Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
newbiz2008
post Jan 2 2017, 08:25 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
OCBC 4% 12M promo extend until end of Jan 2017. New account needed and need to go counter to take out upon maturity
newbiz2008
post Mar 1 2017, 02:25 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(arisu72 @ Mar 1 2017, 11:34 AM)
whistling.gif  whistling.gif Last time my ex- CB RM was freaking me out, he kept saying there is high possibilities for banks to go bankrupt shocking.gif and how I have to be careful. Guess I got a bit of yam ying  tongue.gif
*
If you being blacklisted you won't able to open any account with bank
newbiz2008
post Jun 13 2017, 03:13 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(babysiew @ Jun 13 2017, 02:49 PM)
Went to Affin USJ branch. Using personal cheque. Effective today. 2 years at 4.25%. Interest into your account if you have Affin bank account. Very fast. Good service.
*
when will this promotion end?
newbiz2008
post Jul 3 2017, 10:07 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(Cookie101 @ Jul 3 2017, 08:16 AM)
AMB 12m 4.1% min 10k
*
monthly interest or upon maturity interest?
newbiz2008
post Jul 3 2017, 11:35 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(gsc @ Jul 3 2017, 11:14 AM)
RM sent this to me. Priority customer 4.2%
*
your guys get the info faster than AM bank customer service thumbup.gif
newbiz2008
post Jul 3 2017, 04:37 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(Human Nature @ Jul 3 2017, 04:08 PM)
OCBC Premier July Rate

9m - 3.70%
15m - 3.85%
*
from their website didn't state for premier only and it is 4% for 15months
newbiz2008
post Jul 3 2017, 08:32 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(Smitten @ Jul 3 2017, 07:25 PM)
FD mature on 27 Jun 2017, issuing branch public holiday. Bank Rakyat REFUSE to credit me the 1 day interest. Blame me for not informing them earlier & say I didn't monitor properly. Could i scalate to BNM?
*
You can go small claims court to file a case fill in the form and submit rm10. Wait for hearing.
newbiz2008
post Jul 3 2017, 08:33 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(Ah SiAnG @ Jul 3 2017, 07:54 PM)
[attachmentid=8938258]

RHB Term Deposit. Minimum Fresh Fund RM25K. Valid until 30 September 2017

Promotional Rate (with CASA balances less than RM10,000)

7 months - 3.95% p.a.
11 months - 4.10% p.a.

Promotional Rate (with CASA balances RM10,000 and above)

7 months - 4.00% p.a.
11 months - 4.15% p.a.

Terms & Conditions - CMD-i (Eng) | Terms & Conditions - CMD-i (Eng) (BM) | Terms & Conditions - FD (Eng) | Terms & Conditions - FD (BM)
*
From bank officer, rhb didn't lock the rm10k in the casa. You can withdraw after fd placement done
newbiz2008
post Jul 7 2017, 07:09 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(hwachong @ Jul 6 2017, 08:51 PM)
which bank?
*
This new regulation only applied to non Malaysian with usd 1mil or more
http://www.hasil.gov.my/bt_goindex.php?bt_...sequ=1&bt_lgv=2
newbiz2008
post Jul 10 2017, 10:35 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(Human Nature @ Jul 10 2017, 09:28 PM)
What details or documents are we required to bring to the bank then? EA form?
*
I asked am bank, they told me bring your ic and address supporting documents i.e. utility bill,
newbiz2008
post Jul 10 2017, 10:37 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(bbgoat @ Jul 10 2017, 05:02 PM)
Haha, now u regret closing the SCB accounts. I was thinking of letting it go instead of going to SCB to activate it. Waste of effort going there if not going to place FD anymore.  biggrin.gif

Last time when I opened FD in OCBC in March 2015, OCBC RM (I went straight to their PB centre), Googled my name !! I asked and she said it is their procedure. She then printed out the result and attached to the application forms !!  laugh.gif
*
Since day 1 all bank will open ctos to check your financial status but how they Google your detail?
newbiz2008
post Jul 11 2017, 06:28 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(bbgoat @ Jul 10 2017, 10:49 PM)
Day 1 ? When was CTOS established ?  tongue.gif

The RM type in my name in Google. Got a list of results then printed out like 2 pages of it.  biggrin.gif
*
That is not Google. Bank use ctos and ccris to check your financial record. If you blacklisted than you can open account
newbiz2008
post Jul 11 2017, 02:17 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(SmallPotato2011 @ Jul 11 2017, 01:42 PM)
Yeah, luckily still can put for AFFIN 4.30% for 24 months (every six months credit interest to account)...

No need fresh fund, just "renew" (manually) thru old 12 months 4.5% FD...
*
you must be heavy loaded. to get this rate amount must be more than 500k
newbiz2008
post Jul 12 2017, 06:40 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(SmallPotato2011 @ Jul 11 2017, 02:36 PM)
No need that huge amount. As quote in previous post.. 80K can already..
*
Need to confirm with affin bank officer, he told me below 500k 4.25 % and interest upon maturity
newbiz2008
post Jul 12 2017, 02:14 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(annoymous1234 @ Jul 12 2017, 11:57 AM)
Im at hong leong bank to open new saving acc for their fd promo. Is it true that hong leong no atm card? I don't need their debit card and they will charge annual fees.

And they charge rm100 cash for some cheque clearance or something. Did u guys get this?

Plus what is the cheapest way to transfer money from one bank to another? Bank cheque charge around rm5 to rm6 sweat.gif
*
cheapest way to transfer monies from bank to bank is you go to bank cash out and carry hard cash to other bank. charges 0 only risk is you might get robbed
newbiz2008
post Jul 26 2017, 10:54 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(familyfirst @ Jul 26 2017, 08:29 AM)
Any 4.3% deals still available anywhere??
*
wait for august, maybe got merdeka deal from bank
newbiz2008
post Aug 4 2017, 02:04 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(tikay @ Aug 4 2017, 01:08 PM)
anyone has any knowledge if RHB promo rate is 4.15% pa with casa 10K?
tq.
*
to get 11mths @4.15% min 25K , your saving acc must has min rm 10k but this rm 10k can be move out immediate after the fd done

This post has been edited by newbiz2008: Aug 4 2017, 02:37 PM
newbiz2008
post Aug 8 2017, 10:36 AM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(LazyKurosaki @ Aug 8 2017, 10:14 AM)
Do we have a whatsapp group to update on each other regarding fd promo ? If dont have, I will create 1 then we cn actively share promo rate from diff bank.
*
use wechat instead of whatapps , to protect individual privacy
newbiz2008
post Aug 9 2017, 12:24 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(shawnchng @ Aug 9 2017, 11:00 AM)
Got this today 🤗
*
package 1 deposit rm10k at casa rm10k in fd
package 2 deposit rm10k at fd and buy rm10k ASNB unit trust
package 3 deposit rm10k at fd and buy rm10k any unit trust products

This post has been edited by newbiz2008: Aug 9 2017, 12:24 PM
newbiz2008
post Aug 9 2017, 04:29 PM

Getting Started
**
Junior Member
102 posts

Joined: Dec 2008
QUOTE(alexanderclz @ Aug 9 2017, 03:56 PM)
if u manage to get asnb fixed price then u're talking. lol
*
i also want to invest in fix price asnb fund! bangwall.gif
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

3 Pages  1 2 3 >Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.7461sec    0.43    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 09:47 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.