From banker , the officer told me when i replace a new book with balance transfer due to book printed full.

Any compounding effect?

Oh, I meant after dividend is announced. Any compounding effect on the dividend paid? Like will it be reinvested?

Purposely buy ASW today to be in time for 1 month dividend during payout end of Aug.  Just wondering what happen to the dividend.

You go on the assumption that the realised investment income and cost is the only thing to consider.

As I mentioned many times on this thread (but usually ignored), there's a "hidden" profit/loss that FP funds also has to consider. The capital gains/losses. The buffer has to take into consideration the losses sustained from holding the shares/investments. For example one of the major holding for most ASx funds is Maybank shares. If you see the share price as at 31/12/2016, it was RM8.20 per share; in the previous year end 31/12/2015, it was RM8.40 per share. What the profit show would be the dividend income received; but it doesn't take into consideration the RM0.20 per share of capital loss year-on-year

Therefore they usually cannot declare too much as they need to cover the capital fluctuations; and some bad years, need to still maintain certain % of dividend above FD rate to avoid bank run. If I remember correctly ASB did declare more dividend than profits in 2015
Auditor is E&Y. Actually I don't think your AA or BB is that relevant. As demonstrated above, the reserves need to be used to cover capital losses (if any). If I draw parallel to Tabung Haji, their capital loss on investments as at 31/12/2016 amounted to RM4.5b. But PNB is smarter, they don't have to show the unrealised losses because the published financial statements do not have balance sheet.

Now, WHY there's no balance sheet? That's a question you should be asking yourself
If you go CIMB or pub mut MY large cap and islamic funds it'll be the same. The problem is the underlying holdings

You know what is the most ironic thing I noticed? On 31/8 everyone is cursing why 6% so low terrible Wahid

Today few pages on top up good news. So who's to blame for low dividends?

Sometimes you need to get out of your shell and look at real world investment. Amanah saham is uniquely Malaysian.

I was like you last time. Thought the world of amanah saham and money "must be protected".

dasecret opened my eyes. So for me now, amanah saham is a parking place.

The returns have to be significantly higher than FD. (1 year or 3 year rate)

Was previous customer of promo FD. Put all my money into ASNB and never look back. Make my life easier. No need to go to banks anymore.

hopefully if any actually bank goes bust, PIDM is able to payout all customers affected

I think for the time being, ASx still is a pretty decent choice to keep money compared to FD - just remember to diversify like other sifus have mentioned, you'll probably feel better (and have a peace of mind) once you do that. 

Hello, I have not been looking into my asw account until today after my online registration. Can I know (I think must be in this thread before or first page? haha), the year end dividend is calculated on daily rest or other method? monthly average? etc?

ah ok thanks thanks. Just read it somewhere also. Another question if you don't mind, I saw what dividend and bonus dividend in asb. Does it apply to asw? I have never withdraw my amount in asw more than 120months already. Will that drag down my effective yearly yield if I continue to purchase?