u been using for 5 years?

I also kena from citibank. Before sign, semua boleh. Lepas sign, semua bayar.

In the end i paid it and cancelled the card.

its always like this, the higher the card, the more bising they get .... those gold classic poorfag card, all diam diam one, cause they dont dare to use, "I cancel card" threat .. asal got banks willing to give credit line gud enuf d

but when it comes to higher end like world card, signature, blink blink card, big benefits card .... when comes to annual fee ..... walala, wuhaha,wahaha !!! komprain komprain !!! your manyzer my manyzer !! you know i am latukshit/Tanseeshit

Cash back card they wont offer waiver.

But non cash back they do offer.

Last time they offer me 2 years waiver for PP i cancel juga.

But they waive for me before last time.

I'm still trying to understand your point.