Have you searched and read up on their product highlight sheet? AMPRS Asia Pacific REITs Product Highlight Sheet @ 7th October 2016

I didn't see it 

Where is it? 

But they are essentially the same (no SC) and invest the same way

The only difference is the 0.25% management charge

"not too good" English
VS
"not too good" maths / Excel
kua hehhe

English: $10K dropped to $5K and recovers 6%

Which maths fits English:
$10K +6%
VS
dropped to $5K + 6%



for clarity, perhaps:
[attachmentid=8333515]
https://docs.google.com/spreadsheets/d/1BYt...dit?usp=sharing

This PRS funds actually feed from the mother fund (AMASIA PACIFIC REITS - CLASS B (MYR))
After some thought, get what you mean

Still switch or not it depends on how you understand the fundamentals and which give better future potential

If the original fund can't perform further or inferior compared to its peer (if you switched), then original stay put might not be the best option

Ultimately, it still depends on further analysis and monitoring before deciding whether making the switch is worthwhile

ps for the short circuit
You need to compare the funds by sector and region to see which fund house/platform provide better potential and return
This you need to ask AmInvestment

You mean after age 40, they will forcefully convert all your unit from growth to moderate or conservative in similar trends? 

I thought PRS you either follow their age portfolio or your own choice of fund and stick with it? 

er.. PRS has AGE LIMIT?
those are GUIDELINES of funds for certain age brackets lar

U do know it's up to the individual right? it's not a legal thing/law in choosing whatever PRS

Because you are not comparing the same timeline. For comparison, you need to start from same timeline. Even if you use FSM chart, if will start from same timeline.

Hey all, if I switch sell RHB funds to CMF will I incur the RM25 charge?

Good point on placing in cash management fund instead of partially in FD to max out the tier discount

Ok, I don't know what is the right way, but this is how I did it second time around after I learn from mistakes from the first time

1. Decide on your portfolio - lots of links provided by others and FSM articles are great place to start
2. Stick to max 6-7 funds - This is the toughest for me; always itchy hand want to try out flavor of the month
3. Open your account with FSM; make full use of the 30 days new account benefit
4. I agree with some other comments - dont put in everything lumpsum - set up RSP for all the funds you intended within the first 30 days of acct opening and you get 1% sales charge for the first 6 months. RSP tends to even out your cost, won't be entering at the lowest, but won't be the highest as well. Besides, would suit your schedule, don't need to look at when to buy, just let the RSP run on its own
5. Rebalance after a year or so

All the best and ask away. Many are here to help

we are talking about malaysia unit trusts where choices are very limited as compared to Singapore and Hong Kong.

any more than 7 to 9 funds (I have 9 funds) you will be investing in funds that over lap each other which beats the purpose of diversification.

example.

Rhb asian income fund
Ponzi 2.0
Affin hwang select bond fund.

all three I have and all three are within the same geography. so I lump all three as one within my portfolio. eg 50% goes into Asia ex Japan. within that 50% I divert to three funds

I don't believe in having 20 funds. I do believe in there's such thing called over-diversifying.

I do want better gains, at higher risk.

I have 7 funds including 2 bond funds, it's more than enough for me.

do note that placing emergency fund into CMF is not instant cash out. there's a lag time. same with bond fund.

dude. that's way too many correlations there. eg

your develop markets and Japan, global with ASEAN and Singapore and greater  China. global with Europe including UK.
way too many correlations there and you spread yourself too thin. 2% into each geography. how much is that? at the end of the day you make no returns.

May if you can list down all your funds , the guys here will promptly advise you on where to cut or shift?

How was the performance though, rarely see a 25-fund portfolio