May I know how the bank informs you of the application status? Is it via email, SMS, or a call from the bank staff?

Does Bank Islam Visa Platinum gets cashback for ewallet top up?

If you have received your card, maybe can test out and let us know. Thanks

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: A Must or waive

3. Card required for: Mainly for groceries, dining, e-wallet & online shopping to get CB

4. Existing credit cards (if any): Nil

5. Interested in CC from: Alliance Bank Visa Signature

I have NEVER had a Bank Islam credit card but I've received SMS from Bank Islam roughly once every few months for some supposed spend.

There is way you can use M2C Amex to cover Maxis, Time Broadband. Pay these via POS Online, charge to Shopee PayLater. Then on weekend use M2C Amex to settle Shopee PayLater.

RHB Shell Visa give cb for Petrol, Online Transactions, Groceries. You may use Dining as filler.
For TNB, pay via myTNB app for example, and charge to RHB Shell Visa. Similarly for other utilities.

For Insurance payment auto debit, you may consider Affin DUO - 3% cb capped at RM30 for e-Commerce/Online Transactions, eWallet, Auto-Billing.
Or Bank Islam Visa Platinum-i - 3% cb capped at RM30 for Online, Auto Billings, Grocery and Dining, monthly spend must > RM500.

Thanks for taking the time to reply ! Seems like there's no one-card-fits-all card for me, haha.
Just did a compilation of my expenses. Insurance is the single largest monthly expense for me, around 15-20% depending on the month. But still not sure if it warrants to get a card just for it.

Just realised Dining is not part of the CB. Hmm, will have to analyse again with the new info.

Thank you !
Hmm, what function is it under ? Is it just under "Pay Bills" ?
It works for the CB ? I always thought its similar to JomPay and that is not eligible right ?
Anyways, mine is Hotlink Postpaid, not sure can pay to "Maxis" anot. Even if yes, my handphone bill is minimal in the grand scheme of things anyways.

Do you also know about the Ikhwan AMEX? will it also get CB if used the "Pay Bills"?

8% Cash Back on online spend

Bank Islam Visa Platinum-i,  auto-billing is it inclusive insurance?

I am still figuring out the cycle of Bank Islam cb.

For example, statement dated 25th Feb. Then cb for Feb (in statement it says "Cash Back for Card xxxx - Feb") will show up in mobile app on 10th March.
For any month, I have yet to charge anything after statement date (eg 26 - 31st Jan, 26 - 28th Feb), so till today I still don't know if cb follow statement date or calendar date 
But I do get full RM30 cb for RM1K spend, so no complaint.

Yes, I also find Bank Islam CS less than ideal.
During application, they never asked how high credit limit I wanted to apply.
They gave me > RM100K credit limit, which is 2.5x my monthly salary.
So I asked CS how to reduce credit limit. And they said must download a form, fill it up and submit to a branch 
So I did all that > 1 month ago to reduce to RM10K. Till today still no action from them 
Call CS, also blur.
One of this day, when I am around Jalan Raja Laut, I'm going to go to their HQ and sort it out.

Do update here once you have your new statement thank you in advance

affin duo and bank islam visa platinum applicable for prudential insurance cashback?

Hi there, looking for a recommendation for credit card.

Annual income : 100k
Existing credit card : Maybank 2 card amex/visa, maybank ikhwan amex, affin duo
Main purpose : Cashback

Currently maxing out all credit card cashbacks
M2Amex - RM 50 (RM 1k spending , 5%)
Maybank Ikhwan Amex - RM 50 (RM 625 spending , 8%)
Affin duo - RM 50 (RM 1666.66 spending , 3%, with statement RM 3050 using BT)

After discovering the wonders of using Spaylater to maximize cashback, have been able to maximize all 3 cashback rewards.

My spendings per month is enough to get max cashback for all 3 cards, but i find that i have extra about RM 500- 1k (Varies every month depending on spending) every month that goes wasted as i cant get anymore cashback.

Can any sifu recommend a card where i can put that extra spending to get cashback?
The spending would be label as online as now i usually put all spendings into Spaylater.

Preferably a card that does not have minimum spending amount to get cashback as may not be able to consistently spend that amount each month eg. RHB Shell (minimum RM 2.5k spending for 5%)

Anyone managed to get cashback for insurance auto debit under Auto Billing category for Bank Islam Visa Platinum Credit Card?

ideaplus is the cashback for this card based on statement month or calendar month cycle?

*For those who understand my underlying transaction, can use it for your own benefit*
CIMB PVI : 1000 Setel + 500 grocer @ RM 75
CIMB PVP : 1250 Setel @ RM 60
M2C Amex : 1000 SpayLater @ RM 50
Maybank Ikhwan : 625 SpayLater @ RM 50
Affin Duo : 1667 online + 1383 Balance Transfer / Filler @ RM 50
PBIVP : 750 online/Ew @ RM 15  --- gonna cut soon coz SST waiver not given anymore soon
-
due to certain perks on certain petrol station
Maybank VS : 1760 Shell @ RM 88

========= Total RM 388 per month @ 3.90% CB transaction rate

New in-line
BMMB POS VI : up to 1250 POS-transaction, up to RM 100 CB per month  -- gateway for DBKL / Cukai Taksiran / TNB / Indah Water

Gonna Apply for Bank Islam 1000 online @ RM 30

======
I'm very sad with lost of RHB Shell Visa ... that is RM 200 per month.. sigh

1. Annual Income: RM70k

2. Free Lifetime Annual Fee: If possible then free, else no also ok

3. Card required for: Petrol, grocery, insurance, bill

4. Existing credit cards (if any):

- Maybank 2 Amex platinum (activated Amex only, Visa still inside the envelope and didn't activate)
- Maybank Shopee
- UOB Lazada

5. Interested in CC from: Any

Now mostly I use Maybank Shopee as upon I wave the card, I can get Shopee coins in Shopee then buy stuff or paid bill in Shopee

Looking for credit card to replace both UOB Lazada as it quite useless, only able to redeem the point upon I buy stuff in Lazada

Saw a lot of you recommend Affin Duo, but how it works? Can I just activate the VISA only?

On the other side, how about HSBC live+? seems not bad also

Thanks for the recommendation, will consider affin duo and bank islam

as for alliance bank, I hardly hit RM3k
Not really consider new cardmember for Maybank, guess using around 2022 or 2023, cannot remember
And as of now still didn't charge RM25 SST for my Visa, and MAE apps still showing pending activation
Every month I easily fully utilized RM50 cashback for my Amex, that why thinking alternate cash back card

Miss old days Public bank quantum card, too bad benefit had change hence terminated

Though looking for HSBC Live+, looks like affin duo is the best

Btw how you all fully hit affin duo (visa) cashback?

As for Islamic amex, I though amex cashback is share between each other? correct me if I am wrong on this

For Bank Islam card, is e-wallet transaction eligible for the cashback?