I just started working and have been researching which credit card is suitable for fresh graduates who are starting their careers (with an annual income of RM24,000) and trying to build a good credit score for future loans. I found that the UOB One Credit Card is often referred to as the "first credit card" and is frequently mentioned on Xiao Hong Shu and Facebook because it’s easy to get, has simple terms, low fees, and offers attractive cashback rewards. Its ease of approval and reputation as a trusted bank make it a popular choice for first-time credit card users. Is this true?

I didn’t choose the HLB Wize card because its weekday benefits didn’t seem that great, though the weekend cashback is quite impressive. After considering everything, I decided to go with the UOB One. That’s why I’m asking here: Is there any other credit card that might be more suitable than the UOB One? Please recommend one for me!     I plan to use it for daily purchases like groceries, occasionally for petrol, and sometimes for entertainment.

I just receive my Bank Islam Visa Platinum credit card and spend on trip.com but didnt receive any cashback in the monthly statement despite meeting the minimun spending requirement RM500. Anyone know what happen?

3. Card required for: Cashback

4. Existing credit cards (if any): Maybank Ikhwan, Uob one  Rhb world master

Spending on monthly as below

Petrol Rm100 -Rm150
Grab Rm150 - Rm250
Grocery Rm400 - Rm 800

planning to purchase electrical appliances for new house using Shopee through credit card installment. I see that only three banks are accepted, CIMB Maybank and PBB. Wondering which cc from these banks are the best to apply to? Currently I have affin duo and rhb shell, but neither these two are accepted as cc installment in shopee.

No Amex. You thinking Amex KF?

3. Card required for:
Mostly for groceries >RM 1500 monthly
Online shopping >RM 11000
E-wallet >RM 300
Fuel >RM 300, but may be lower on certain periods

5. Interested in CC from: Any but now eyeing CIMBs.

Main goal: Just need another CC to main for Cashback for groceries, online shopping, SPayLater, and fuel. Prefer not to be tied to weekends only because of my work schedule

nope

e-money / online banking mainly replace cash / cheque.
cc is credit business. competition is BNPL.
20% growth rate for card business is very good.

3. Card required for: Petrol, grocery, insurance, bill

4. Existing credit cards (if any):
- Maybank 2 Amex platinum (activated Amex only, Visa still inside the envelope and didn't activate)

5. Interested in CC from: Any

Saw a lot of you recommend Affin Duo, but how it works? Can I just activate the VISA only?

Not really consider new cardmember for Maybank, guess using around 2022 or 2023, cannot remember
And as of now still didn't charge RM25 SST for my Visa, and MAE apps still showing pending activation
Every month I easily fully utilized RM50 cashback for my Amex, that why thinking alternate cash back card

Miss old days Public bank quantum card, too bad benefit had change hence terminated

Though looking for HSBC Live+, looks like affin duo is the best

Btw how you all fully hit affin duo (visa) cashback?