Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.00 percent.

http://www.bnm.gov.my/index.php?ch=en_pres...ac=4914&lang=en

Hi everyone, im new to FD & still learning.

Is eFD better than OTC FD? Eventho eFD rates are lower?

CIMB is giving 3.05% for eFD 6 months. So if i put 10k in, ill get RM 152.50 at the end of the 6 months? Is that the right calculation?

Do enlighten me as im really fresh in this

U mean u are not even a UOB prividledge banking customer already got 3.98%?

But i am as one in johor only given 3.88%. Where is the justice?

That is why i need brochure from u to prove my case. Thanks.

guys, maybe a little bit silly question, normally how to place new FD over the counter at a new bank? draw n carry the cash from original bank?