Fixed Deposit Rates In Malaysia V. No.15

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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Barricade	May 18 2018, 02:18 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	HLconnect no longer give attractive FD rates, furthermore need 10k min placement
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Barricade	Jul 29 2019, 02:45 PM Return to original view \| Post #2
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	Damn.... FD rate getting poorer and poorer. I moved some of my FD to SSPN-i savings for my children.
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Barricade	Sep 11 2019, 11:54 PM Return to original view \| Post #3
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	All these banks should adopt eFD and retrench all the staff and give us higher rates. Still need to go branch and open account and take physical slip? Jeez
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Barricade	Mar 3 2020, 03:33 PM Return to original view \| Post #4
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	This sucks.... bad for people with FD savings.
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Barricade	Mar 3 2020, 03:51 PM Return to original view \| Post #5
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(GrumpyNooby @ Mar 3 2020, 03:34 PM) Channel into SSPN as you're currently doing. Nominal is 4% pa There's no guarantee of that. People only assume is 4%. Who knows next year drop to 3%?
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Barricade	Mar 14 2020, 11:09 PM Return to original view \| Post #6
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(majorarmstrong @ Mar 13 2020, 05:47 PM) cash is king now so put FD is better than investing in stock look at the crazy stock market i am all cash + FD dont even have UT except for insurance that need minimum UT saja At this FD rate, it can't even cover inflation.
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Barricade	Apr 3 2020, 01:01 AM Return to original view \| Post #7
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(cybpsych @ Apr 2 2020, 10:41 PM) AmOnline 6-Month & 12-Month FD/TD-i Promo [ Ambank \| T&Cs ] Good news! place new Fixed/Term Deposit-i with us via AmOnline to enjoy 3.50% p.a. for 6 months & 12 months! To make placement: 1. Log in to AmOnline and click on ‘Fixed/Term Deposit’. 2. Key in Promo Code & fill up the required sections. Minimum placement: RM10,000. Hurry! promo period from 3 April 2020 to 30 April 2020 OR ends upon reaching the fund size of RM2 Billion. Too bad i have no ambank savings account. Only have credit card account. In order to apply that FD need to go branch and open account first, which is not something i would like to do due to MCO.
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Barricade	Apr 3 2020, 02:41 PM Return to original view \| Post #8
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	So only benefit existing account holders.
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Barricade	Apr 3 2020, 03:14 PM Return to original view \| Post #9
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(choco_ice @ Apr 3 2020, 02:54 PM) You still can do it once MCO ended Don't think it will end soon. Sure extend looking at the current rate.
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Barricade	Apr 6 2020, 12:50 PM Return to original view \| Post #10
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(sushix @ Apr 6 2020, 12:25 PM) Yea i did all this, it is fresh fund from other bank but still it is displaying 2.55%. it is minimum 5k for individual account right? I have the same problem as you. I am sure i did everything right. My first placement of 5k is 3.05%, then i try to place another 10k it gets 2.55% I gave up and place with HLB instead, 3.1% but only for 3 months.
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Barricade	Apr 8 2020, 07:09 PM Return to original view \| Post #11
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	Any bank that we can open savings account online without going to bank? Tried RHB one, it’s useless. After key in my IC ask me to go bank apply instead
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Barricade	Apr 17 2020, 01:40 PM Return to original view \| Post #12
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(fuzzy @ Apr 17 2020, 10:33 AM) Sorry for the late reply, I had to made sure I could before I posted. I do not have AmBank SA before, but I do have their CC. What I did was to download their app, using it and apply for the eFlex Savings. From there, i transferred my money to the eFlex. I have successfully gotten the 3.5% with funds taken from the eFlex acc. No need to go branch all. I do not know if this works if you do not have any prior relationship with AmBank. Thanks for sharing bro!! I managed to do it as per your guidance. I withdraw all my FD placed with HLB/Maybank for last week and immediately transfer all to AmBank! Cheers!!!
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Barricade	Apr 17 2020, 01:41 PM Return to original view \| Post #13
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	QUOTE(GrumpyNooby @ Apr 17 2020, 10:35 AM) Your situation is because you had already got access to AmOnline using credit card credential. I don't have any prior relationship with AmBank nor credit card with AmBank. So can I open a BSA online? Of course you can't if you don't have existing credit card service with AmBank.
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Barricade	Apr 20 2020, 01:34 PM Return to original view \| Post #14
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	AmBank 3.5% 6/12 months got no competitor now. Not even close.
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Barricade	Apr 23 2020, 04:03 PM Return to original view \| Post #15
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	if 2% i will move all my funds to SSPN or SAMY
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Barricade	May 5 2020, 03:29 PM Return to original view \| Post #16
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	That's it la. No more FD. All move to SAMY
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Barricade	May 5 2020, 03:49 PM Return to original view \| Post #17
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	Those with outstanding housing loan must be rejoicing
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Barricade	May 19 2020, 11:56 PM Return to original view \| Post #18
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	Pathetic FD rates. I rather gamble and put in SSPN.
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Barricade	Mar 11 2021, 02:19 PM Return to original view \| Post #19
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	I'm surprised so many of you still bother to put in FD. Just dump into SSPN.... you have the liquidity and interest is higher than bank. No brainer....
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Barricade	Jan 3 2023, 12:21 PM Return to original view \| Post #20
Look at all my stars!! Senior Member 4,147 posts Joined: May 2005	Hope BNM increase BLR further so can get higher rates! This post has been edited by Barricade: Jan 3 2023, 12:21 PM michaelchang liked this post
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