similar to the limited time opening of Public Small Cap few months back. All PM agents were rushing ppl to buy before they close again
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Maybe they chasing sales. February FSM has a buy call (fund choice) with 1% SC. Maybe not enough. So they say soft close. Then the fund size suddenly ballooned from 309m on 28/02 to 484m on 27/2 (including the addition before announcement). Actually to the fund house, what is the difference between 300m and 500m and 500b? It is only a number, and regardless if the fund is bringing profit to the investors, the fund house makes money...so I don't really get it. Shouldn't the fund manager, regardless of how much money he is holding, diligently put them into his allocated portfolio for that particular fund? Or is it that when he gets new money coming in but on days he sit at home not doing anything and wait for the uninvested cash piling up?
2387581
post Mar 30 2017, 06:04 PM

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QUOTE(ganaesan @ Mar 30 2017, 05:36 PM)
Hello everyone. Been following this thread past few weeks as I am newbie.  icon_rolleyes.gif

Currently holding KGF and ESCF, each at 50%.

Should I buy Affin Hwang Select Asia (Ex Japan) Quantum Fund to my holdings as they gonna close this fund?

or should i buy  confused.gif
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR  or
CIMB-Principal Global Titans Fund  or
Aberdeen Islamic World Equity Fund - Class A   or

any other funds? My objective is long term...

Highly appreciate suggestions and comments  notworthy.gif
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Currently you have 100% Malaysia exposure.
If you want to sai lang in Malaysia, can increase both KGF and EISC.
Alternatively SAQF is heavy in Malaysia too.
The other 3 will diversify in terms of geographical sector.
Note that diversify means reduce your risk of losing, at the same time reduce your odds of winning big.

You pay FSM for their services. Maybe an easier way is to talk to them directly.

This post has been edited by 2387581: Mar 30 2017, 06:05 PM

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