General question out of curiosity - say you have a reasonable sum to place in FD, e.g., 100k, do you place one FD for 100k or multiple FDs, e.g., 50-50, 25-25-25-25 or even 10 x 10s? Just want to survey. I would probably do 4x25s, but there are times I wish I did 10x10s due to emergencies.

ok bad news for pbb users pbb more kiam than mbb

When we calculate the FD interest for a certain period, do we include the end date?

For example 1 Sept 2022 to 1 Oct 2022, is it 30 or 31 days for the purpose of interest calculation?

mine is normal public bank ac.. i click click cannot find the promo rates

I am a Pbb Red Carpet member - also cannot find anything online.

Maybe got to do OTC?? Ai-yah so troublesome if need to go in (even though it is across the road from me).

If I got 100k place at HLB on 10OCT at 3.2% for 06mts
Should I withdrawal from HLB & place it in PBB at 4.5% 18mts?

You wouldn't get that extra rm81 in 6months,
You can only realized that gain at end of 18months
As pbb not going to give 4.5% for 6month maturity

regarding the MBB eFD promo where it mentioned placement is via fresh funds thru FPX, is there a way to get the promo rate if I have $$ in my MBB savings account?

I did tried to transfer the $$ in my MBB savings to my other bank account and do eFD placement via FPX but can't get the promo rates..

i suppose it can be done so appreciate any help here..

I tried but it gives error.

Is your savings account is Islamic account?

U know what? I tried to place an e-TDi by selecting my non-Islamic account it still gives error (money from non-islamic account)
Only if i select the Islamic account (money from Islamic account) only it allow.
Im doing non-FPX for this testing

From account dropdown only have 1 account?
I have to select the new Islamic account only it work.

Just tried tipu one, 2.7%, want to uplift also cannot now

no need fpx is good   

what is the diffrent between mass and advance savvy?
normal customer also can put in?
otc also can?

Online placement, those promo that need to transfer in from another bank.

Any new promotion for CIMB efd ? can someone please shared the link?

been surveying the FD rate recently. wondering is it better to just dump the saving into the Mortgage loan (full flexi loan) which tend to save 4.15% interest much better? my thought is it still have liquidity/flexibility to use it when need it urgently which dont need to wait until maturity.

What's you guys think about this option? gathering the cons if were to do so.

Can ask how to get the number 4.237?
I know daily more worth, Coz every day save interest.(like got compound effect)
Just want to know the calculation.

Maybank eFD Promo
3.90% - 7 months
3.80% - 5 months
Campaign period: 17 August 2023 - 13 September 2023 or until campaign limits for FPX placements have been reached

Drop again.

"Transfer from a non-Maybank account (via FPX)"

Usually for fresh funds from another bank, can i just transfer out from MBB to Bank A and then in the same day transfer back to MBB? Would that be eligible?

1. if I don't have a saving account with a particular bank, can I still take the promo FD via FPX?
2. What will happen to the proncipal at the end of the FD tenure?
3. Will it be transfer back or the FD will continue until it is redeem?

1. Yes, I have FD with BR but without any account. I write a good old cheque, and the branch I goto give me cert on the same day OTC. Some others say you can bring over a bankers cheque.

maybank fd still got promo for the e islamic ?
i tried to apply for the 3.9% but dont seem to trigger it ?

What happened to my maybank flexi fixed deposit ? Why not letting me to withdraw online ?