I was using public bank, withdrew to my account without any issue and I could use the debit card (atm card) to verify paypal and shop with it. You could instantly see the verification code in the online transaction list

I have linked two accounts to my Paypal, only tried to withdraw on one. IINM it took less than a week with no charges since it's above a certain amount.




Why do you want to top up with debit card or bank account anyway, it will take days for the fund to be in your account. You could just checkout directly with your debit card, there aren't any extra fees iinm. As for the currency rate, you could go with Paypal's rate during payment or let them bill you with USD etc and you follow your bank rate.

Yes, trying to do some shady stuff is it? If you are unlucky they will ask you to submit some documents to verify your account

Checkout means when you pay for something when you shop online or trying to send payment to someone. At least for Public bank since the atm/debit card is linked directly to your bank account, you can just select your debit card and it will instantly deduct the amount from your bank account and pay. Some other bank require you to "top up" your debit card by transferring funds from your bank first.

And no when you try to pay on Paypal using your bank account, there's a waiting period of at least 3 working days. Well you could top up the funds on your Paypal account with your bank account few days in advance if you know you are going to shop next week, something like store credit. TBH no one uses fund on their account to shop anymore nowadays unless you are selling stuff online.

Not sure about other bank debit card but as I said previously that the Public bank's atm card that you would get when you open a new account is also a debit card. It's linked directly to your PBB bank account and you can pay as long as you have enough money in your bank account. If not just ask someone to transfer to your account or use atm.

Last time when I used CIMB debit card, it's on a separate account so I have to do online transfer from my CIMB account to the debit card account before buying stuff.

You could add CIMB to your Paypal but I never tried to withdraw to or from the account so I can't be sure it works. CIMB debit card works tho but it was troublesome when I used it as you need an extra step. It might have changed, never used the card for over two years since I got the public bank one

Just ask them to allow online transaction when you are at the bank as they are all disabled by default since few years ago iinm.