since its a monthly lowest balance...most probable scenario is your Nov17 lowest balance will be less 20k (so you will loss Nov17 dividend for that 20k...approx. RM100)

but if ASNB don't consider intra-day transaction, instead just looking at end of business day balance...then you won't lose that RM100..

just a guess only

Temui Unit Bergerak ASNB (UBA) di lokasi-lokasi berikut untuk memudahkan urusan pelaburan anda.

UBA akan berada di lokasi tersebut dari jam 9.30 pagi hingga 3.00 petang.


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No. Its not same interest you will get.

The interest is calculate on monthly lowest balance..in simply word, its monthly dividend...

if annual dividend is 6%...then your monthly dividend is 6%/12 months = 0.5% per month.

Next ASW dividend is 1 Sept 2018..
1. if u put 10k between 2-31st January 2017...total months is 7 months Feb-August (7*0.5% = 3.5% dividend = RM350).
2. if u put 10k between 2-31st May 2017...total months is 3 months June-Aug ust (3*0.5% = 1.5% dividend = RM150).

In another simply, its like u put 10k in FD on monthly auto-renewal mode, and the monthly interest deposited into your CASA

Note : same calculation applies for EPF dividend.

This post has been edited by veera77: Nov 21 2017, 03:13 PM

One question...akaun remaja can’t do MyASNB online right? Only old style..over the counter?

Please correct me if im wrong? Thanks in advance.

Thanks all

Just want to open accounts for my kids and keep one side...once MyASNB open online top up for kids account ..then slowly can top up for them..

Now only focusing for me and spouse..

Yup...got ur point
My main problem...i’m working oversea..only can do otc whenever balik cuti (2-3 times a year)..so can’t really follow financial year end tactic
May be can try luck for kids whenever pass-by ASNB or Maybank, after having Malaysian breakfast (my old tactic)

Thanks

coming for short break next month...hope at least can open all 3 ASx for all kids..

by the way, whole day hunt is sometimes fun, if u 'found' another kaki who also doing same...at least have kaki to chit-chat while waiting our turns (turns - unlimited plurals )..and praying each other will get max unit...


This post has been edited by veera77: Nov 23 2017, 01:09 PM

1.50 BILION UNIT TAMBAHAN AMANAH SAHAM 1 MALAYSIA (AS 1MALAYSIA)
UNTUK LANGGANAN MASYARAKAT INDIA

Apakah yang dimaksudkan dengan unit tambahan AS 1Malaysia untuk masyarakat India?
-PNB akan menyediakan sebanyak 1.50 Bilion unit tambahan Amanah Saham 1Malaysia untuk dilanggan oleh masyarakat India. Langkah ini dijangka memberi peluang dan akses kepada semua golongan masyarakat India untuk membuka akaun baru atau menambah pelaburan mereka dalam Amanah Saham 1Malaysia, sehingga had maksimum yang ditetapkan.


Adakah had langganan dikenakan?
-Ya, setiap seorang pemegang unit masyarakat India dibenarkan melabur sebarang jumlah, sehingga had maksimum 30,000 unit bagi setiap akaun individu.
-Program ini hanya dibuka kepada masyarakat India yang masih belum mempunyai akaun dalam AS 1Malaysia atau pelabur yang mempunyai baki akaun dalam AS 1Malaysia kurang dari 30,000 unit.


Apakah jumlah tambahan AS 1Malaysia yang akan ditawarkan?
-1.50 bilion unit (sehingga unit-unit tambahan habis dilanggan).


Apakah kriteria–kriteria kelayakan untuk memohon unit tambahan AS 1Malaysia ini?
Permohonan terbuka kepada masyarakat India warganegara Malaysia:
-Akaun Dewasa (18 tahun ke atas).
-Akaun Bijak (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah; penjaga dan kanak-kanak mestilah warganegara.
-Pemohon tidak mempunyai pegangan unit AS 1Malaysia atau telah menjadi pemegang unit namun mempunyai pegangan unit kurang daripada 30,000 unit.
-Pemohon tidak diisytiharkan muflis semasa memohon serta sepanjang tempoh penyertaan.
-Butiran lanjut akan dimaklumkan kelak.

Bilakah unit tambahan AS 1Malaysia ini akan dilancarkan?
Butiran lanjut akan dimaklumkan kelak.

http://www.asnb.com.my/v3_/asnbv2_5faq.php...masyarakatindia

This post has been edited by veera77: Nov 23 2017, 07:09 PM


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clearly understood your point bro...even i fully agree

just sharing my experience...when i was young graduate (i graduated just few years after economic crisis 1998) ..my first goal is to have my own FD certificate...for that, i save 50 or 100 every month,...till reach Rm1,000 (min amount for FD)...i went to Hong Leong Bank, Pudu and open my own FD...its was big achievement in my life!!!

i believe that amount $$ is not main factor in investment...but the goal is most important...just my humble opinion

For Indian, the easiest ASx to get is AS1M, as its only FP ASx with dedicated Indian quota.

At one point, i stop adding AS1M, even though ASNB staff ‘force’ me to put in AS1M, whenever ASW and ASM full.

This 30k is purely political gimmick...as Indian easily can get 30k from otc/MyASNB.
Last year, i helped my mother in law, shift her from FD to AS1M. She opened the AS1M account otc and in first attempt straight away, she got 18k..done!

And on overall average Indian income, yes this 30k/individu is very high amount...and will take very2 long time..or high chances ASNB might open it up other category after few years, if no taker...


This post has been edited by veera77: Nov 23 2017, 10:43 PM

U need to update ur handphone number to register MyASNB...Just bring ur IC to any ASNB branch (preferable) or to agent bank, to update ur handphone number.

This post has been edited by veera77: Nov 24 2017, 12:26 PM

Just for info..
Dividend history from 2013-2017


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same happen to IPO...

it always 80-20 rules... 20% of people controls 80% of the wealth

https://www.facebook.com/permalink.php?stor...413717745430066

ASNB facebook post on magic of compounding interest..same video we used to watch at ASNB branch will waiting for our turn

1. MyASBN is online portal for top up units (only top up, no withdrawal). U need to update your handphone at ASNB in order to register and top up online. Beside that u should have online banking with TAC facility.

2. Via MyASBN, A can top up B, if A has B’s MyASNB username & password, and A have access to online banking where the money in.

I top up for my spouse from my online banking account. Of course, i have my spouse’s MyASNB login.



This post has been edited by veera77: Nov 29 2017, 08:21 PM

KUALA LUMPUR (Nov 29): Amanah Saham Nasional Bhd (ASNB), a wholly-owned subsidiary of Permodalan Nasional Bhd (PNB), has declared an income distribution of five sen per unit for the Amanah Saham Nasional 3 Imbang (ASN 3) fund for the financial year ending Nov 30, 2017.

http://www.theedgemarkets.com/article/asnb...l-3-imbang-fund

If anyone fail get ASW, ASM, AS1M, at bank...the bank officer with big smile come to you and nicely send you to bank ‘Financial Advisor’ to sell you ASG and ASN

Professional scammer..he he

There will be 5% charges when u buy VP funds...may be the agent will get some commission that's why so excited to sell VP funds..

yes..they will tell all nice stories..but actually VP is just another Unit Trust by PNB with fluctuating NAV..but the agent won’t tell this directly...will run around the bush and make us confused

Many fallen to this including some of my friends

Currently ASG and ASN3 is badly nonperforming...this ASBN may giving huge incentive to agent who manage 'tangkap mangsa'...

please all newbies...please do not listen to this agent......a small effort now in Fixed Price (ASW, ASM, AS1M) will give super compounding return in future...do not ever touch ASG & ASN3 !!!!!!!!!!!!!!!

good news ...just at right time...next week going to open ASx for my kids