Is this temp ok for Ryzen 5 3600 running on stock cooler?

Could be due to stock cooler, even on browsing and some tasks running, it is sitting at around 50C, but look at other like System, MOS, PCH (no idea what is this), all looks normal?

In a air conditioned room, maybe 20C.

I have been thinking. 5600x Rm1459 + dark hero Rm1999 = Rm3458
10900k Rm2099 + decent z490 (Rm1400) also Rm3500. Some more 10900k no shortage.

This is a ryzen thread. Anyway, suprim card is already 9k+
Most cards now higher than their initial MSRP at launch

I've seen Z490 boards at RM7xx-8xx price range before, but those look super dodgy. Maybe good enough for 10400 since they look useless for CPU overclocking. Even then, for the limited feature set apart from memory overclocking, it's still a bad buy vs B460 boards considering how few ports they have, not to mention other potentially downgraded features (e.g. maybe Realtek 887 instead of 1220). Was fun watching HWU roast the entry level Asrock Z490 boards for being utter garbage, and then getting blacklisted as a result of that review.

Meanwhile, still struggling to hit 3800 RAM speeds and 1:1 with IF clock with my 5800X and B550 Phantom Gaming ITX. Not sure if motherboard or BIOS issue, or maybe my CPU's IMC is a lemon. Strangely enough I can run it stable with either 1900 IF Clock or 3800 RAM in decoupled mode just fine, just not both in tandem.
Wrong thread, post in Nvidia section?