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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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alvinfks78
post Apr 26 2021, 04:45 PM

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Hi this HLB CASA OTC Promo.

https://www.hlb.com.my/en/personal-banking/...march-2021.html

must the deposit be in the increment of 10 000 , 50 000, 100 00?

can we enjoy the promo if we deposit 30 000 or 70 000 ?

I am trying to find a reason why they list their chart that way in those increments.

This post has been edited by alvinfks78: Apr 26 2021, 04:48 PM
alvinfks78
post Apr 26 2021, 05:08 PM

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QUOTE(cybpsych @ Apr 26 2021, 06:05 PM)
errrrr

1) promo ended

2) based on their T&C, seems to be fixed

Clause 10
(a) deposit an amount as specified in Table 1 below into any Participating FD Account
(b) deposit an amount as specified in Table 1 below into any Participating CASA

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Thanks.

doh.gif i confused the month blink.gif blush.gif
alvinfks78
post Apr 27 2021, 10:07 AM

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just called HLB CS,

OTC until June


2.3 12 months

2.35 24 months

2.4 36 months


Bundled casa 2.9% - 1/10
12 months

fresh
alvinfks78
post Apr 27 2021, 04:19 PM

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QUOTE(ljf123 @ Apr 27 2021, 05:14 PM)
Can I know which branch you called? or available at all branch?
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customer service HLB. She says any branch
alvinfks78
post Apr 28 2021, 11:03 AM

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QUOTE(ljf123 @ Apr 28 2021, 11:55 AM)
Strange, I pass by HLB and enquiry about it, they told me 2.9% casa 10% is previous promotion (before 16 April) , now latest one is 25% casa
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ohh no. don't tell me CS silap confused.gif or

or maybe I heard wrongly.

This post has been edited by alvinfks78: Apr 28 2021, 11:07 AM
alvinfks78
post Apr 28 2021, 05:02 PM

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HLB is prime bank right? - long queue outside smile.gif sweat.gif whistling.gif

This post has been edited by alvinfks78: Apr 28 2021, 05:02 PM
alvinfks78
post May 5 2021, 11:04 AM

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user posted image

HLB sharing. Taken last Friday@ HLB
alvinfks78
post Dec 27 2021, 12:06 PM

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QUOTE(alexwsk @ Dec 23 2021, 10:51 AM)
most probably they won't send to you, so just wait for refund, no action required
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been in FD hibernation. planning a OTC FD merry go round

In Klang valley do we still need to line up hot like last time MCO outside the bank?

crowd better already?
alvinfks78
post Dec 29 2021, 02:26 PM

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QUOTE(roarus @ Dec 28 2021, 03:36 PM)
Not really, went UOB around 2 weeks back and yesterday passed by Public Bank around 2pm got queue also. Maybe check if your bank can do online queue/appointment like Maybank?
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thx for the heads up thumbup.gif


cool maybank can make appointment online rclxms.gif
https://www.maybank2u.com.my/page/appointment/
alvinfks78
post Jan 25 2022, 11:13 AM

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i saw maybank can do booking online.

In case i missed the appointment can still walk in? albeit abit slow lah.
alvinfks78
post Apr 27 2022, 11:48 AM

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QUOTE(oldkiasu @ Apr 8 2022, 06:22 PM)
FD promo rates today

AFFIN promos due to end on 10 May 2022, min 10k.
3m 2.10, 6m and 9m 2.35, 12m 2.50, 18m 2.58, 24m and 28m 2.63, 38m 2.73.

AFFIN Invikta promos due to end on 10 May 2022, min 50k.
3m 2.20, 6m and 9m 2.40, 12m 2.55, 18m 2.63, 24m and 28m 2.68, 38m 2.78.

AMBANK promo from 1 April to 30 June 2022.
For min 10k, 12m 3.40 bundle 70:30. Interest paid normally on maturity, but monthly for FD Plus (50 yrs+).

BANK RAKYAT promo 12m 2.60, 24m 2.80. Can opt for profit paid monthly.

HONG LEONG FPX promo 3m 2.15, 6m 2.25, 12m 2.35, 18m 2.50, 24m 2.75.

HONG LEONG Term Investment Acct-i promo (no pidm) 3m 2.25, 6m 2.35, 12m 2.55. Internet placing from money in existing CASA thru HLConnect.

MBSB promo bundle 70:30. 6m 3.48, 9m 3.55, 12m 3.72, 18m 4.01.

OCBC no promo according to call centre.

UOB promo from 1 to 30 April 2022. Min 10k, 12m 2.45, interest paid monthly.
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HLB OTC still got 1 or 2 years promo? Anyone tried recently?

Website says only got 3 years
alvinfks78
post May 11 2022, 03:47 PM

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QUOTE(joeduff @ May 11 2022, 04:02 PM)
At its meeting today, the Monetary Policy Committee (MPC) of Bank Negara Malaysia decided to increase the Overnight Policy Rate (OPR) by 25 basis points to 2.00 percent. The ceiling and floor rates of the corridor of the OPR are correspondingly increased to 2.25 percent and 1.75 percent, respectively.
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this means fd rates will increase by how much?
alvinfks78
post May 12 2022, 09:37 AM

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just placed 2.3 PBB for 9 months just last mid week week.

later this month got some spare time

Do the sifus here think it will be beneficial to uplift it for the new rates?
alvinfks78
post May 12 2022, 10:36 AM

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QUOTE(bbgoat @ May 12 2022, 11:16 AM)
thumbsup.gif

Also involved like time, efforts, travelling cost etc. The higher the amount, shorter the time difference between new and termination date, the better.
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thumbsup.gif
Also need to wait for FD promo rate to be revised by banks to be released.
alvinfks78
post May 28 2022, 11:28 AM

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QUOTE(cybpsych @ May 24 2022, 09:43 AM)
user posted image
Maybank: Islamic Fixed Deposit Mid – Year Campaign [ Maybank | T&Cs ]
Campaign period: 12 May 2022 – 5 June 2022

Gain financial stability when you do Islamic Fixed Deposit-i placement and be rewarded this festive season!

user posted image
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This straight forward MBB FD promo need to open Islamic acc.

is there extra annual fee for Islamic acc for ATM card....etc, if already have conventional savings acc.
alvinfks78
post Jun 1 2022, 10:08 AM

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QUOTE(LMC80 @ May 30 2022, 01:16 PM)
I done my FD transaction at Maybank OTC las week. My account is under conventional saving account, the officer guide me the step via login to maybank2u website, cannot recall click which button, which can convert my existing conventional saving account straight to Islamic saving account. Then, upon maturity, my FD interest will be credited into my saving account.  I no need to open a new saving account for Islamic.
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nice thx sharing biggrin.gif
alvinfks78
post Jul 13 2022, 02:13 PM

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Last time put 2 years HLB 2.75% doh.gif

Now stuck sigh sad.gif
alvinfks78
post Jul 21 2022, 09:47 AM

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It looks like the FD rates are closing in on Pre pandemic rates. Do you guys its safe now to put in longer promo period. i.e. 6 months vs 12 months.
alvinfks78
post Aug 2 2022, 09:22 AM

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QUOTE(download88 @ Jul 29 2022, 07:19 PM)
maybank m2u,mae, otc

Campaign period: 25 July 2022 - 25 August 2022

FRESH FUND
(FPX/OTC)
6 Months 2.80% p.a.
12 Months 3.00% p.a.

NON-FRESH FUND
(Online/OTC)
6 Months  2.75% p.a.
12 Months  2.95% p.a.

min placement 10k
max 15mil

https://www.maybank2u.com.my/maybank2u/mala...-deposit-i.page?

user posted image
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Do you reckon i withdraw 12 months fd just matured and place 6 months promo?

its now shorter right.
alvinfks78
post Sep 28 2022, 02:19 PM

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QUOTE(AVFAN @ Sep 26 2022, 02:32 PM)
any idea why online rates r diff... 3m, 12m higher but 6m is lower...? rclxub.gif

https://www.cimb.com.my/en/personal/promoti...imb-clicks.html
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this online promo for normal clicks user can? how to get?

I placed one already while bank last month promo rate.

i tried looking for it yesterday the promo listing on the right dont have fd promo to click. Mayb i already got one in promo already. hmm.gif

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