one more step to being an investor. Have you targeted where your funds will go once you get the account?

how time flies. that was last year. in my head, i was thinking if this is a global recession coming. one year on, we have a new agenda in trump.

it gives room to experiment on ideas without losing capital. like war games on pc. utilizing strategies without losing a single man. for research purposes, it is a good learning point.

source

So what can you do to avoid to avoid the pitfalls of trying to buy low and sell high?

Understand your goals and risk tolerance: before you get started investing, it is critically important to understand what it is you are trying to accomplish and how much risk you are comfortable taking. Once you have that figured out, you can create an investment plan that is appropriate for you and comfortable enough to keep you from impulse buying high and panic selling low.
Avoid market timing: instead of trying to time investments perfectly and squeeze every last cent out of each one, focus on building a diversified portfolio of stocks and bonds that give you the greatest chance to succeed over the long term.
Leverage your resources: having a great financial plan and a diversified portfolio is irrelevant if you don’t follow through and stick to it. Becoming self-aware of the pitfalls is a great first step. Having a good financial advisor is a good step too. Just make sure that they are a fee-only fiduciary, so that they have your best interests in mind at all times.



just pasting what I think is the take home value. The rest of the article is at the website.

This post has been edited by vincabby: Jan 11 2017, 09:35 AM

it is there. i just look through their list just now. try to look again.

it does and it looks so great. now, to take you to the other side of the mirror, you willing to lose as much as you potentially earn? can you really stomach that? 10% profit also would mean 10% loss. it's all about how well your stomach can take it. not literally, not so much how much returns you can take.

however, with that being said, we have a wide range of school of thoughts here so go with whichever you find most suitable.

before i go back to my desk work, i will reply this

dividend in stocks is not the same as unit trust dividends. the idea is, you get dividend, UT goes down in NAV, it does not mean you make any money actually. with or without, it still relies on NAV price you bought and what it currently is.

ponzi 1 no distribution means it will not have the sudden drop in price which gives most ppl here heart attacks. the fund will still go "up and down every year" due to growth, shocking news, or any factors from change of personnel in the investment bank or change of prime minister, for example. so try not to use vague terms like "go up and down every year". if the UT don't do that, means you're either buying bonds or cash management funds.

go take a look at recommended funds and more times than most you won't go wrong from there. the bonds in here are esther teo fund, anita mui bond fund. i might have missed out some others.

as balanced as that can be, do you have that much trust in small cap in this country? usually they put around 5-10% only due to their high volatility. i presume you are going 100% equities and no fixed income then?

lazy to type and it's catchy so yea...

prob cos you are kinda hot headed and rash in that sense. don't really read fine print. take your time to study them. if you don't wan too much details, the fact sheet will be fine. read it again, again and again. after a while you'll get the hang of it.

usual charge is 2%, you get 1%. tell me is there an advantage or not.

the trick is the credit ninja trick which i'm not so sure about. anyway, the lower the charge, the better.

it's downright malaysian man. my dad who is chinese uses it. a malay uncle uses it. indians use it too. usually refer to the honda motor of old with the low cc count? haha. now, the relevance to the fund is the 'kap' in kap chai to the 'cap' in small cap. forgot who came up with this.

3 days. since it is after 3pm so one day count starts on thursday, not wednesday.

somebody's getting laid tonight. i mean paid...

my mum thinks it's kinda nice with four colours this time around. mitsubishi motors prob from another level altogether.

what to do...people are still voting him in. in the end whose fault is that? not even counting so called rigged and unfairness in the election system.

famous? sg? must be ramjade, avangelice, xuzen, puchongite.. all these sifu sifu. forgive me if i left out more sifus like adele123, dasecret... who else...

This post has been edited by vincabby: Jan 16 2017, 10:31 AM

don't wake the sleeping dragon. or in this case, the pink spider.