I think these few weeks is not a period where one should top up every time there is a drops in the markets.....
One should see how the funds in the port reacted and dropped......
I would says if a fund dropped about 8% then prepare $$ to top up......if only the desired % of allocation in the port still allows. I normally would top up after 10~12%...just to make the average down looks better
I see no point of top up when the funds only dropped just 2 % for the SC is already 1.75% which would make the "real" gain of only 0.25%....which would make little impact to average down the cost of the holdings....
well unless one is just for the shiok sendiri...."I bought some on the dips...did you?"
yes,...I would go for that if I am only allow to buy and hold a fund.....
it has global diversity, known FH, and a more "Balanced" then some others funds, ....suits my risk appetite.
ermm curent holding the fund on OCBC .. drop 5% alrady wish to make top up since the ambank priority offering for rm50k UT on 0.5% sc 50-100k 1%sc for brithdays month .