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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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prescott2006
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 Sep 30 2020, 09:03 AM
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QUOTE(CSW1990 @ Sep 29 2020, 05:58 PM) How much you get the cash back from those 23 credit cards per year ? Even if can earn 2000 per year i won’t do that, look at the time need to spent to pay in time and manage each No offense ya, just curious Average 400 to 500 per month I think, can get some lunch money lo. Some may think it is a tedious job, but some will get the satisfaction if can maximize all cash back.  Seriously, I am not the most aggressive one in this field leh, there are more forumers which are able to participate in each and every campaign and win all the prize. They are really god level.  |
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prescott2006
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Jul 16 2021, 05:43 PM
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Besides those eligible for online transaction card, which is the best card for Paypal with MYR transaction?
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prescott2006
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Oct 5 2021, 04:34 PM
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Going to buy iPhone which cost RM5799 through Apple Store. - Cannot use PayWave - Cannot confirm the card will be charged on weekend as Apple only charges when ship - CIMB and SCB card are out due to cross border fee - Don't want to use those cards that can get cashback by topping up wallets. Why waste? So what is the best card to get maximum cash back? This post has been edited by prescott2006: Oct 5 2021, 04:36 PM |
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prescott2006
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Oct 5 2021, 04:40 PM
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QUOTE(fruitie @ Oct 5 2021, 04:36 PM) Can use AmEx. I have been using AmEx for my purchases on Apple Store. It will charge on the day you purchase and the day it ships out is only for posting date, so not an issue for AmEx weekend cash back. Is your item readily available? For item like iPhone 13 which need to wait few weeks, when pay using Amex, we will receive charged notification but actually the transaction only appear on the statement on shipping day. I did not get any cashback when using Amex due to this based on my experience. |
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prescott2006
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Oct 5 2021, 10:33 PM
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QUOTE(1mr3tard3d @ Oct 5 2021, 06:45 PM) r u seriously going to apply a card just for the cashback on the phone? those high percentage cashback card has a cap on eligible spending, so effectively probably get around 1%?  if get 12 month 0% instalment plan, save the reducing balance in fixed deposit @ 1.90% p.a. will probably result in interest around RM 50? but...RM 50/RM 5799 ~ 0.9%, not 5% I’m exactly like Fruitie, own more than 20 cards. Haha. After some thoughts, I think the best is Amex or Alliance You:nique. |
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prescott2006
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Apr 8 2025, 03:19 PM
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what is the best card to pay monthly subscription in foreign currency? e.g chatgpt, claude, baidu.
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