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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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alex_00787
post Feb 26 2019, 10:46 AM

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Anyone tried CIMB Term Investment Account-i (TIA-i) before?
The promotion rate 6m 4.4% still available or not?
I am a bit confuse with the info (date) in website.

https://www.cimbislamic.com.my/en/personal/...-account-i.html
https://www.cimbislamic.com.my/en/personal/...s&n=investments
alex_00787
post Mar 28 2019, 04:20 PM

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QUOTE(kienloon @ Mar 28 2019, 04:03 PM)
Not sure I'm stupid or what... still loading... tonite will go back home to try... thanks
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https://www.cimbclicks.com.my/clicks/#/wps/...k/ecFdPromo?r=1
alex_00787
post Apr 16 2019, 03:07 PM

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QUOTE(hammerjit @ Apr 2 2019, 11:40 AM)
OCBC
4.30% 12-mths for additional fresh fund RM30K topup to exisitng funds in OCBC. (@kmarc) (--Can someone confirm if this is still valid?)
4.15% 12-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) --New Added
3.85% 6-mths. Min RM10K. This rate is applicable to FD, FD-i, Mi FD, Mi FD-i (https://www.ocbc.com.my/personal-banking/accounts/fixed-deposit.html) --New Added
Bank Islam
Go 7
4.65% 24-mths. Min RM 50k. End date 30 June 2019 (@enriquelee). 2 options available, profit credited every 3mths or profit rollover every 3 months (@neil888)
Tawarruq
4.20% 3 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/)
4.40% 6 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) (http://www.bankislam.com.my/home/personal-banking/deposit-products/term-deposit-i-tawarruq/tdts-i-promotion-rate/)

RHB
RHB eFD 3M@4% (@Free Spirit) -- New Added
https://www.rhbgroup.com/425/index.html - the webpage says ending 31st March 2019. Confirmation pls?

HLB
4.20% 6-mths eFD/-i. Min RM10K. End date 30 Apr 2019 (@cybpsych) - Is this still valid? Cant find it on the website..
4.40% 6-mths with 10% earmark in CASA. Min RM10K. OTC FF OTC with 10% earmark in CASA for 4 months (@DealHunter)---newly added
4.10% 3-mths with 10% earmark in CASA. Min RM10K. OTC FF OTC with 10% earmark in CASA for 3 months (@DealHunter)---newly added
(https://www.hlb.com.my/en/personal-banking/promotions/dp-fd-i-bundle-current-savings-account-promotion.html)

MBSB
4.48% 12-mths. Min RM28,888. End date 31/5/2019 (@dudester) (https://www.mbsbbank.com/Prime_Fortune_Term_Deposit-i_Campaign.html)
4.18% 6-mths. Min RM18,888. End date 31/5/2019 (@dudester)
4.08% 3-mths. Min RM8.888. End date 31/5/2019 (@dudester)
4.55% 24-mths. Min RM100K. Monthly interest. Must ask the CS for this promo. Must open current/SA account for new customer. (@hammerjit)

Affin Bank
4.05% 12-mth (https://www.affinonline.com/rates#fixed_deposit)
4.25% 15to60-mths (@Wong Kit yew) (https://www.affinonline.com/rates#fixed_deposit)
4.55% 18-mths. Min RM20K to RM200k. Casa RM5K. Every 6months interest deposit. End 31/05/2019 (https://www.bbazaar.my/fixed-deposit/affinbank-fd-promotion.html)
4.55% 18-mths. Min RM200K to RM500k. Casa RM10K. Every 6months interest deposit. End 31/05/2019
4.49% 18-mths. Term Deposit-i (TD-i). Min RM20L to RM200K. Every 6months interest deposit. End 31/05/2019 (@DealHunter)---newly added
4.50% 18-mths. Term Deposit-i (TD-i). Min RM200k to RM500K for placement RM 200,001 to 500k. Every 6months interest deposit. End 31/05/2019 (@DealHunter)---newly added

Ambank
4.28% 8-mths. Min RM10K. Exclusive for AmOnline Users. End Date 30/4/2019 (https://www.ambank.com.my/eng/promotions-page/AmOnlineCNYFD)

UOB
4.28% 12-mths. Min RM10K. FD Plus (@roarus) - ---newly added (no supporting url)
If you do not want monthly interest or if you do not want to open a saving account, then ask for Islamic FD

Alliance Bank
4.20% 3-mth. Min RM 10K (@cybpsych) (no supporting url)
4.38% 12-mths. Islamic. OTC (@szejz123) (no supporting url)

CIMB Bank
4.20% 12-mths (@syhuang)  (no supporting url)
4.20% 6-mth Islamic, min RM10K (@bbgoat) ---newly updated  (no supporting url)
4.1% 6-mth Conventional -- New added  (no supporting url)
4.00% 12-mths. Islamic & conventional, min RM10K  (no supporting url)
4.20% 6-mths. eFD. Min RM5K (@LipotKing) [https://www.cimbclicks.com.my/clicks/#/wps/myportal/ibk/ecFdPromo?r=1]---newly added
4.30% 12-mths. eFD. Min RM5K (@LipotKing) [https://www.cimbclicks.com.my/clicks/#/wps/myportal/ibk/ecFdPromo?r=1]---newly added

Bank Rakyat
4.50% 60-mth. Min RM5k. Monthly interest (@Wong Kit yew) -- Updated

HSBC
4.28% 6-mths. Min: RM10K. Max fresh fund RM100K. For new/existing HSBC Advance Customers Only. End date 31/12/2019 (@a.lifehacks) (https://sp.hsbc.com.my/tmd-adv)

May Bank
Deleted those ended 31/3/2019

Bank Muamalat
4.15% 6-mths. Min RM30K. End 14/04/2019 (@DealHunter) (http://www.muamalat.com.my/consumer-banking/deposit/Wang_Besar_Campaign.html)
Footnote - Best effort basis info displayed based on user sharing info. Please check with respective bank for confirmation. Please feel free to update/add/delete.
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HSBC is 4% 6M if follow the link
alex_00787
post Dec 18 2019, 10:00 AM

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QUOTE(czhog @ Dec 18 2019, 09:10 AM)
Thanks for the help, but still can't reach. The link shows me error
"Page cannot be reached
We are unable to reach to the page you have requested for at the moment. Please try again later."
rclxub.gif
I tried logging into cimbclicks first also cannot
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Try firefox with/without private, chrome with/without incognito.
I tried all 4 few times then only can see the fd promo rate.
alex_00787
post Oct 18 2023, 12:43 PM

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QUOTE(nexona88 @ Oct 18 2023, 11:22 AM)
Need to find out that "Opt 1" means...

Last time got that Opt 1 thingy???
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Yes, all the while...

user posted image

alex_00787
post Apr 28 2025, 11:29 PM

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QUOTE(okuribito @ Apr 28 2025, 06:40 PM)
Hi all, just want to re-confirm something that must have been discussed here before. It's regarding taxability of interest income from FD...

As far as I can remember, FD interest is not taxable for individuals  (ie excluding folks running a business & their business funds are put into FD - for them imho their interest income are taxable)

I remember tracking down the LHDN or Income Tax Act that exempts interest earned by individuals BUT I dunno where I saved it in my HDD.

Fortunately I found an article in i-money (https://www.imoney.my/articles/income-tax-guide-malaysia/what-is-a-tax-exemption) that says the exemption has been in place since 30 Aug 2008... but it does not reference to any LHDN document

So, I wonder if anyone has a link to any LHDN document that says the exemption has been in place since 30 Aug 2008? Thnaks

PS:

1) I've also seen statements that say there is a rm100k limit for exemption... is the 100k on the principal or 100k on interest?  Again, would appreciate link to an LHDN document.

2) I've decided not to start a new thread because I think better to ask a targeted / involved audience here... if y'all dunno, who else might know, right?
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https://www.hasil.gov.my/media/vvglk3ad/exp...es_be2024_2.pdf
FD interest should be under B3

Or you can ask in related thread https://forum.lowyat.net/topic/3621012/+10660 for income tax issue, maybe can get helpful answer

This post has been edited by alex_00787: Apr 28 2025, 11:48 PM

 

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