Agreed. If the investment is not returning my expected returns, just sell.

I wouldn't want them to implement online withdraw. Very risky.

Wrong place to talk as people there doesn't like it if you talk about asnb products.

Rule is return is calculated based on the lowest amount of the month. Always have min of RM100 inside or else no return will be given to you.
Eg.
You have RM2k as of 1/4. You withdraw out RM1k on 15/4. and leave RM1k inside. For the month of april, your return will be calculated based on RM1k inside.
You have RM1k as of 1/4. You put in RM1k on 2/4 and leave it. Return will be calculated based on RM1k and not RM2k

Return is paid once a year only.

It's already written in the GE MANIFESTO that tiered dividend will be introduced. Although I have no idea what they means by tier dividend.

Could be really serious about implementing the tier dividend so that don't need to pay so much. Think of it anyway to cut cost is good way.

Sukuk is Islamic bond.

Bond is not fixed the price. As interest rate rises, price of bond will fall

Is their version of will. If you use will is slower vs pengisytiharan.

I think need to pay yearly fees + ASNB will take a chunk out of the units when you are no longer around. The smaller the amount, the bigger the chunk.

Just try others la. That's why you have 3 funds. One don't have, topup the other 2.

None. Not even bothered to topup anymore. Keeping my cash.

Please read front page.

You all should receive a email from FPX.

Of course is practical. RM200k in each of them =RM1m. Some be able to generate min RM60k/year. If you can survive on RM5k/month, more than enough.

This post has been edited by Ramjade: May 4 2018, 08:25 PM

ASNB must be so desperate to promote their variable price fund.

Depends on how you look at it. If you have no faith in malaysia economy don't put money in as ASNB invest in majority of Malaysia blue-chips.

Of course.This is my warchest. If 2008 happens again, I will draw from there. I can't find good parking place in SG. So is the best I can find. Seeing that SG appreciate about 2%p.a against RM, with amanah saham at 6%, it should get slightly more than just park the money inside SG.

Not adding anymore. Just all my salary transfer to SG once every 2-3 months.

Remember, I don't simply buy stuff. I wait and have no problem waiting. No point I buy if got no discount.

Not true. If you have faith can out in. Remember is still unit trust.

Same here. But not at current price. Yield not nice

Nope. Even if long term also, I demand 7% for industrial space. Like I said, why buy if no discount? Do you really want to force yourself to buy? No discount just stay out.

This post has been edited by Ramjade: May 5 2018, 02:20 PM

1. Not true. Avoid the variable price fund at all cost. Not worth to buy. Straight go try luck with fixed price fund.
2.Yes can withdraw but kena hit with 5% loss on the spot (service charge)
3. Yes.

This post has been edited by Ramjade: May 6 2018, 11:15 AM

That's why I have been telling you, choose your target wisely. Fire only when you need. You cant fight the battle on all front.

Amanah saham
FSM MY
SG stuff
AU stuff

Mana ada ammo left?

For me, very simple.
PRS max RM3k
SG UT
SG stuff.

End of story. Plenty of ammo in reserves.

Recommended for you
PRS
POEMS SG
SG stuff
AU stuff

This post has been edited by Ramjade: May 6 2018, 11:35 AM

Based on FPX limit of RM50k but if you got another bank account, I guess can overcome that limit.