Sorry to jump in here with a non FD question.

What accounts can I use for some spare money which I don't need till early next month?

FD cannot as it will be less than a month.

Checked MB MDA-i, but it is for monthly.

Thanks.

Some options to consider: -

1) OCBC SmartSavers Account
2) OCBC 360 Account / Account-i
3) HLB Pay & Save Account
3) Bank Islam's Wafiyah Investment Account
Are you referring to OCBC 360 Account? If yes, for the bill payment category, OCBC credit card is no longer counted. There is no minimum amount of RM50 for bill payment either. IBG / IBFT to other bank are also included as bill payment. 
GIA is NOT FD. If you are looking for something similar to Maybank's GIA, can consider Bank Islam's Wafiyah Investment Account. However, I heard it is only available over the counter at the bank's branches.

The T&Cs here does not mention about the ocbc credit card bill payment being eligible for the bonus interest for bill payment

https://www.ocbc.com.my/assets/pdf/Accounts...1115_ACC360.pdf
However, the info on the website mentions that the credit card bill payment is included. So, I am not sure which is the latest info. Have you tried it out yourself? Do share the outcome. As for inter-bank fund transfers, I know both IBG & IBFT are also counted as I have done it before.
For those looking for an alternative to MBB GIA-i, can consider this promotion: -

CIMB Islamic Term Investment Account-i Promotion
For Preferred Customers Only
6 months - 4.2% p.a
Min. 10k
7 August – 31 October 2017

http://www.cimbislamic.com.my/content/cimb...-account-i.html

Do note that this is NOT FD, as principal & interest are not guaranteed.

Yes, not worth it in your case. Unless you open a new current account that gives 2.30% and start with zero baseline. Then you will enjoy true effective 5.30% returns.  Each block of 100k yield you RM2650, 99% risk free, PIDM up to 250k, where to find wor....

no leh, mine was, upon redeem 3 days after fd (on auto renew) maturity date >

amount received >> principal + earned interest amount for that fd period LESS fixed rate penalty for early uplift

Most banks' placement are on auto renewal basis.

Of course you can always ask if there is an option to credit to CASA upon maturity.

The logic behind this:
1. Some people forgot or didn't keep an eye on the placement throughout hence at least they still earn something during the auto renewal instead of being transferred to Casa and getting minimal interest ( which is even lesser than board rate FD

2. The bank wanted to retain your deposits with them. Upon auto renewal to board rate, they will tell customers that there will be penalty for upliftment before next maturity. And many are not actually aware how the so called penalty is imposed so they got scared into leaving it there hence bank makes money out of it.

Can't do tagging on mobile- anyway I've not encountered any banks imposed fixed penalty.
@jojolicia you macam kena scam by newbie at the branch lol... Penalty for early Casa closure got la..

Maybe you should re check... Because they do show on the slip the interest you would have earned for that few days upon auto renewed being the penalty on the account.

But in fact the so called penalty is just interest for few days up to you gone to branch to uplift the auto renewal. If you uplift on same day of maturity then you did not get any penalty.

Affin 4.25% 24m interest payable 6monthly / UOB  4.08% 12m monthly int / Bangkok bank as advertised / MBB as advertised in first page / pbb as on first page...

AMB 4.1k still remain but priority customers is revised to 4.17% for 12 months

Maybank Queensbay sent me sms. 4.0 3 months.

Maybank offers 4%/annum, but must be deposited over the counter - according to the CM in the Cyberjaya branch.

Can... Charges applicable.

However there are limitations. If each cert is above 20k, even by a cent, you cannot withdraw / uplift. Must go back issuing branch.

Since you mentioned multiples, heads up - you will need go multiple times cause they only do replacement for two certs for each customer per day. There's declaration form you need to fill etc...

You may try to convince the branch manager you will bring funds to his branch - if he's ok then you have a chance. But unlikely. Good luck! 

Hi, was the value exactly rm20k per cert? I was told if it exceeds 1sen, need to uplift at issuing branch. One branch even told me rm20k pun cannot, must be less than rm20k.

CIMB 12 months conventional 4%, islamic 4.1%, min 10k

no idea, i called one branch and asked

greats, may i know whats the minimum placement?

OUB, CIMBank and Maybank. Which FD is better? For min budget 5k-10k

General Investment Account-i (GIA-i) Campaign [ Maybank | T&Cs ]
Campaign Period: 16 September 2017 - 15 January 2018

Invest in Maybank Islamic General Investment account (GIA-i) and be rewarded with one of the highest returns around.

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher returns of up to 4.00% p.a with reinvestment of your monthly profit. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

Indicative profit rates are as follows:

Fresh Fund Placement


*PSR to Investor = 50% or more
Non-fresh Fund Placement


*PSR to Investor = 50% or more
How do you do placement?
Please visit any Maybank or Maybank Islamic Branches for more details.

Disclaimer
The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets reprising following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns and profit rates are indicative.

Not covered by PIDM and the capital is not guaranteed.

anybody manage to get/nego for monthly interest for non snr citizen?

Planning to place RM20k on Super FD in Public bank with interest of 7.28% p.a.. Do they provide only paper? Or i could check it in my account online. Sorry, it's my first time placing FD. Thank you.