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PayPal account
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Electraxander
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 Apr 25 2018, 06:08 PM
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New Member
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Hi! I am new here. I would like to open a PayPal account.
I have look browse through Lowyat forum and I know that.
Firstly a debit or credit card is required in order to register to
PayPal. But I prefer to use debit card.
In 2007 0r 2009, I can't remember the dates. In order to get a
cheaper rates withdrawal. Any bank that is supported by PayPal
the setting can be edit from using debit card change to directly link
from a bank account.
But in 2014, I saw a thread in Lowyat forum now they limit the
options of certain bank accounts that can directlylink to PayPal.
So now, some banks only use debit card to top up PayPal but cannot
link directly from bank accounts and some certain banks can use a
direct link from bank accounts to PayPal.
One of the banks mention is RHB and they didn't tell about the specific
name of the other banks. I would like that feature which is the bank
account is link directly to PayPal. But that was 4 years ago.
I'm not sure the options settings is still the same or have changed.
So now the question is can you give me a list on what certain bank
can link bank accounts directly to PayPal as well as the highest successful
withdrawal rates and quality friendly top notched service?
Thank you.
This post has been edited by Electraxander: Apr 25 2018, 06:16 PM
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Electraxander
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Apr 26 2018, 12:58 AM
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New Member
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QUOTE(MarioKart @ Apr 25 2018, 06:12 PM) It is illegal. AKTA PAYPAL 1957 SESIAPA YG MEMBUKA ACCOUNT PAYPAL DI MALAYSIA AKAN DI DENDA RM 1,000,000.00 ATAU PENJARA 20 TAHUN ATAU KEDUA-DUANYA SEKALI. ada link tak? |
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Electraxander
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Apr 26 2018, 01:11 AM
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New Member
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QUOTE(G_KeN @ Apr 26 2018, 01:05 AM) I link both my Maybank debit card and bnk account to my paypal with no issues thats just a troll statement. I'm unqualified to get Maybank account because of their policy. Is there another bank account that can link to PayPal? |
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Electraxander
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Apr 26 2018, 01:29 AM
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New Member
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QUOTE(G_KeN @ Apr 26 2018, 01:18 AM) Im not sure the specifics, but i dont see any reasons why any other banks wont support PayPal. I saw a thread dated in 2014, some banks do support PayPal. But, some banks that supported PayPal can't directly link their bank accounts to PayPal. They only can give top up in the debit card. Withdrawing through directly from bank accounts is much cheaper than debit card. But this was years ago, I don't know if it's still applies. |
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Electraxander
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Apr 26 2018, 01:34 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 01:22 AM) I was using public bank, withdrew to my account without any issue and I could use the debit card (atm card) to verify paypal and shop with it. You could instantly see the verification code in the online transaction list  I heard that public bank has high & stable PayPal withdrawal success rate. So are you saying that your public bank account is directly link to your PayPal? Or are you using debit card to link to your PayPal? |
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Electraxander
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Apr 26 2018, 01:44 AM
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New Member
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QUOTE(saintnotsinner @ Apr 26 2018, 01:39 AM) OMG BINGDING! Long time no see... what happened to you? Yes you can setup Paypal in Malaysia. 1 Personal. 1 Company. You need verification of address & identity for full access. Does the username needs to be the same as your name in the bank account? |
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Electraxander
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Apr 26 2018, 02:15 AM
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New Member
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QUOTE(saintnotsinner @ Apr 26 2018, 01:50 AM) of course. please don't use made up english name (Apple Wong, Never Wong). use your legal name / legal company name please.. you bingding ka? for example if I apply to PayPal website it ask for last name you know this is Malaysia right. We often use the back name as last name while US use the back name as first name Should we follow Malaysia style? what is a bingding? |
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Electraxander
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Apr 26 2018, 02:19 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 01:50 AM)
Yes, trying to do some shady stuff is it?  If you are unlucky they will ask you to submit some documents to verify your account
» Click to show Spoiler - click again to hide... «
Not doing something shady.
Just a habit when it comes to making up creative username
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Electraxander
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Apr 26 2018, 02:29 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 01:38 AM)
I have linked two accounts to my Paypal, only tried to withdraw on one. IINM it took less than a week with no charges since it's above a certain amount.
https://i.gyazo.com/8d321b8850bdd3a6e83ad203e29e8626.png https://i.gyazo.com/86e3fb8a7fea4888cca33117be05952c.png
Why do you want to top up with debit card or bank account anyway, it will take days for the fund to be in your account. You could just checkout directly with your debit card, there aren't any extra fees iinm. As for the currency rate, you could go with Paypal's rate during payment or let them bill you with USD etc and you follow your bank rate.
for ex: if I want to pay for something, need to top up the debit card then from debit card fund Paypal account.
Am I right?
if direct from bank account to PayPal.
I don't need to top up.
Am I right?
Does Checkout means withdraw? |
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Electraxander
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Apr 26 2018, 02:36 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 01:38 AM)
I have linked two accounts to my Paypal, only tried to withdraw on one. IINM it took less than a week with no charges since it's above a certain amount.
https://i.gyazo.com/8d321b8850bdd3a6e83ad203e29e8626.png https://i.gyazo.com/86e3fb8a7fea4888cca33117be05952c.png
Why do you want to top up with debit card or bank account anyway, it will take days for the fund to be in your account. You could just checkout directly with your debit card, there aren't any extra fees iinm. As for the currency rate, you could go with Paypal's rate during payment or let them bill you with USD etc and you follow your bank rate.
I don't want to top up. Like I said all my info is from years ago.
Years ago info says that withdraw using link direct bank account is cheaper.
I don't know nowadays withdrawal fees.
Since u are a regular & has a 1st hand experience with PayPal & know really
well about the current fees.
I guess that makes my info obsolete.
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Electraxander
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Apr 26 2018, 02:39 AM
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New Member
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For example if I want to buy something right.
And my debit card don't have enough money in it.
How do you Top up the debit card?
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Electraxander
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Apr 26 2018, 02:50 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 02:39 AM) Checkout means when you pay for something when you shop online or trying to send payment to someone. At least for Public bank since the atm/debit card is linked directly to your bank account, you can just select your debit card and it will instantly deduct the amount from your bank account and pay. Some other bank require you to "top up" your debit card by transferring funds from your bank first. And no when you try to pay on Paypal using your bank account, there's a waiting period of at least 3 working days. Well you could top up the funds on your Paypal account with your bank account few days in advance if you know you are going to shop next week, something like store credit. TBH no one uses fund on their account to shop anymore nowadays unless you are selling stuff online. wow..you are very knowledgeable  |
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Electraxander
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Apr 26 2018, 02:52 AM
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New Member
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QUOTE(Nojo @ Apr 26 2018, 02:47 AM) Not sure about other bank debit card but as I said previously that the Public bank's atm card that you would get when you open a new account is also a debit card. It's linked directly to your PBB bank account and you can pay as long as you have enough money in your bank account. If not just ask someone to transfer to your account or use atm. Last time when I used CIMB debit card, it's on a separate account so I have to do online transfer from my CIMB account to the debit card account before buying stuff. CIMB cannot link to PayPal right? |
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Electraxander
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Apr 26 2018, 02:53 AM
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New Member
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QUOTE(saintnotsinner @ Apr 26 2018, 02:41 AM) why follow ppl? use your own name la.. if you don't know your last name / surname, ask your family. adoi lol  I got what you mean |
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Electraxander
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Apr 26 2018, 03:15 AM
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New Member
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Thank you Nojo and saintnotsinner for sharing your vast of knowledge & wisdom to me. I have now understand completely about PayPal.
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Electraxander
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Apr 26 2018, 03:16 AM
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New Member
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I really appreaciate it.
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Electraxander
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Apr 26 2018, 03:05 PM
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New Member
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Oh one more question. Is it true that because of Maybank annual fee is free. There are limited features?
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Electraxander
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Apr 26 2018, 03:23 PM
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New Member
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Oh yeah, I forgot. The Maybank Cherry Card is it a Debit/ATM Card or only a Debit Card?
How does Maybank fund PayPal account, is it deducting directly from the bank account or "Top UP' the Debit card?
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Electraxander
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Apr 26 2018, 06:00 PM
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New Member
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QUOTE(Skylinestar @ Apr 26 2018, 03:36 PM) Dunno what you're talking about (Malaysia style). Normally... First name is your given name. Last name is your family name. Maybank annual fee is free so I heard that they have limited features. Is that true? |
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Electraxander
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Apr 26 2018, 06:15 PM
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New Member
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How about RHB, it link directly to saving account and deduct from saving account not "Top Up"?
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