Went to CIMB to ask, they encouraged me to be their PB member and with that only max 3.9% for 1 year

CIMB Wisma Genting, rate 4.2% for 1 year.
They didn't specify the minimum amount, seems like they are quite flexible.
I was told min is 4.15% and max is 4.2%. As shared by many they need to obtain HQ approval.
This rate ends this Friday. Please ask branch directly for best rate


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That's crazy, seems like really every branch is so different

You withdraw your 4.15% from CIMB and redeposit for 4.2%?

Please check before simply quoting 4.8, 5.8, 6.8 etc. Bank spread is not that high to offer such a good FD rate. Best to benchmark current 12 months 4.2%

Haha this is so much common sense, I really don't know how he count, maybe he expect 4.8% x 2 = 9.6% annually.

Thanks for the updates.
Care to share which branch offer 4.3% for Ambank? I called Puchong branch today, they insist max is 4.2% for both 6 mths and 12 mths.

Thanks

Faced same problem, Ambank Puchong staff insist 4.2%, no extra. I called second time, was told if they can get the manager will call me back. 2 days never receive any news from them, don't want to waste time straight place at Maybank

Still ongoing, just placed yesterday

Can share which branch is it? I just went to Menara Ambank, the ABM and BM very arrogantly told me no such thing as 4.4% max is 4.38%. I even called them before I went and I was told 4.4% during the call. They denied it and insist it's impossible. Damn pissed off wasted so much time there

My first experience with AmBank, I've already given up totally and will never bank with them in future. I took Uber all the way to Menara Ambank at KLCC after calling them to confirm the 4.4%. The best part is, they were so good at "recognizing" their staff voice within seconds and told me it was not their staff (all my conversation was recorded, so I proved to them)

I spoke to both Asst Branch Manager (Irene) and Branch Manager (he said he's Lay, refused to reveal full name). Both were adamant that I was creating story (as I told them my friend got 4.4%).

Went to Alliance Bank, got 4.38%. Not without issues though, waited for 30 min, reached my turn, then told me PIC not around (don't know go where MIA). After that keep calling PIC, waiting some time he came back. Then cannot find the relevant forms, keep finding here and there. I really wonder what's wrong with banks employees nowadays, if they don't want business don't do promotion

As usual nowadays most banks are very inconsistent, some branches willing to ask for approval, some just not interested

Amount is considerably huge, it's not so much about the amount they're just ignorant

I don't need them to explain the T&C to me, I know how to read the T&C. If you've read my post clearly, I called them to ask about the rate for fresh fund, and the call was recorded with their staff confirming 4.4% for fresh fund. That was the reason I went over.

Not really, I've placed it once, and now I still see the link, still able to click it, just that I didn't try to make the 2nd placement yet

This post has been edited by msa9696: Oct 17 2018, 09:40 PM

I'm still waiting for my other FD to mature next month only I'll place again

2 times is possible, I just placed my second round. In fact, I still able to see the 4.5% promo and I'm sure I can place many times more. Just not sure why some unable to place more than 1 time

Maybank worst in terms of min balance, Maybank min is 5k to waive fee. But the rest I don't know, just know this 5k min

Quickly changed my pw after saw that
Just curious, those who has multiple smaller FD deposits online (i.e 30 pcs of RM 5k), if kena hack missing 1 pc not even sure will notice or not haha

Actually lots of elderly not aware of the higher FD promo rate, I mean really so many of them not aware. Even so many of my relatives got a shock when I told them can get >4% FD rate.

That day saw one uncle wanted to place 2m FD at Sunway CIMB, got a shock when the teller told him 3.x% (he went to teller and ask). Then I asked the teller, then only she said, oh 4.x% is promo rate. Funny, then she expect the uncle to place normal board rate?

I've another friend's uncle (in his 70s), super rich, have millions in FD. He doesn't believe in all those promo rate, every year auto renewal. How I wish he trust me let me handle haha, give me a small commission will do

Withdrawn yesterday too, nobody could even be bothered to offer anything