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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Barricade
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 Jan 3 2023, 07:14 PM
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QUOTE(kevyeoh @ Jan 3 2023, 01:10 PM) hmmm...i can see my housing loan now is charging me 3.9% interest....so FD can get up till 4.8% already...i guess it makes sense now not to make extra payment for home loan and just put in FD instead better... But housing loan interest is calculated by multiplying your loan amount no? Let’s say you take 1 mil loan x interest rate. I don’t think putting extra money into FD will give you any advantage, you should prioritise to settle that loan first right? Correct me if I’m wrong |
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Barricade
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May 10 2024, 10:17 AM
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Yup my account is inactive and i receive the invite. Straightaway transfer RM105k from two banks. The first 5k doesn't earn interest right?
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Barricade
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May 17 2024, 08:55 AM
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QUOTE(woowoo1 @ May 10 2024, 09:39 AM) I have a feeling they data mine those using hlb acct to transfer to gxbank. Seems they time this right after expiry of of gxbank 5%  The bonus earns 4.5%. Basic Savings Account pay out interest of 0.25% So effective interest is 4.75%?  |
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Barricade
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May 17 2024, 09:14 AM
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QUOTE(ericlaiys @ May 17 2024, 08:58 AM) 4.5 minus 0.25% where got count accumulation? Why not? Bonus means extra wat. Doesn't mean the existing default interest rate is not given. Anyway I checked with HLB and I am right. 4.5% bonus + 0.25% default. |
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Barricade
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May 17 2024, 09:21 AM
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QUOTE(Teutonic Knight @ May 17 2024, 09:17 AM) Is the interest earn daily? Cause I checked mine and no interest was credit in. Which interest are you referring to? The bonus interest or the default interest? Bonus interest is as per T&C lo. Default interest is calculated daily but paid half yearly. https://www.hlb.com.my/en/personal-banking/...gs-account.html |
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Barricade
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Jul 30 2024, 02:16 PM
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Anyone received the 4.5% interest from Hong Leong Bank promo few months ago?
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Barricade
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Jul 31 2024, 07:33 AM
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QUOTE(spf @ Jul 31 2024, 07:06 AM) Got HL cashback crediting (4.5% promo? but it's more than my excel spreadsheet for 10May-1Jul). It’s actually 4.75%. Default 0.25% + bonus 4.5% Got mine too.  |
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Barricade
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Nov 17 2025, 01:58 PM
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My 300k FD maturity today. Withdrawed all and place into Webull's moneybull MMF. Promo now 6% PA for 90 days, capped 200k.
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Barricade
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Nov 17 2025, 10:12 PM
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QUOTE(BWassup @ Nov 17 2025, 08:50 PM) Info from fb: Webull will top up the monthly money market fund return to 6.0% via a booster coupon, effective for 90 days. The top up is not in cash? What can we do with the Booster coupon? Booster coupon is to topup the difference lo between MMF interest and 6%. For instance if MMF provide a 3.5% return, booster coupon will give you additional 2.5%, so total you get is 6% This post has been edited by Barricade: Nov 17 2025, 10:12 PM |
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