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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Feb 10 2017, 02:33 PM

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QUOTE(tonytyk @ Feb 10 2017, 02:01 PM)
Some misconception, If deposit in mar, no way can get dividend, no?
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That's right. But beggers can't be choosy. Better buy anytime then wait until 30/31/1 of the month to buy.

At least next month that person would have the dividend.

This post has been edited by Ramjade: Feb 10 2017, 02:34 PM
Ramjade
post Feb 12 2017, 09:15 PM

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QUOTE(kelvinfixx @ Feb 12 2017, 09:02 PM)
Have AMANAH SAHAM WAWASAN 2020, many many years. I did nothing on it. Can I topup? when? and where?
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Of course can. Normal office hour, agents/ASNB branch.
Ramjade
post Feb 13 2017, 06:35 PM

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QUOTE(nonameface @ Feb 13 2017, 04:30 PM)
hi all, wanna ask few questions, think some have been discussed before, i cant remember.
1. is asnb investment reflected if lets say wanna apply loan/cc? how banks will check how much we have in asnb?
2. the asnb acc is under my name, my mom wants to help. can i write authorization letter for her to deposit/withdraw?
3. how much is the withdrawal limit at post office/banks?
4. i read few threads back, if got pengiystiharan amanah, if i kaput, then fund will be transferred to my mom account if terms of unit? what if mom dont have an acc?
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1. Give them the book.
2. Yes can.
3. RM5-10k at post office. Bank is RM25k. If direct deposit into account, unlimited
4. ASNB will create an account for your mother.
Ramjade
post Feb 14 2017, 01:51 PM

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QUOTE(filage @ Feb 14 2017, 01:10 PM)
Woo, so lucky! Large amount some more.
Really can try with IC only at any places?
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Yes. I asked before but don't trust.
Ramjade
post Feb 14 2017, 03:31 PM

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QUOTE(Jinglexo @ Feb 14 2017, 03:18 PM)
Actually like AS1M , ASW ,ASM what's the difference?arent they fixed price fund?

How do I put a will like let say if something happen to me, my mum or someone important to me inherit my savings? I heard if didn't put a will will straight go to Amanah Raya . And they will charge a lot to release to intended person
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Different returns usually +-0.1

Just write in will. You can use normal will/amanah raya service. Not sure about them charging.
Ramjade
post Feb 16 2017, 12:52 PM

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QUOTE(PrincZe @ Feb 16 2017, 12:16 PM)
guys, is there such plan where u borrow 50k for asb (small amount only permitted)

then u dont need to pay anything back to bank. just borrow, and enjoy.

any new package? someone claimed got, but i havent ask further.
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Yes. But all loans need to pay back. Find RHB/Maybank/cimb for more info.
Ramjade
post Feb 18 2017, 10:57 PM

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QUOTE(OPT @ Feb 18 2017, 09:36 PM)
EPF Dividend 5.7%...

Guess that will be what we can expect for this year's dividend  console.gif
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QUOTE(cklimm @ Feb 18 2017, 09:55 PM)
4.9-5.5%.....
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Luckily stop topping up already.
Ramjade
post Feb 18 2017, 11:12 PM

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QUOTE(tonytyk @ Feb 18 2017, 10:59 PM)
does asm dividend necessarily  follow epf's?
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EPF have 25% exposure to foreign market. ASM have none. With EPF result, what says you?
Ramjade
post Feb 18 2017, 11:44 PM

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QUOTE(wu ming @ Feb 18 2017, 11:39 PM)
Stop topping up which fund?
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All 3.
Ramjade
post Feb 19 2017, 10:21 AM

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QUOTE(cklimm @ Feb 19 2017, 09:21 AM)
It will be extremely easy to top up April onwards then  brows.gif
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Still want to topup? hmm.gif
Ramjade
post Feb 19 2017, 10:38 AM

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QUOTE(nexona88 @ Feb 19 2017, 10:28 AM)
Easy???
Did u read my reply...
Those stay is the one have no others place to go.. Benchmark against FD.. Want low risk acceptable return..

More like now. Hard to get..
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He meant now with EPF at 5.7%, if ASM also below 6% most likely people will mass withdraw so it's easier to topup.
Ramjade
post Feb 19 2017, 10:55 AM

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QUOTE(nexona88 @ Feb 19 2017, 10:40 AM)
Mass withdrew & move where???
EPF ??! FSM? Foreign investment???

anyhow saw another thread..
Got mah seng bond? Give 6.9% return...
Maybe got people interested with that..
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Wow it would seems Malaysia really have "lack of secure places" to park money.
Ramjade
post Feb 19 2017, 11:58 AM

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QUOTE(Hansel @ Feb 19 2017, 11:46 AM)
If ASM's payout is less than 6% next month, I'm wrong to stay put again,...hmm,....
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We shall see whether they dare to go beyond 6%. Even if goes below 6% my parents will not let me withdraw any out. sad.gif

This post has been edited by Ramjade: Feb 19 2017, 11:59 AM
Ramjade
post Feb 19 2017, 12:26 PM

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QUOTE(Hansel @ Feb 19 2017, 12:22 PM)
One thing that PNB has which EPF does not have is the capability to perform profit-smoothing, ie can save-up profits during profitable years to be given out during non-profitable years. ..hence, let's see if we can get to enjoy this profit-smoothing advantage next month in the ASM payout.
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I believed EPF also does that. Just that more they are not as aggresive (returns) as ASNB.
Ramjade
post Feb 19 2017, 12:41 PM

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QUOTE(Hansel @ Feb 19 2017, 12:35 PM)
I've not let go fully yet,.. I've let go quite a lot,...
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QUOTE(nexona88 @ Feb 19 2017, 12:38 PM)
Hmm when u want to let go..
Do inform as a lot people out there are desperately needs the units blush.gif
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I will let go half when I start working.
Ramjade
post Feb 20 2017, 10:02 AM

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QUOTE(danslater @ Feb 20 2017, 09:45 AM)
you're very confident on PNB instruments  tongue.gif
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No I am not confident. That's why I want to withdraw but my parents don't let me. Will only do that after I am working.
Ramjade
post Feb 20 2017, 01:48 PM

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QUOTE(alexanderclz @ Feb 20 2017, 01:46 PM)
time to use the reserves from previous years
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But they say wahid don't like to use reserve woh hmm.gif
Ramjade
post Feb 23 2017, 06:09 PM

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QUOTE(cklimm @ Feb 23 2017, 05:59 PM)
The coffee, muffins worth the wait
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I think you forget to mention the girls tongue.gif
Ramjade
post Feb 23 2017, 10:57 PM

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QUOTE(kjlow88 @ Feb 23 2017, 10:13 PM)
Guys, have something to ask. After financial year end, we get more units by dividend? Or we get money?
Thanks
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Units. Unlike normal UT where upon dividend, the NAV will drop, amanah saham fixed price NAV remain the same.
Ramjade
post Feb 24 2017, 09:34 PM

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QUOTE(kjlow88 @ Feb 24 2017, 09:23 PM)
Okay, got it. Hehe so now today start and onward I have 1k ASM,  will I get the dividend this year ?
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If you buy today, you won't get feb dividend. You will get march dividend onwards provided you don't withdraw.

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