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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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BooYa
post Dec 21 2018, 04:57 PM

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QUOTE(airtawarian @ Dec 21 2018, 03:56 PM)
still got any bank offer 5% FD for 3mths like PBB?
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Really? 3 months 5%?
BooYa
post Jan 2 2019, 10:40 AM

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QUOTE(gsc @ Jan 1 2019, 12:42 AM)
For 200k (FD + PCA), effective rate is 4.77% (50k in PCA, 1.8%)
For 480k (FD + PCA), effective rate is 4.97% (120k in PCA, 2.25%)
or 2 millions (FD + PCA), effective rate is 5.1% (500k in PCA, 2.5%)

Opening a PCA  with another 10k, will entitle to RM188 cash bonus. But I think this offer end 31/Dec
*
Still have promo for 480k 4.97%?

This post has been edited by BooYa: Jan 2 2019, 10:47 AM
BooYa
post Jan 2 2019, 03:16 PM

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guess most of the year end promo ended, might as well wait for the new promo
BooYa
post Jan 2 2019, 04:29 PM

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QUOTE(chinkw1 @ Jan 2 2019, 03:52 PM)
Hi avdnowhere,

I also thinking of CIMB 12 mths 4.4%, or Ambank 12 mths 4.3%.

I just called CIMB, it ask me to go to bank counter sad.gif

Can you share your findings after you visit CIMB counter tomorrow pls?
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Would like to know too rclxms.gif
BooYa
post Jan 3 2019, 11:32 AM

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QUOTE(bbgoat @ Jan 3 2019, 10:17 AM)
MBSB 12 mth FD can get 4.6%, 13 mth can get monthly interest. But please call to confirm your branch able to give that promo offer, nego with them.

Maybe able to get even higher with bigger amount. Please don't ask how much !! tongue.gif 100k or more.  devil.gif

Add CIMB 12 mth 4.4% can get monthly interest, 6 mth 4.5% no monthly interest.
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cimb 6m 4.5% available over the counter only? any maximum placement like 500k or how many mil? i wonder why some will choose longer term with lower interest compared to shorter term higher interest, because of the monthly credit interest or something

This post has been edited by BooYa: Jan 3 2019, 11:34 AM
BooYa
post Jan 7 2019, 06:02 PM

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QUOTE(Ricky300 @ Jan 7 2019, 04:26 PM)
CIMB Jan'19 Rate (Minimum 100k)
4.4% 6 months
4% 12 months

RHB (Jan-Feb'19)
4.25% 5 months (Min 10k)
4.18% 8 months (Min 25k)
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CIMB 4.4% 6m do they credit the interest monthly?
BooYa
post Jan 7 2019, 10:42 PM

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QUOTE(bbgoat @ Jan 7 2019, 08:16 PM)
CIMB 6 mth 4.5% no monthly interest. 12 mth 4.4% got monthly interest. Both Islamic FD, min 10k.
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Ok thanks,
BooYa
post Jan 8 2019, 12:15 PM

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I guess is better for us to go OTC if we wanna place fd in hlb right? Usually how do we move big amount for fd placement between banks? bank draft or cheque?

This post has been edited by BooYa: Jan 8 2019, 12:16 PM
BooYa
post Jan 14 2019, 11:19 AM

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anything special with citigold privilege/benefit? is 400k worth for the status?
BooYa
post Jan 22 2019, 01:44 PM

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QUOTE(AskarPerang @ Jan 22 2019, 12:33 PM)
user posted image

user posted image

user posted image
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Wooww 5% 3 months rclxms.gif rclxms.gif
BooYa
post Jan 27 2019, 11:41 AM

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Does bank allow compounding interest every month into our principal amount?
BooYa
post Feb 19 2019, 11:20 PM

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Good to know moving between bank is safe. But what about big amount FD placed in a few different banks like example

Bank a 500k, bank b 1 mil, bank c 1.5mil, bank d 2 mil

Will that trigger anything?

This post has been edited by BooYa: Feb 19 2019, 11:24 PM
BooYa
post Feb 20 2019, 01:50 PM

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Any possibility banks will offer 5% soon?
BooYa
post Feb 22 2019, 11:18 AM

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QUOTE
Contact Koperasi Barisan Usahawan Berhad

Address: No. 12, First Floor, Jalan Liku, Off Jalan Pedada, 96000 Sibu, Sarawak, Malaysia


Sibu Sarawak address??
BooYa
post Feb 22 2019, 01:30 PM

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QUOTE(LostAndFound @ Feb 22 2019, 12:28 PM)
Joined: Today 10:23 am  mad.gif
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Scam?? and now he's gone laugh.gif

This post has been edited by BooYa: Feb 22 2019, 01:30 PM
BooYa
post Mar 3 2019, 01:20 PM

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QUOTE(cindelala^^ @ Mar 3 2019, 01:25 AM)
mbb no fd promo?
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3.95% 4mth
BooYa
post May 18 2019, 10:48 AM

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If most of the banks offer 3.x% fd, does it mean only enough to cover inflation yearly?
BooYa
post May 18 2019, 04:02 PM

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QUOTE(akafoz @ May 18 2019, 12:47 PM)
UOB Fixed Deposit Rates with effect from 18/05/2019
12 months - 3% PA
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Not long ago if you have 50k park in UOB E-account, it gives 3.5% monthly interest without any lock in period. So now the 12m is 3%? Why dont just park in the E-account then?
By the way did UOB rename the E-account into InvestPro?
BooYa
post Jun 29 2019, 01:15 AM

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rate getting worse and worse. maybe time to jump to those real investment vehicle
BooYa
post Jul 3 2019, 11:43 PM

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QUOTE(majorarmstrong @ Jul 3 2019, 08:58 PM)
HLB no more 3.9%?
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3.9 for PB only eh?

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