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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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paogeh
post Nov 3 2017, 09:51 AM

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so where can get loan for ASW/ASM/AS1M ? Thank you
savvyaunty
post Nov 3 2017, 09:56 AM

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QUOTE(paogeh @ Nov 3 2017, 09:51 AM)
so where can get loan for ASW/ASM/AS1M ? Thank you
*
loans from bank only for ASB. no loans for non-bumi unfortunately
nexona88
post Nov 3 2017, 10:10 AM

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QUOTE(paogeh @ Nov 3 2017, 09:51 AM)
so where can get loan for ASW/ASM/AS1M ? Thank you
*
No specifically loans for those funds..

If want, take personal loan from banks whistling.gif
MGM
post Nov 3 2017, 10:52 AM

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QUOTE(nexona88 @ Nov 3 2017, 10:10 AM)
No specifically loans for those funds..

If want, take personal loan from banks whistling.gif
*
Another way via BT, I have rm70k funds from 0% BT and use them on ASx. But once d merry go round stops I just need to sell ASx to pay.
MGM
post Nov 3 2017, 10:53 AM

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QUOTE(nexona88 @ Nov 3 2017, 10:10 AM)
No specifically loans for those funds..

If want, take personal loan from banks whistling.gif
*
Another way via BT, I have rm70k funds from 0% BT and use them on ASx. But once d merry go round stops I just need to sell ASx to pay. But not for everyone.
veera77
post Nov 3 2017, 12:20 PM

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I did something like this once...not BT, but flexi-payment offer by credit card bank to pay my statement balance into 12months installment with effective interest rate of abt 4.5 % i think. I took the offer and put all money to pay credit card into ASx.

QUOTE(MGM @ Nov 3 2017, 10:53 AM)
Another way via BT, I have rm70k funds from 0% BT and use them on ASx. But once d merry go round stops I just need to sell ASx to pay. But not for everyone.
*
nexona88
post Nov 3 2017, 12:23 PM

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QUOTE(MGM @ Nov 3 2017, 10:53 AM)
Another way via BT, I have rm70k funds from 0% BT and use them on ASx. But once d merry go round stops I just need to sell ASx to pay. But not for everyone.
*
Yeah.. That's also possible..

But for me.. Better use own cash.. Just my way only.. Different people have different style
MGM
post Nov 3 2017, 12:37 PM

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QUOTE(veera77 @ Nov 3 2017, 12:20 PM)
I did something like this once...not BT, but flexi-payment offer by credit card bank to pay my statement balance into 12months installment with effective interest rate of abt 4.5 % i think. I took the offer and put all money to pay credit card into ASx.
*
But i am getting o% interest "loan"(BT) limited only by my credit limit. Wish I have higher CL.

This post has been edited by MGM: Nov 3 2017, 02:25 PM
veera77
post Nov 3 2017, 01:04 PM

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Noted MGM.
My bank CL loan effective interest rate is 8-9%...not worth it at all sad.gif
Only sometimes offer me flexi payment offer at 4.x%..

QUOTE(MGM @ Nov 3 2017, 12:37 PM)
But i am getting o% interest "loan" limited only by my credit limit. Wish I have higher CL.
*
frankzane
post Nov 3 2017, 02:06 PM

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Can anyone please enlighten on how to retrieve our e-statement (ASW, AS1M) since the abolishment of the hardcopy?

Thanks.
veera77
post Nov 3 2017, 02:21 PM

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Available in MyASNB.

for future statement, update ur email ID in MyASBN or at counter, so they will email you every year.

QUOTE(frankzane @ Nov 3 2017, 02:06 PM)
Can anyone please enlighten on how to retrieve our e-statement (ASW, AS1M) since the abolishment of the hardcopy?

Thanks.
*
MGM
post Nov 3 2017, 02:25 PM

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QUOTE(veera77 @ Nov 3 2017, 01:04 PM)
Noted MGM.
My bank CL loan effective interest rate is 8-9%...not worth it at all sad.gif
Only sometimes offer me flexi payment offer at 4.x%..
*
"loan"=BT, sorry if u misunderstood.

This post has been edited by MGM: Nov 3 2017, 02:27 PM
paogeh
post Nov 3 2017, 04:04 PM

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QUOTE(MGM @ Nov 3 2017, 02:25 PM)
"loan"=BT, sorry if u misunderstood.
*
Yes MGM, i'm active in the balance transfer thread and saw u there as well .


Other that 0%BT to get $ into ASNB,


Now, this are what i do:
1. 0%BT
2. Credit card cash back , utilties/grocery/etc etc
3. Free gift/cash from signing up credit card.


are there ways to get more funds into ASNB ?
How about OD (over draft) ?



*By the way , i saw in shopee, got seller offered 5% TNB rebate ,
if using credit card, there's hardly any leftover for the seller to earn ,
are there WAYS to earn TNB rebate ? Thank you

elea88
post Nov 3 2017, 04:04 PM

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×
I tried adding $$ to my Amanah Saham Wawasan 2020
and I keep getting the following mess.. is it normal?

The transaction was declined due to insufficient units available. Please try again later (068)


paogeh
post Nov 3 2017, 04:05 PM

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QUOTE(elea88 @ Nov 3 2017, 04:04 PM)
×
I tried adding $$ to my Amanah Saham Wawasan 2020
and I keep getting the following mess.. is it normal?

The transaction was declined due to insufficient units available. Please try again later (068)
*
Yes, expected === means NO UNIT AT THE MOMENT. KEEP TRYING

Milo_O
post Nov 3 2017, 04:11 PM

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QUOTE(elea88 @ Nov 3 2017, 04:04 PM)
×
I tried adding $$ to my Amanah Saham Wawasan 2020
and I keep getting the following mess.. is it normal?

The transaction was declined due to insufficient units available. Please try again later (068)
*
How much are u trying to buy in ?

elea88
post Nov 3 2017, 04:12 PM

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QUOTE(paogeh @ Nov 3 2017, 04:05 PM)
Yes, expected === means NO UNIT AT THE MOMENT. KEEP TRYING
*
Seriously? i tried twice today.. tot there is something wrong with my side..

means its normally like this everyday?
savvyaunty
post Nov 3 2017, 04:13 PM

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QUOTE(elea88 @ Nov 3 2017, 04:12 PM)
Seriously? i tried twice today.. tot there is something wrong with my side..

means its normally like this everyday?
*
Very very normal unless its the day after dividend is paid. just keep trying.
Milo_O
post Nov 3 2017, 04:16 PM

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In my opinion, it also depends on the amount of $ that u are trying to buy-in.

Example : If your buy-in amount is RM100, it is much more easier than buy-in for RM1000
veera77
post Nov 3 2017, 04:19 PM

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Got your point bro smile.gif thx

Since im using only one CC...I won’t able to do BT.
Cut all CC when govt started tax on CC (eventhough bank willing to ‘absorb’ govt tax).

QUOTE(MGM @ Nov 3 2017, 02:25 PM)
"loan"=BT, sorry if u misunderstood.
*

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