Just tried.. NO MORE. anyway thanks for the update.

Ooh I'm not so sure about those numbers..
I only know how to collect my dividend 😊

Others are way better than me 😄

Guys help me answer

So u collect yr div at the end of the one year cycle?

Wow. That's really fast.

Depends..
Some years don't withdraw & just keep it accumulated 😊

U needs to withdraw some point in life for expenses or things u needed most...

it depends on when you deposit in November. if it is on 1 Nov and you didnt touch the money at all then yes can still get dividend for the month of Nov (provided your account still exist - as in you didn't withdraw everything). dividend will be paid on 31 August for ASW

here's a simple excel I use: https://www.dropbox.com/s/xrml4ynnnj5xet8/A...idend.xlsx?dl=0
just amend the lowest monthly balance and dividend for the year

This post has been edited by savvyaunty: Dec 7 2017, 04:19 PM

very urgent question

this year got calendar?

This post has been edited by [Ancient]-XinG-: Dec 7 2017, 05:47 PM

That's your problem. When you have cc debts, you are working for the bank as interest can be as high as 18%p.a. Now wouldn't it be better if the bank is working for you?

Good that you discovered this. Many people never know this until it's too late.
Take 6%/12= 0.5%/month. If you withdraw, make sure to withdraw on the 1st if the month or if not possible, within 1st week of the month.

Remember to keep min RM100-200 inside or else all your previous month dividend burn.

This post has been edited by Ramjade: Dec 7 2017, 05:54 PM

Need to make some luxury sacrifices for savings. I wonder how many of young people that frequent cafe are actually able to save money with all those expensive food

Details on ADAM50: http://www.asnb.com.my/v3_/asnbv2_5faq.php#adam50

AS1M only get dividend based on 5K for Jan and Feb 2018 - withdrawal on March so your lowest balance in March is only RM100

ASW - lowest balance for march is 5K if successfully buy on 01/03 and no withdrawal for that month

Always remember calculation of dividend is always based on the lowest monthly balance

Trying to shift between fund to get the most of our the dividend?

Have to keep trying..

To make it simple just keep in mind that all calculations are based on lowest amount of the month.

No point shifting funds as all of them right now gone only 6%.

I register myASNB at HQ got free bag

now puzzle my self with ASD. Memang x pernah ingat since parent yang buatkan.

Question is, keep or close or else?

Since ASD dividend so so only..
Better withdraw everything & dump into ASB (if not max) or ASB 2 😁

Both already max out.. Then just keep only since got 6% dividend yearly 😃

Got same doubt too..

Feels like nope since pnb trying to cut unnecessary cost 😕

move to asb2 then

Well who don't like gift 😁
Its Malaysian blood to love free stuffs

Just wondering if that's what you are trying to do cause you seem to be planning to move from ASW to AS1M etc.

i have substantial unit in ASG. Wanted to dispose all yesterday to buy wawasan but the cimb agent say pendidikan ASG returns is higher 5 yr 23.57%. some more say dividen payout is next mth and wawasan is til 2020 only. i tak jadi sell ASG