Dear k/, I want to set up a paypal account. May I know is it legal in Malaysia? When I was in a foreign country, I want to setup one, but don know how. So, I used debit card all these long. Can paypal be used in malaysia? Anyone mind providing me steps to create one? I have both maybank debit and credit card.

Been using it for years. You will need to verify your credit card when you register IIRC.

Yes can.

Use ur credit card or debit card with visa on it.

can i use debit card to verify?

not sure, but i think my card is mastercard, not visa

Should be fine, regardless from master or visa. Remember to enable for online transaction first.

Sorry only Visa or Amex

paypal without register oso can use la..just key in ur card no then poof approved liao..

how to create? just go to their website and set up account?

Why don't you make an account first and ask later. There's definitely no problems in using PayPal in Malaysia but the conversion rate for foreign currency is slightly higher at PayPal and Malaysia don't get the "Donate" option which lets people send money to someone without any PayPal fees and protection.

of coz its legal lol...i got 4 paypal account...1 malaysia, 1 japan, 1 HK, and 1 US

This post has been edited by chinti: Jan 23 2017, 05:03 PM

PayPal all the way.
I got both countries account
One for business and one for buy online stuff

just go to their website and create is it?

Not true, been using Mastercard on Paypal all the time.

why need so many? i tot one account can use for all?

coz i transfer money to each other, and u cant link oversea debit card to malaysia paypal account. so u need diff country paypal for diff card

of course legal, Paypal Malaysia office is at Bandar Utama

legal la.. been using few K for business and online purchase.

if i got uk barclays card, and one maybank debit and one maybank credit, i need to create 3 accounts?

both maybank work wit malaysia account. for the uk u need uk paypal
paypal verified ur card detail wit ur address, so ur uk card confirm uk address hence u need use uk paypal

This post has been edited by chinti: Jan 23 2017, 05:08 PM

so i can link 2 or more malaysia card with one paypal account regardless bank and holder name?

meaning if my mom use public bank, and i use maybank, our card can link to one account?

There is no limit of cards you can link.

you can just create an account first. No credit card needed.

as long as ur paypal registered address is the same as ur billing address

i now in the website oredi. choose personal or business

wat? they will bill to ur home?

u using for personal or business...?

no, its for verification purpose

im not doing business. so i guess personal

ok wait ah

you worked in the UK but no CC??

gao cho ah??

no, i only got debit, no cc

look at the country below, it is america flag, must i change the region to malaysia only proceed signing in?

if no CC, you rugi ...

with CC can get free gifts, points, cashback, travel insurance, baggage damage/lost claim rights etc etc....

i am v blur in finance thing. and for ur record, when i WAS there, the company pay money into my DEBIT card.

I never check all these, my account was created years ago (I think before Paypal in Malaysia).

just make sure login to the correct paypay.com

then filled up information correctly....

thats it.

go paypal.com.my and just sign up for personal

no, i search papyal and click first link in google, and it shows something like paypal.com/us......


so, i dono wanna proceed or not

ok sure i will go now. and mind me asking, why do we need paypal account? i can always pay online purchase using debit card right?

zzzz then y u wanna sign up...i use it coz sometimes im lazy 2 enter card info n paypal is more secure

sorry, i dono. i saw a lot of my friends sign up, and i wanna try too. so, meaning paypal no need enter card securtiy number right?

no

after this do what?

Go eBay and buy your thing and check out with your PayPal account.
Email with password will work
Just make your ur PayPal were activated

how to make sure my paypal is activated?

paypal in malaysia is useless ...

local account - can use MYR only ... and when pay, can pay merchants in MYR (local merchants only lar) ... vice versa (if you seller registered in malaysia, can only receive MYR)

if want to transact with foreign currency with receiver having paypal account - can just use your cc (or debit card now) without registering for an account

pretty much useless lar that account ...

then why do ppl open paypal account? besides receiving money as a seller

paypal for safety only ... in case any shit happens, then can ask paypal to reverse transaction

but then, for you to pay in paypal, the seller must have paypal account ... and seller paypal account fee is abit high, charge % commission for every sale ... (most small time sellers rather not have this and stick to normal IBG)

last time, before BNM come kacau, i can use my paypal account like a USD holding bank account (withdraw when rates are nice) and trade with other countries ... now cannot d ... malaysian account can only hold MYR

This post has been edited by GrowTentProject: Jan 23 2017, 07:38 PM

how to ask paypal reverse transaction? u oredi send money, still can reverse back?

wat is ibg btw

because the money is still with paypal, if that fella (scammer wants to withdraw) he got to instruct paypal to deposit to his registered bank acc only he can withdraw

for banks, if you deposit cash, that fella can immediately withdraw d ...

IBG ... interbank GIRO / IBFT ... 0.11 sens (PBB currently free )
instant RENTAS - 0.53 (PBB currently free )

usually how long need wait paypal deposit to bank acc of seller?

and wat is giro ibft rentas pbb?

Once you key in your debit card and PayPal ask you wait for the code 4 digit from debit card, should be wait around 3-7 days and then check with ur online e-statement and see wether it is charged on Rm1. If I am not wrong.
Once you get the code and keyin into ur PayPal account for activation.

Follow Below Steps
1) For who is using Maybank Visa Debit ATM Card.

2) I can confirm you can completes it this within 24 hours.

3) You can use anyone credit card or debit card, it’s no need to be own card use for Paypal.

4) Login to www.paypal.com with your Paypal account with your Email & Password.

5) Click on My Account tab, and select Profile and Add/Edit Credit or Debit Card.

6) Edit your details of your Maybank Visa Debit Card and make sure the address is exactly the same as your billing address.
7) You will get a Verification Email through Paypal saying that you have successfully linked your card to Paypal acccount. And now all you have to do is waiting for the code from Maybank2u Description. Wait about ONE DAY before doing the following steps*


8) Login to your Maybank2u.com and click on Accounts & Banking, then click on your Account number for your Account Details.

9) Click on Debit Card History and you will saw an entry with the word “PAYPAL”. The code is the 4 numbers before the word PAYPAL.

Eg: PREAUTH SALE 4911PAYPAL-*EXPUSE DATED 19May2012
Paypal Code : 4911

10) **If you check your account for details of the transaction too early, you might not see the code appear or would not be able to get the code.

11) Log in www.paypal.com and click on Profile, then Add/Edit Credit or Debit Card.

12) Click on Enter PAYPAL Code and enter the code you obtained in Step Nine.


Successfully!
And now you have successfully linked your Maybank Visa Debit Card to your Paypal. You will get the refund of USD1.95 to your Paypal account.

*::* NOTES *::*

* If you have problems linking your card, check to make sure that you checked the details of the card is all correctly. Especially the Billing Address. If all else fails, you have to call Maybank customer service.

just now i add 'new card' and key in my debit card, paypal never say giv me 4 digit code.

if you don't mind the tax

the thing is i forgot my maybank2u account password everything. any alternative method?

.11 sens one, cheap one have to wait at least 1 working day
.53 rentas - immediate

last time i use paypal withdraw waited around 2 working days

Hey guys confirm Malaysia don't have this "Donate" option??

Hi! I am new here. I would like to open a PayPal account.
I have look browse through Lowyat forum and I know that.
Firstly a debit or credit card is required in order to register to
PayPal. But I prefer to use debit card.

In 2007 0r 2009, I can't remember the dates. In order to get a
cheaper rates withdrawal. Any bank that is supported by PayPal
the setting can be edit from using debit card change to directly link
from a bank account.

But in 2014, I saw a thread in Lowyat forum now they limit the
options of certain bank accounts that can directlylink to PayPal.
So now, some banks only use debit card to top up PayPal but cannot
link directly from bank accounts and some certain banks can use a
direct link from bank accounts to PayPal.

One of the banks mention is RHB and they didn't tell about the specific
name of the other banks. I would like that feature which is the bank
account is link directly to PayPal. But that was 4 years ago.
I'm not sure the options settings is still the same or have changed.

So now the question is can you give me a list on what certain bank
can link bank accounts directly to PayPal as well as the highest successful
withdrawal rates and quality friendly top notched service?

Thank you.


This post has been edited by Electraxander: Apr 25 2018, 06:16 PM

It is illegal.

AKTA PAYPAL 1957

SESIAPA YG MEMBUKA ACCOUNT PAYPAL DI MALAYSIA AKAN DI DENDA RM 1,000,000.00 ATAU PENJARA 20 TAHUN ATAU KEDUA-DUANYA SEKALI.

ada link tak?

I link both my Maybank debit card and bnk account to my paypal with no issues

thats just a troll statement.

just create account then add credit card...active code will be send to credit card statement..btw with no active code also can use paypal...this is lack about paypal anyone can add CC somebuddy

I'm unqualified to get Maybank account because of their policy.

Is there another bank account that can link to PayPal?

Im not sure the specifics, but i dont see any reasons why any other banks wont support PayPal.

I was using public bank, withdrew to my account without any issue and I could use the debit card (atm card) to verify paypal and shop with it. You could instantly see the verification code in the online transaction list

I saw a thread dated in 2014, some banks do support PayPal.
But, some banks that supported PayPal can't directly link their bank
accounts to PayPal.

They only can give top up in the debit card.
Withdrawing through directly from bank accounts is much cheaper
than debit card.

But this was years ago, I don't know if it's still applies.

I heard that public bank has high & stable PayPal withdrawal success rate.

So are you saying that your public bank account is directly link to your PayPal?

Or are you using debit card to link to your PayPal?

I have linked two accounts to my Paypal, only tried to withdraw on one. IINM it took less than a week with no charges since it's above a certain amount.




Why do you want to top up with debit card or bank account anyway, it will take days for the fund to be in your account. You could just checkout directly with your debit card, there aren't any extra fees iinm. As for the currency rate, you could go with Paypal's rate during payment or let them bill you with USD etc and you follow your bank rate.

OMG BINGDING! Long time no see... what happened to you?

Yes you can setup Paypal in Malaysia. 1 Personal. 1 Company. You need verification of address & identity for full access.

Does the username needs to be the same as your name in the bank account?

Yes, trying to do some shady stuff is it? If you are unlucky they will ask you to submit some documents to verify your account

of course. please don't use made up english name (Apple Wong, Never Wong). use your legal name / legal company name please..

you bingding ka?

Anyone know how to link PayPal with Samsung Pay here in MY?

for example if I apply to PayPal website
it ask for last name
you know this is Malaysia right.
We often use the back name as last name
while US use the back name as first name

Should we follow Malaysia style?
what is a bingding?

Not doing something shady.
Just a habit when it comes to making up creative username

for ex: if I want to pay for something, need to top up the debit card then from debit card fund Paypal account.
Am I right?
if direct from bank account to PayPal.
I don't need to top up.
Am I right?

Does Checkout means withdraw?

I don't want to top up. Like I said all my info is from years ago.
Years ago info says that withdraw using link direct bank account is cheaper.
I don't know nowadays withdrawal fees.
Since u are a regular & has a 1st hand experience with PayPal & know really
well about the current fees.
I guess that makes my info obsolete.

Checkout means when you pay for something when you shop online or trying to send payment to someone. At least for Public bank since the atm/debit card is linked directly to your bank account, you can just select your debit card and it will instantly deduct the amount from your bank account and pay. Some other bank require you to "top up" your debit card by transferring funds from your bank first.

And no when you try to pay on Paypal using your bank account, there's a waiting period of at least 3 working days. Well you could top up the funds on your Paypal account with your bank account few days in advance if you know you are going to shop next week, something like store credit. TBH no one uses fund on their account to shop anymore nowadays unless you are selling stuff online.

For example if I want to buy something right.
And my debit card don't have enough money in it.
How do you Top up the debit card?

why follow ppl? use your own name la.. if you don't know your last name / surname, ask your family.

adoi lol

Not sure about other bank debit card but as I said previously that the Public bank's atm card that you would get when you open a new account is also a debit card. It's linked directly to your PBB bank account and you can pay as long as you have enough money in your bank account. If not just ask someone to transfer to your account or use atm.

Last time when I used CIMB debit card, it's on a separate account so I have to do online transfer from my CIMB account to the debit card account before buying stuff.

wow..you are very knowledgeable

CIMB cannot link to PayPal right?

I got what you mean

You could add CIMB to your Paypal but I never tried to withdraw to or from the account so I can't be sure it works. CIMB debit card works tho but it was troublesome when I used it as you need an extra step. It might have changed, never used the card for over two years since I got the public bank one

Just ask them to allow online transaction when you are at the bank as they are all disabled by default since few years ago iinm.

Thank you Nojo and saintnotsinner for sharing your vast of knowledge & wisdom to me. I have now understand completely about PayPal.

I really appreaciate it.

Oh one more question. Is it true that because of Maybank annual fee is free. There are limited features?

Oh yeah, I forgot. The Maybank Cherry Card is it a Debit/ATM Card or only a Debit Card?
How does Maybank fund PayPal account, is it deducting directly from the bank account or "Top UP' the Debit card?

Debit card and ATM card.
When you pay, money deducted immediately from your saving account.

This post has been edited by Skylinestar: Apr 26 2018, 03:32 PM

Dunno what you're talking about (Malaysia style). Normally...
First name is your given name.
Last name is your family name.

Maybank annual fee is free so I heard that they have limited features.
Is that true?

How about RHB, it link directly to saving account and deduct from saving account not "Top Up"?

ok I browse through RHB debit card website.
I saw they have a lot of kinds of debit card to choose from.
there's MasterCard debit card, can this type of debit card link to PayPal?
Another one is Visa debit card, same question, does this type of debit card link to PayPal?

This post has been edited by Electraxander: Apr 27 2018, 12:21 AM

some people use Paypal as

- Withdraw money from Google Adsense (blogger/apps dev/etc.)
- Withdraw money from Clixbank (affiliate thing)
- Buying things from Lazada (cos sometimes cc/db card jammed hard especially when LZD on campaign)
- Buying things from Amazon/Ebay/Aliexpress (etc.)
- Transfer money from Payooner to Paypal or vice versa.

tl;dr : Paypal is actually useful for who make money online with Amazon Affiliate/Google Adsense, etc.

Majority use as business intended.

and now u have to active ur paypal account every year in m2u page.. go to the card management.. and chooce overseas atm.. just click the period time you want to active your paypal thru maybank account.