1. Annual Income: RM38k

2. Free Lifetime Annual Fee: None or waiveable

3. Card required for: Online purchases (cashback specifically)

4. Existing credit cards (if any): OCBC Titanium

5. Interested in CC from: No preference

6. Remarks: Is OCBC Titanium still the best for online purchase cashback after the cashback revision (effective 21 April 2023)? If not, I'd love to replace it.
https://www.ocbc.com.my/assets/pdf/Cards/Re..._Mastercard.pdf

What's the best or top 3 credit cards which gives cashback for e-wallet reload now? Thank you!

What I know is Alliance Visa Infinite and Affin Duo, both got capped monthly also. Any other cards out there? thank you!

Yes. Can. Please refer to alliance bank credit card thread below and can ask questions there and read up what others have done.

I wont call it too good to be true, but it is good. Hence you are limited to rm3k per month. I could be mistaken but there was no limit when they launched the card.

1. Annual Income: RM60K.

2. Free Lifetime Annual Fee: Preferable.

3. Card required for: Reload GrabPay and other eWallets, and pay utilities (such as TNB electricity bill).

4. Existing credit cards (if any): Maybank 2 Card Amex, Maybank MasterCard Ikhwan, Maybank Amex Ikhwan, Public Islamic Visa (which will be cancelled soon, due to the reduction of online cashback from 4% to 2%).

5. Interested in CC from: None.

6. Others: None.
Thank you very much for your suggestion.