OCBC FD- Online Placement Interest Rate

w.e.f. 22/06/2020.

10-months FD 2.60%pa (Min: RM1k, Max: RM50k)

For OCBC 10 months tenure @ 2.6%pa, the TnC says maximum placement is RM50,000 per placement.

Does this refer to 50k per customer or 50k for each online eFD cert?

Any Sifu here can advise? Thank you 😊




Attached thumbnail(s)

ICBC Bank FD Promotion (For all ICBC branches)

Promotion Period: 1/7/2020-30/9/2020

6 months @ 2.6%pa
-Minimum RM1,000 (OTC / Online Placement)
-Applicable for: Fresh Fund & Existing Fund

10 months @ 2.8%pa
-Mininuk RM1,000 (OTC Placement Only)
-Applicable for: Fresh Fund Only

TnC: https://v.icbc.com.cn/userfiles/Resources/I...edDepositTC.pdf

Promo Page: https://malaysia.icbc.com.cn/icbc/%e6%b5%b7...itPromotion.htm



(Can also be retrieved from ICBC home page under “News & Notices” tab at the bottom part- https://malaysia.icbc.com.chttps://n/icbc/�...itPromotion.htm

and ICBC too, retrieved 13/7/2020 from official website.

ICBC Bank FD Promotion (For all ICBC branches)

Promotion Period: 1/7/2020-30/9/2020

6 months @ 2.6%pa
-Minimum RM1,000 (OTC / Online Placement)
-Applicable for: Fresh Fund & Existing Fund

10 months @ 2.8%pa
-Mininum RM1,000 (OTC Placement Only)
-Applicable for: Fresh Fund Only

TnC: https://v.icbc.com.cn/userfiles/Resources/I...edDepositTC.pdf

Promo Page: https://malaysia.icbc.com.cn/icbc/%e6%b5%b7...itPromotion.htm



(Can also be retrieved from ICBC home page under “News & Notices” tab at the bottom part- https://malaysia.icbc.com.cn/ICBC/%E6%B5%B7...91%E7%AB%99/en/

Just contacted ICBC Puchong Branch to confirm (15/07/2020).

The latest FD promo rate:

2.35%pa for 6-months placement,

Minimum: RM1,000

Placement Method: OTC / eFD


Please be advised that the 10 months FD promo is NO LONGER VALID as of today.

It's okay, they still have 2.3%pa for 10 months eFD promo via FPX transfer.



TnC: https://www.ocbc.com.my/personal-banking/ac...X_TC_17July.pdf

Promo Link: https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html

 OCBC_Online_FD_Promo_FPX_TC_17July.pdf ( 189.49k ) Number of downloads: 10

CIMB eFixed Deposit July 2020 Promo

Promo Rate Applicable to eFD Placement Only



Promo Link: https://www.cimbclicks.com.my/efd-july20.ht...D%20July%202020

TnC: https://www.cimbclicks.com.my/pdf/tc-efd-2020-eng-jul.pdf


Attached File(s)
 tc_efd_2020_eng_jul.pdf ( 238.57k ) Number of downloads: 11

Promo Link: https://www.ambank.com.my/eng/promotions-pa...nline-eFD-Promo


Attached File(s)
 AmOnlineeFDPromoTnC.pdf ( 240.86k ) Number of downloads: 8
 AmOnlineInwardFundTransferviaFPXTnC.pdf ( 178.48k ) Number of downloads: 4

Refer https://forum.lowyat.net/index.php?showtopi...&#entry97557938

OCBC Nuon has been renamed to OCBC FRANK.

Please find the details in this link: - https://www.ocbc.com.my/assets/pdf/Accounts...ng_Exercise.pdf

Customer Service mentioned this offer:-
6-months: 2.35%pa
12-months: 2.45%pa

Minimum RM10,000 fresh fund

ONLY APPLICABLE TO PLACEMENT MADE OVER THE COUNTER

[09/11/2020] Introduction of Partial Premature Withdrawal as a new feature for selected Malaysian Ringgit Fixed Deposit and Fixed Deposit-i effective 01 December 2020.

OCBC Partial Withdrawal- FD


You can now opt for Partial Premature Withdrawal/ Partial Early Settlement on selected Malaysian Ringgit Fixed Deposit (“FD”)/ Fixed Deposit-i (“FD-i”) with OCBC Bank and/or OCBC Al-Amin.

Partial Premature Withdrawal/ Partial Early Settlement can be made on FD/FD-i tenures of 2 to 60 months.

The partially withdrawn amount must be made in multiples of RM1,000, with a minimum of RM1,000 to be maintained in the FD/FD-i.

A penalty/ rebate will be imposed on the partially withdrawn amount, whilst the remaining balance will continue to earn the earlier contracted interest/ profit rate.

You can only request for a Partial Premature Withdrawal/ Partial Early Settlement over-the-counter at any of our OCBC Bank and/or OCBC Al-Amin branches.

This promo has ended on 18/12/2020.

The new promo w.e.f. 19/12/2020 will be as followed:- (Promo ends on 31/12/2020)

[Open to NEW and EXISTING customers, CASA required for MONTHLY interest/ profit crediting]

Placement Method: OVER THE COUNTER [OTC] Only

CONVENTIONAL / ISLAMIC
7 months 2.2% pa
9 months 2.3% pa

FRESH FUND is required.

Min. Placement: RM10k

Max. Placement: RM5m


Source: UOB Klang Branch, Selangor

This post has been edited by a.lifehacks: Dec 19 2020, 03:37 PM

Fresh fund required for this promo. You will be prompted to login to your funding bank for FPX's transfer to OCBC for the FD placement.

It is. Please refer to the following image as shown in OCBC website




Under this link https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html

Scroll down to "Apply now", under "Do you have an OCBC Debit or Credit Card".

Once you answered "Yes" for all the questions, you will be prompted to the picture as attached above.

This post has been edited by a.lifehacks: Feb 3 2021, 12:31 AM

There are two,

PBB eFD (FPX) ( https://www.pbebank.com/pdf/Promotions/efd-fpx21-en-tc.aspx )
-Min 5k
1-month 2.0%pa
2-months 2.1%pa
3-months 2.2%pa

PBB OTC ( https://www.pbebank.com/pdf/Promotions/tc-f...i-en250121.aspx )
-Min 10k
8-months 2.08%pa

CIMB eFD promo (22 March 2021- 6 May 2021)
( https://www.cimbclicks.com.my/efd-mar21.html )
[ https://www.cimbclicks.com.my/pdf/tc-efd-mar21-en.pdf ]
-Min 5k
3-months 2.05%pa
6-months 2.15%pa
12-months 2.20%pa

UOB Bank- Bandar Bukit Tinggi (SELANGOR) Branch Opening FD Promotion
(3 May 2021 until 31 May 2021)
https://www.uob.com.my/personal/promotions/...tinggi-pfs.page


9 months* 2.50% p.a.

10% FD amount to be earmarked for CASA (3 months)

*FRESH FUND is REQUIRED*
Min: RM10,000
Max: RM500,000
*Promotion will be ceased upon reaching the fund size of RM150 million (“Fund Size Limit”).


TnC direct URL: https://www.uob.com.my/web-resources/person...nggi-fd-tnc.pdf


Attached File(s)
 bkt_tinggi_fd_tnc.pdf ( 348.61k ) Number of downloads: 11

The waiting time in Affin Bank is indeed much longer as compared with other banks. Not sure what others think, but I think the staffs there are much friendlier la.

I guess it’s a trade off between waiting time and friendly service? Hahah

What’s Citibank’s promo? For Citigold / priority only or applies to normal Citi banking customer too? Any min. amount required?