For additional details, Minimum amount is RM100K to get 4.5% p.a. for 12 months FD, less than that is 3.8% p.a.

Just deposit not more than 250K. PIDM protected.

100K for 12 months 4.5% p.a, less than 100K different rate. no need 101K to get 4.5%. Go to Melawati Branch see Cik Reena. Every branch should have an officer in charge about solely on this new promotion.

First time opening new account still need to go to banking hall. Later you have account already, can arrange but only for deposit by cheque. They come pick up only.

Cannot break, must be 100k in one cert


This post has been edited by voonmingloo: May 24 2017, 05:18 PM

This one I ask the rep tomorrow as he is coming to send me the cert to my house.

I really don't like the service at KFH, deposit or withdrawal or placing a FD will cost you wait for 30 minutes to finish the transactions, this case was when I am the only customer in the place. What a nuisance. Even the service at Bank Muamalat was better than them.

Is AmBank still got 4.4%? My Muamalat FD mature tomorrow, asked earlier for retention rate is 4.1% only.

When you login Hong Leong Connect, then you can see it at one of the banner. Only for eFD.

I did the FD at Bank Islam at Tesco Ampang using bankers cheques twice already, collected the receipts on the spot, no need wait n need to go back again.

Is it you went there and process at late afternoon? Around 3.30 pm? As cheques need to be bank in system before 3.30pm for same day clearance. If not the case, can check with the person in charge and ask to have the cert on the same day.

Yesterday I also got it at 4.23% 15 months. The location is at MyTown.

If deposit FD(s) at MyTown AND want the same day effective deposit for the same day, all personal cheques or banker's cheques that need to deposit for FD in MyTown KL, U BETTER need to be there and done before 4pm as this "Service centre" does NOT have a cheque deposit bank-in machine as it is not a banking hall at all. After the FD account is created by their laptop (link to affin system), the cheque will be handle by the their delivery man (if he is around as he need to travel to Maluri banking branch to deposit the cheque and collect the FD slips back to MyTown again, if after 4.30pm for cheque deposit in Maluri branch which is a cut off time for banking day, it will consider next BUSINESS day transaction and the FD effective day will be next Business day). So the person in charge in MyTown will check whether the delivery man in nearby or not when he/she start creating the FD account for you to make sure whether can make it on time. If not, it will be next business day to collect your slip. But you don't have to be there to do the transaction anymore. As it has been key in the system.

AFFIN MyTown is merely a service centre with ATM machines convenient for people who just want to come after office hour to do any transaction like creating account (can be same day as there is cash deposit machine, FD (effective next business day). So it is good for people who go on Weekend and do it in LEISURELY and on Monday OR any even in next weekend,(or next next) U go and collect the slip. No need to take leave.

All other banks should have practice more on these service centre that can accept FD deposit after office hour and don't mind the next business effective day slip or cert.

Here is the information of FPX limit for banks

If we instant transfer to MBSB SA from another bank today 50K max, and tomorrow do another transfer 50K max from another bank into this MBSB SA to make it 100k. Then tomorrow we go to the MBSB branch to apply for the FD offer (with CASA). can still consider fresh fund and get the promotion effective rate of 4.25%?

Thanks, I called my branch and will take it at fresh fund indeed.

Normally for PB customers, minimum is 100K for RM to help get better rate

MBSB Bank, effective rate 4.25%, for 6 months only.

Yes, the amount placed in FD gets the rate 5.5% for 75% amount placed and remaining 25% amount in CASA (current account saving account) is 0.5%. And best is queue in branch is virtually no one at all. Done mine in 10 to 15 minuets only. After 6 months, amount will be transfer to saving account. So you just apply internet banking and transfer elsewhere or FPX to another bank that gives best rate for FD (free for debit card 1st year so no charges at all).

Yes, apply the debit card at counter first then apply the internet banking at home.