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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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DarReNz
post Jul 26 2017, 10:58 AM

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QUOTE(neo_6053 @ Jul 25 2017, 08:20 PM)
but cap at RM30 only sad.gif
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cap at RM30 each so you will have a total of RM60 for both cards besides your RM50 from maybank amex card nod.gif
DarReNz
post Jul 27 2017, 08:21 PM

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QUOTE(soyabean123 @ Jul 26 2017, 10:58 PM)
1. Annual Income: RM42k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Pump petrol only, cash back (I often pump during weekdays)

4. Existing credit cards (if any): Mach HL

5. Interested in CC from: Any

6. Others: I want cc that can give me highest cash back via pump petrol smile.gif
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how about maybank islamic MC ? get 5% cash back every friday & saturday icon_idea.gif
DarReNz
post Jul 30 2017, 08:33 PM

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QUOTE(woolala @ Jul 30 2017, 05:32 PM)
Hi, I'm currently using maybank 2 cards and is trying to maximize the rewards for non AMEX transactions which are roughly 1k to 1.5k a months. What are the recommended card for it.

1. Annual Income: Nil

2. Free Lifetime Annual Fee: must

3. Card required for: Payment for non-AMEX transactions and auto billing (i.e. Insurance, phone bills, astro and occasionally overseas transactions etc)

4. Existing credit cards (if any): maybank 2 cards and citi rewards

5. Interested in CC from: any banks

6. Others:
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actually insurance, phone bills and astro can all be paid online to get 5% cash back so you can consider quantum cards as it also has 1.25% forex rates or if you could apply for visa signature even better cool2.gif

This post has been edited by DarReNz: Jul 30 2017, 08:36 PM
DarReNz
post Jul 31 2017, 07:59 PM

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QUOTE(prescott2006 @ Jul 31 2017, 05:42 PM)
1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: No

3. Card required for: Overseas Transactions

4. Existing credit cards (if any):
    1. Alliance You:nique
    2. UOB One
    3. UOB YOLO
    4. Hong Leong Essential
    5. Hong Leong Mach
    6. Maybank Visa Ikhwan Platinum
    7. Maybank Mastercard Ikhwan Platinum
    8. Maybankard 2 MasterCard Gold
    9 Maybankard 2 Amex Gold
    10. Standard Chartered Business
    11. HSBC Amanah
    12. Ambank CARz

5. Interested in CC from: -

6. Others: -
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how many cards do you normally bring out in your wallet ? hmm.gif
DarReNz
post Aug 10 2017, 07:41 PM

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QUOTE(masahito @ Aug 10 2017, 06:33 PM)
What's the best card for buying stuff on lazada / 11 street?
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can apply for public bank VS/quantum cards nod.gif
DarReNz
post Aug 13 2017, 09:20 PM

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QUOTE(asd5139 @ Aug 13 2017, 08:03 PM)
. Annual Income:  RM60K ++

2. Free Lifetime Annual Fee: NO AF is better but if cheap also ok

3. Card required for: Lounge Access.

4. Existing credit cards (if any): Maybank Ikhwan MC

5. Interested in CC from: no idea

6. Others: fly atleast once a month domestically.

Thanks
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apply aeon big gold or aeon gold visa/mastercard icon_idea.gif
DarReNz
post Sep 24 2017, 08:51 PM

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QUOTE(mchambs67 @ Sep 23 2017, 07:02 PM)
1. Annual Income: S$45k (Msian citizen but working in Sg)

2. Free Lifetime Annual Fee: Yes or waivable

3. Card required for: online, groceries,  dept store, petrol, dining

4. Existing credit cards (if any): Cimb Cashback, hsbc amanah, maybank 2 Amex

5. Interested in CC from: - I guess MBB Ikhwan, PB Quantum visa/master. Any other recommendations? UOB Yolo for online?

6. Others:
Rejected for PB Visa Signature, so not sure need to wait for a while before applying for PB Quantum cards.

Amex not accepted widely in JB, so thinking of MB  Ikhwan but do I need to wait for a while too?

Thinking of Ambank world master or visa incase rejected by PB n MB as I got savings account there but cash back not attractive

Spending not high abt RM1+K per month but fluctuate

BTW, heard tht last time, if you own over certain number of credit cards, bank or gov agencies will charge you some fees. Is this true n applicable now?
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when did you get rejected for PB VS ? should apply for both PB Quantum & MBB IKhwan as it will cover all your categories icon_rolleyes.gif
DarReNz
post Sep 25 2017, 07:21 PM

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QUOTE(mchambs67 @ Sep 25 2017, 08:07 AM)
Got rejected abt 3 months ago and just got Amex abt 1 month ago. So don't have to wait for 6 months or more? Thks
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well quantum has lower requirements compared to VS so just go for it as long you don't have ptptn issues, etc smile.gif
DarReNz
post Nov 5 2017, 11:38 PM

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QUOTE(WEvolutioN @ Nov 5 2017, 05:48 PM)
Hi all,

Need CC recommendation for :

1. Annual Income: RM30k - 36k

2. Free Lifetime Annual Fee: A must (free for life)

3. Card required for: Petrol (Petronas/Shell), Phone Bills (Digi), Groceries (mostly AEON), Flight Ticket

4. Existing credit cards (if any): None

5. Interested in CC from: Any

6. Others: Prefer cash back over reward points

Thanks in advanced
*
get maybank 2 gold cards for petrol/flight tickets and the rest just put on public quantum cards cool2.gif

This post has been edited by DarReNz: Nov 5 2017, 11:39 PM
DarReNz
post Nov 13 2017, 10:33 AM

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QUOTE(nazi2014 @ Nov 13 2017, 08:53 AM)
Can u guys suggest best cb card for online tramsactiom? Without tier spending like the old cimb cash rebate card?h
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apply for public bank quantum or visa signature icon_rolleyes.gif

This post has been edited by DarReNz: Nov 13 2017, 10:35 AM
DarReNz
post Nov 13 2017, 06:40 PM

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QUOTE(daijoubu @ Nov 13 2017, 02:47 PM)
I actually have all the cards to fit my spending, but recently there is a big shift towards online purchases, and CIMB Cash Rebate recently got discontinued, so I'm looking for more Online CB cards smile.gif
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well you can go for uob yolo icon_idea.gif
DarReNz
post Jan 8 2018, 05:32 PM

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QUOTE(berrycoo~ @ Jan 7 2018, 12:10 AM)
Any promotion now for applying the PBB Quantum 2cards?
*
refer to PBB thread https://forum.lowyat.net/topic/4410413
DarReNz
post Jan 11 2018, 06:19 PM

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QUOTE(Killmeplsok @ Jan 11 2018, 05:21 PM)
1. Annual Income:RM55K

2. Free Lifetime Annual Fee: free or min swipe

3. Card required for: Online shopping like Lazada only

4. Existing credit cards (if any): Citibank CB / Clear

5. Interested in CC from: Any
*
CIMB Lazada Prepaid Mastercard, PBB Quantum cards
DarReNz
post Jan 13 2018, 09:47 AM

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QUOTE(Osho @ Jan 13 2018, 12:04 AM)
Charging a car on a card and looking for unlimited cashback?

It'll be easier for you to negotiate a 2-5% off from your car vendor and pay by cash

Since after charging a car on a card you're gonna pay by next statement
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he can still look for 0% BT to pay by installments brows.gif

 

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