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 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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fense
post Jan 10 2017, 11:48 PM

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QUOTE(T231H @ Jan 10 2017, 11:23 PM)
hmm.gif the 0.4% mgmt. fees...not already reflected in the daily NAV?
what you see is what you get?
yes, CMF is a great place to park yr cash while waiting to buy funds....

here is an example...

FSM Cash Fund: A Saving Account’s Liquidity But At Even Better Interest Rates!
September 29, 2009
Besides holding cash, most people would have thought that savings accounts are the only liquid asset available. With Fundsupermart’s Cash Management Fund, there is another option for investors who not only want to enjoy the liquidity found in savings accounts, but also grow their money at a higher interest rate. Read on for the comparisons between Malaysia’s savings account rates and the Cash Management Fund.
Author : iFast Research Team

https://www.fundsupermart.com.my/main/resea...Rates!--389
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every quater of half quater u will received a email abt platform cahrges. It will auto sell ur CMF and pay it. if u have no money in CMF, they selll ur bond>balance>equity.
fense
post Jan 10 2017, 11:50 PM

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QUOTE(contestchris @ Jan 10 2017, 11:46 PM)
What do you mean? Your dividend still not yet distributed back? I thought it gets reinvested on that same day it is distributed?

Please clarify. TQ!
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Declare dividen, normally need to wait sometime to get the amount and reinvest. u will received an email if the reinvest done but u get no notice when distribute declare.
I been svared once why suddenly crush so much i. a single day. haha the begineer phase.
esp when unit split..haha
fense
post Jan 11 2017, 12:29 AM

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QUOTE(Ramjade @ Jan 11 2017, 12:23 AM)
So if I sell off my bond fund on the 11/2, will I still be charged?
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technically not.
I remember been reading FSM topic about short term investment and long term investment.
You saved the platform chance by keep buying and selling. but you dun knw will you loos the chance of good return, may rebuy in higer price but sold at cheaper price, end up loos more
fense
post Jan 11 2017, 02:33 AM

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OMG...this is leesoookyee u all talk abt?
so special taste.
Attached Image
fense
post Jan 11 2017, 12:09 PM

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QUOTE(Avangelice @ Jan 11 2017, 12:00 PM)
we are always talking about losing money in unit trust, has anyone here in the history of investing in unit trust seen a fund default (if default is the right word)  as in they had to remove the fund from existence because of no investors?
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they will being absorbed into other fund right?
fense
post Jan 11 2017, 01:06 PM

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just come out from fundsupertmart office, nice n easy
fense
post Jan 11 2017, 05:57 PM

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QUOTE(ic no 851025071234 @ Jan 11 2017, 05:06 PM)
Ok I think I get it. So I shouldn't compare mutual investment to the compound interest from fd. I think I mix up the concept.

For fund if have good return and suddenly 1 yr drop big % I might lose all my gains through previous year. So isn't it long term invest will have higher risk for a big market drop?

So the annual returns we talking about never actually mean anything until we sell?

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I think You can not describe it as anual return, it depend on market, up or down. how mich u earn on paper only, if u did nt sell it.

FD compounding interest if FIXED but got lock in period, Fund is something does not have lock in period.
You can look Fund as a stock Market, but the best things is, u can sell anything u like wihout wait for a buyer.
Dividen from fund is not very mich significant, normally less than 5 % ande NAV drop still take sometime to gain back like previous.
Bond Fund is something more safe with some constant gain over year with minimal risk.

that Why SAT form had give you some idea, what kind of investor u suppose is and what fund u should invest. this is the basic of our own profolio. We are our own MANAGER for the money we invested.
fense
post Jan 12 2017, 01:50 PM

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QUOTE(guy3288 @ Jan 12 2017, 01:32 PM)
no follow"rules" portfolio after  >3 yrs...
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Very nice.

This post has been edited by fense: Jan 12 2017, 01:55 PM
fense
post Jan 19 2017, 11:46 PM

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Attached Image
how to make this one function? why it keep pop up debug when click on snapshot on and snapshoot update?
and my individual fund IRR and ROI not functioning

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