IS it okay to put FD 5000 for one month then transfer to another bank for fd promo?

Banker will angry or not?

yaloh monthly interest add on or into savings account monthly

60 months okay ah agianst future interest rate fluctuation? wah 5 years

Its been about 3% monthly +/- past 10 years

This post has been edited by alvinfks78: Nov 22 2017, 11:46 AM

Hi uob customer officer says have to have internet banking. If dont activate can ah internet banking

[quote=Cookie101,Apr 26 2018, 11:24 PM]
You can choose not to activate.

That’s perfectly fine. Their task is to pitch.

Nice thanks

hey with he introduction lower transaction of Rm25000 threshold requirement for bank reporting recently, will we get in trouble if FD transfer from bank to get better promo FD rates.

https://www.thestar.com.my/news/nation/2018...ill-be-checked/

This post has been edited by alvinfks78: Jan 25 2019, 05:01 PM

Really? thats good. i actually ask the banker b4 he says if transaction above RM25000 there will be a flag to BNM eventhough move to another bank fd promo.

perhaps own name fd maybe no problem i think

This post has been edited by alvinfks78: Jan 26 2019, 09:15 AM

https://www.maybank2u.com.my/maybank2u/mala...t_secure2u.page

with this announcement, unless secure2u is installed FD amounting more than 6k cannot be uplift anymore?

I dont' want to install the secure2u app. i read we will stop receiving SMS notification if we install the app.

Hi Lowyat,

Is commodity-murabahah-deposit-i a "INVESTMENT linked FD"?

or just ilke conventional FD but Islamic?

TQ

Nice Thx. I read RHB got 2.35 per annum for it. if same can go for it.

How's the bank SOP nowadays?

Am a OTC person.

Last I went was during MCO last month. have to stand queue hot outside the Bank. (Tiger bank bank queue soooooo longggg:bangwall:)

But the SOP is goodlah must support it.

This post has been edited by alvinfks78: Apr 13 2021, 12:15 PM

Hypothetical question:

Affin FD says must mark 10% CASA.

The amount will be locked/inaccessible in the Saving account?

or we can still withdraw the amount? Accidentally withdraw a portion of marked money how?

"Customer may proceed to request for early upliftment of the earmark amount and perform necessary transactions for example, withdrawal or closing of CASA."

Correct me if I am wrong, from the text:
This means we must go to Branch OTC and request for the marked CASA to be released?

thx if i get a chance to ask the Officer will update here

thx. make sense. its dummy proof then

Sometimes busy times can make dumb mistakes.

oh dear

Consequently did you manage to reach out to AFFIN to allow you to "Put back the amount into Savings A/C" ?

This case it is also part of AFFIN banks fault right not locking the amount.

Hey, last year march/April take precaution stay at home so let the FD maturity lapse and auto renew board rate.

It says on the cert mature 21 April 2020.

So. Let says Year 2020 is Leap year so there is 366 days.

Does that mean this year it will mature on 22 April 2021?

want to apply leave to do so want to avoid going wrong day.



This post has been edited by alvinfks78: Apr 15 2021, 10:23 AM

HLB 6 months earmark 10% is it
FD OTC or online exclusive?

FD promos are introduced/ changed monthly?

So if got FD expire 29 april, ist it better wait for May 2021 or immediately in April?