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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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qse6236
post Jul 8 2022, 03:13 PM

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QUOTE(rainy~days @ Jul 8 2022, 02:40 PM)
user posted image

Current PBB new rate after ORP
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Trust this printout is done branch locally. Just merely change to new rates. FD Customers from 1st May to 7th July, may dispute over the rate for giving old rates by Bank.. Haha. Just my half cent..
qse6236
post Oct 5 2022, 04:20 PM

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QUOTE(Alocasia @ Oct 5 2022, 03:25 PM)
I want to open AmOnline for their 3.5% p.a. since it is extended until 31 Oct.

Anyone has a referral code to share, can pm?

The previous AMONLINE is expired.
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MSIA12
qse6236
post Oct 14 2022, 08:35 AM

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QUOTE(guy3288 @ Oct 13 2022, 08:25 PM)
Yes, if i park in SSPN with 3% , i rugi RM9000
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4500 only I guess, cos the tenure is only 6 months
qse6236
post Oct 14 2022, 10:05 AM

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QUOTE(BoomChaCha @ Oct 14 2022, 09:59 AM)
Taiko's 1 million investment:

SSPN 3% = RM 30000 return per year
Citi 4.8% = RM 48000 return per year

RM 48000 - RM 30000 = rugi RM 18000 per year. So 6 months will rugi RM 9000
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👍
qse6236
post Oct 14 2022, 04:34 PM

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QUOTE(michaelchang @ Oct 14 2022, 01:37 PM)
Because TIA is not FD. 2.8% are projection not fixed
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0.23% different.. Or - 8.95% on 2.57% 🤔
qse6236
post Nov 2 2022, 09:49 PM

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Only now I know no bank muamalat in sibu 🤣
qse6236
post Apr 27 2023, 03:13 PM

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Sifu2, anyone know why the profit is 4.01 extra instead of 50,000 x 4.30% = 2150
qse6236
post Apr 27 2023, 04:19 PM

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QUOTE(Lazygenes @ Apr 27 2023, 04:09 PM)
Hi, may I know which bank is this offering 4.3%?  Any special terms and conditions and until when?  Thanks
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MBSB.. No other tnc. Just that after mature auto credit to saving ac
qse6236
post Apr 27 2023, 04:20 PM

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QUOTE(poweredbydiscuz @ Apr 27 2023, 04:08 PM)
Next year is leap year (extra 1 day in Feb). And that extra 1 day is board rate (2.8%) only.

RM52,150 x 2.8% / 365 = RM4.01 (round up)
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Thank you Sifu
qse6236
post Apr 27 2023, 04:21 PM

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QUOTE(magika @ Apr 27 2023, 04:03 PM)
Mature on Sunday ?
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Saturday
qse6236
post Apr 28 2023, 05:12 PM

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QUOTE(nexona88 @ Apr 28 2023, 04:45 PM)
promo until which date??
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31/05/2023 or until fund size archived
qse6236
post May 10 2023, 11:25 AM

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Higher interest rate Vs Lucky Draw
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Just curious how many of the FD fans here prefer to have your FD to earn higher interest / profits than a chance to win a lucky draw etc.. ?
p/s.. I m not from any bank. I m just a normal fd fan.
qse6236
post May 15 2023, 12:09 PM

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Earlier understand from the MBSB staff that the current promotion rate will not be renewed automatically. Hence all will be uplifted and transfer to casa upon maturing. Not sure why and what is the reason behind. But I guess their system is not capable to renew at board rate for these promo fd. Anyway, they know what these fd rate hunters will normally do with their fds upon maturity. 😂😂
qse6236
post Jul 3 2023, 01:00 PM

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QUOTE(ikanbilis @ Jul 3 2023, 12:12 PM)
I am also too lazy to open another bank account/FD at BI, so i just dump into PBB eFD 4.05% and ASM as well.
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I once was lazy too, but considering 0.45% rate different for 100k about RM 450 with 1 or 2 hours of waiting..
Other words i hardly can earn 450 for 2 hours 😢
qse6236
post Jul 24 2023, 09:11 AM

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QUOTE(ScrappyCoCo @ Jul 21 2023, 07:47 PM)
For me i just put into MBB 4% 7months, don't need so mafan go branch. Peace of mind.

Would suggest using PC and Mozilla Firefox, so far no FPX issue.
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How and where can get this from mbb website?
qse6236
post Jul 24 2023, 09:19 AM

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QUOTE(dannyw @ Jul 24 2023, 09:13 AM)
Got it. Kamsia many many.
qse6236
post Jul 27 2023, 12:39 PM

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QUOTE(virtualgay @ Jul 27 2023, 12:14 PM)
why MBSB want CASA Bundle - totally dont understand
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I guess, is to make their balance sheet looks good 😅
qse6236
post Jul 28 2023, 08:29 AM

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Different banks use different banking terms. Upliftment, Redeem, Withdraw, Permature, etc..
Layman term should be used across the banks.
qse6236
post Jul 31 2023, 02:27 PM

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AmBank latest promo 10 months @ 4.00% BEST10
qse6236
post Sep 5 2023, 09:37 AM

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AmBank BEST8 4.05% till 30th September 2023

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