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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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OPT
post Oct 11 2017, 04:30 PM

Wee wang wang
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.

This post has been edited by OPT: Oct 12 2017, 01:26 PM
OPT
post Oct 12 2017, 02:39 PM

Wee wang wang
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QUOTE(frankzane @ Oct 12 2017, 02:00 PM)
Oh i see...not aware of MyASNB.

Am I free to choose any bank in MyASNB?
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Yaya..got option to choose from which bank you want to transfer the moolah
OPT
post Nov 1 2017, 12:09 PM

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QUOTE(MGM @ Nov 1 2017, 11:42 AM)
First time redeeming rm6k from AS1M for Nov expenses at MBB this morning, easy n fast, also requested to print statement. Nobody transacting at the ASx counter, a result of MYASNB?
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Sudah retired...that's why need to withdraw for expenses?

Or overspend and thus need withdraw?
OPT
post Nov 1 2017, 02:49 PM

Wee wang wang
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QUOTE(mushigen @ Nov 1 2017, 02:34 PM)
Not sure how he did it, but I tried many many many times, then managed to get twice RM400 after trying for 3-figure sum each time.

My sister tried whole day (on/off), got nothing.
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Adalah...I also managed to get a lot

Luck..I guess
OPT
post Nov 2 2017, 11:41 AM

Wee wang wang
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QUOTE(Jinglexo @ Nov 2 2017, 11:03 AM)
You have a lot money . I wish I so rich like u. Why u no try ASW? Last time I try 10k got slot. But have to press many time until have. Congrats to u
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Ini Yvonne big shot, old timer here...don’t play play 😁

This post has been edited by OPT: Nov 2 2017, 11:42 AM
OPT
post Nov 2 2017, 05:19 PM

Wee wang wang
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QUOTE(veera77 @ Nov 2 2017, 03:26 PM)
from my experience...for huge amount top up at one go (10k, 20k, 30k)...best timing to try is between 9.30-11am, 1-2.30pm, 4-5pm....may be bcoz this is popular time people go to bank to withdraw  hmm.gif
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Shh...

Not too loud...if not difficult to buy 😂
OPT
post Nov 2 2017, 05:57 PM

Wee wang wang
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QUOTE(demetry @ Nov 2 2017, 05:49 PM)
pointless to think like this, haha. if you are destined to buy you will buy it. if not, god also cannot help.
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Lol

There is never a good time to buy...trust me, I know

It’s all luck, luck, luck
OPT
post Nov 7 2017, 08:21 PM

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QUOTE(Ancient-XinG- @ Nov 7 2017, 08:11 PM)
asw statement not even receive physically or email... waaaalaoaoa
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Just received mine todei
OPT
post Nov 7 2017, 08:49 PM

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QUOTE(SilenTz_1993 @ Nov 7 2017, 08:39 PM)
I thought today's statement is for AS1M?
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I don’t know man...

I just recieved my ASW...todei
OPT
post Nov 7 2017, 09:29 PM

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QUOTE(Ancient-XinG- @ Nov 7 2017, 09:13 PM)
e mial or pos?
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Snail mail

Secretly hoping next year dapat calendar 😅

This post has been edited by OPT: Nov 7 2017, 09:30 PM
OPT
post Nov 7 2017, 09:34 PM

Wee wang wang
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QUOTE(Ancient-XinG- @ Nov 7 2017, 09:32 PM)
for the calander can mail them only. but we need to know la got people get ad or not.
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Heard only those having big units can get calendar wor...deswai ayam never received any in the past

Maybe this year still not yet qualify 😭
OPT
post Nov 23 2017, 06:08 PM

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QUOTE(nexona88 @ Nov 23 2017, 03:31 PM)
Hehehehe
December is quite good month..
Many people transactions since its Year end holiday.. Many withdrawal...

Another kaki?? Previously there's few.. But ever since the MyASNB portal is up & running.. Nowadays No more already...
Remembered got one auntie.. Whole day try out at asnb.. Until the pak guard become good friends.. See her coming, already press the Q number 😄😄
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biggrin.gif
OPT
post Nov 23 2017, 06:23 PM

Wee wang wang
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QUOTE(nexona88 @ Nov 23 2017, 06:14 PM)
Silently topping up I guess 😅😅
No updates from u..
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innocent.gif
OPT
post Nov 28 2017, 04:35 PM

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QUOTE(alexanderclz @ Nov 28 2017, 03:55 PM)
Some 4.2 percent of Amanah Saham Nasional Bhd (ASNB) unit trust holders control nearly half (47.6 percent) of the RM207.4 billion net asset value (NAV) as of Sept 30.

https://www.malaysiakini.com/news/403610#7rtmZtpdcZza0jr8.99
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“In contrast, those who own less than 1,000 units, which forms the bulk of fund unitholders (61 percent), have a combined value of only RM1.685 billion in units (0.8 percent of NAV).

Those with more than 500,001 units (0.3 percent), owned RM34.8 billion worth of funds (16 percent of NAV)...”

These information can be obtained from the yearly statement

OPT
post Nov 29 2017, 07:56 PM

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QUOTE(dark_elvin @ Nov 29 2017, 07:46 PM)
I have some questions:

1) Can ASW, ASM, AS1M open join account?

2) Can someone put in money on behalf of me to my amanah saham fund?

3) How does ASNB calculate the interest that I will get? For example: I put money in the fund on Nov, will the interest cover Nov?
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1. No, but can open for kids with parent as guardian

2. Can, if over the counter must have letter of approval from account holder...or best still, if use MyASNB, anyone can put in money as long as the origin bank account holder is the one that transfer (need to use the HP OTP...)

3. Interest calculated from lowest in a month, so in your example, nope.
OPT
post Nov 29 2017, 10:06 PM

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QUOTE(popice2u @ Nov 29 2017, 08:04 PM)
Care to elaborate for MyASNB?

Can A buy AS1M for B?
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Need a letter as a permission from account holder, agent banks have it
OPT
post Dec 1 2017, 01:56 PM

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QUOTE(JustcallmeLarry @ Dec 1 2017, 12:00 PM)
Bro so i should sell at the start of the month??? Bcs your example shows both ways only RM1k will be counted, typo?lol

2. Is it really possible for ASB to really drop below 6%?? That would be bad.
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"both ways only RM1k will be counted, typo"

Someone's smoking something here that is not right biggrin.gif

It's a typo
OPT
post Dec 14 2017, 10:35 PM

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QUOTE(veera77 @ Dec 14 2017, 03:47 PM)
Sorry..no..as other forumers mentioned...investment nvr too late one...

Decided to invest at any point of our life...its already great thing...

The only thing we always stress here..pls invest after knowing/understanding all the risks involves...then u well prepared with possible consequences..

many Sifus here don’t want to see any newbies here ‘pay high cost in learning investment by mistakes’

Most Sifu here must have learned investing with some cost at sane time...but willing to share for free tongue.gif

Without this forum...i wont able to know that kids account can top up online..u can check google, asbn website..no where u can find on this...so save a lot of our time and cost travelling and wait in ASNB/ Bank.
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How about in my age 40 I have zero savings and no ASX?

Is it too late to open one now?

How to save since savings has never been a habit of mine

This post has been edited by OPT: Dec 14 2017, 10:36 PM
OPT
post Dec 15 2017, 07:23 AM

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QUOTE(veera77 @ Dec 15 2017, 12:14 AM)
Dont put in any AS Gemilang (didik, persaraan or sihat).

Pls put in eirther ASM / ASW / AS1M. Reasons bcoz unit price fixed at rm1, no price fluctuation, no 5% upfront fee.

Bank officer might brainwash you with a lot story about ASG but just ignore it as they are looking for commission from your 5% upfront fee, and also your capital might be at risk.

Just go to ASNB/Bank to open any of this three ASM/ASW/AS1M or all if can, with minimum RM100. Then top up ur 100k online using MyASNB.
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Part time tuition fees got declare mou?
OPT
post Dec 17 2017, 07:37 PM

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QUOTE(Ramjade @ Dec 17 2017, 06:33 PM)
That's because they keep until few years already.  If you can put in RM10 a month,  that's RM12k/year which is = RM720/year free money.

Now, how to get more money?
- cut down on your wants.  Eg. of wants
Movies, Spotify, Netflix,  iFlix, Starbucks, mcd , pizza,  beers, that brand new phone, that smart watch.
- cut back on expenses
Streamyx/unifi,  -  who needs that when both digi and umobile offering cheaper unlimited packages? aircon and astro is a luxury. 
- get the cheapest car
You don't need a Honda or Toyota. Just choose Asia or bezza
- use credit card wisely
With the right cards and discipline, banks will be working for you instead of you working for the banks
- choose between FD or amanah saham
Unless you are loaded, you can only pick one to get the best rate. I choose amanah saham over FD. Hence I moved all my FD into amanah saham.

Keep that up for 5 years, already > RM60k

These are some of the examples I stretch my RM.
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QUOTE(alexanderclz @ Dec 17 2017, 06:52 PM)
what they mentioned are only guides. u cant compare one who earns 10k a month with another who earns 2.5k a month. also depends whether u have others dependent on u or no commitment. perhaps a better method is to compare percentage instead of total amount.
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QUOTE(yahiko @ Dec 17 2017, 07:12 PM)
I went to asnb counter instead of bank.  They have more free time to try to open.  Just bring  rm100 for each account u want to open.  N tell them what account u want to open.  Tell them try sampai dapat smile.gif it takes time depends on unit available so go during ur free time..
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Strange...

When I write, no one reply...

MasBoleh! had equal same number of ⭐️ as me...

This post has been edited by OPT: Dec 17 2017, 07:40 PM

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