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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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SUSDavid83
post Apr 18 2019, 08:57 AM

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QUOTE(yclai118 @ Apr 18 2019, 08:56 AM)
cannot loin with Chrome bruce.gif
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I had tried yesterday; no problem.
Try clear the cache and cookies.

Not sure for today.
SUSDavid83
post Apr 19 2019, 02:17 PM

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Due to potential downgrade on MSG, BNM will not likely to cut OPR.
SUSDavid83
post Apr 19 2019, 04:43 PM

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QUOTE(fkinmeng @ Apr 19 2019, 04:39 PM)
need special link? if yes, can share the link?
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https://www.cimbclicks.com.my/clicks/#/wps/...k/ecFdPromo?r=1
SUSDavid83
post Apr 22 2019, 06:38 AM

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QUOTE(BoomChaCha @ Apr 22 2019, 01:15 AM)
I am afraid this link does not work anymore.
Can somebody confirms?
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Just logged in.
Still working.
SUSDavid83
post Apr 26 2019, 05:55 PM

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This post has been edited by David83: Apr 26 2019, 07:02 PM
SUSDavid83
post Apr 26 2019, 06:01 PM

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This post has been edited by David83: Apr 26 2019, 07:01 PM
SUSDavid83
post Apr 26 2019, 06:05 PM

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This post has been edited by David83: Apr 26 2019, 07:01 PM
SUSDavid83
post Apr 26 2019, 06:14 PM

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This post has been edited by David83: Apr 26 2019, 07:02 PM
SUSDavid83
post Apr 26 2019, 06:18 PM

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This post has been edited by David83: Apr 26 2019, 07:02 PM
SUSDavid83
post Apr 26 2019, 06:24 PM

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This post has been edited by David83: Apr 26 2019, 07:02 PM
SUSDavid83
post Apr 30 2019, 02:59 PM

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QUOTE(good1115 @ Apr 30 2019, 02:52 PM)
I can't see 4.3% in CIMB Click, any one done it? can share please?
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Use the SEARCH function.
That particular links have been asked many many many times.

P/S: I just placed one this morning. Don't say it's not available.
SUSDavid83
post May 2 2019, 11:08 AM

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Damn ... I got several eFD that I placed in Clicks last year will be expiring end of this month.
SUSDavid83
post May 5 2019, 11:54 AM

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QUOTE(zenwell @ May 5 2019, 11:53 AM)
All banks’ eFD we must have bank account with the bank first before we can place eFD right?
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eFD means you have to access to their internet banking portal.
In order to have access, you need to an existing product with the bank.
Sounds logic?

This post has been edited by David83: May 5 2019, 11:54 AM
SUSDavid83
post May 6 2019, 05:51 PM

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QUOTE(X_hunter @ May 6 2019, 05:48 PM)
Hi. My UOB FD had matured and I just uplift it today and transferred to UOB saving account.
At first I plan to transfer to MBB, and then tomorrow transfer back to UOB savings, so it will be considered as fresh funds.

But the whole process is troublesome. UOB to MBB online can transfer max 80k per day which is good enough, but have to install their mighty apps for authorization  sweat.gif I have never used their apps before. UOB is purely for FD purpose.
Then MBB to UOB online max limit is 30k per day. I need 3 days only can transfer from MBB to UOB.

So what is the best convenient way?
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Issue BC OTC at booth branches.
SUSDavid83
post May 6 2019, 06:38 PM

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QUOTE(#Victor @ May 6 2019, 06:35 PM)
the new UOB is troublesome, for transaction more than RM10,000 required to use their what Mighty app, end up go down to branch to perform the transaction at counter.
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Maybank also implements the same thing right?

For the Maybank2u website, authorisation using Secure2u is required for transactions RM10,000 and above.

URL: https://www.maybank2u.com.my/maybank2u/mala...g/secure2u.page
SUSDavid83
post May 6 2019, 10:18 PM

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QUOTE(Free Spirit @ May 6 2019, 10:15 PM)
Check your daily FPX limit instead of daily transfer limit. For example, Public Bank has a daily transfer limit of 20K but its FPX limit goes as high as 100K.
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For CIMB:

What is the transaction limit for FPX?
For personal banking accounts, the minimum limit per transaction is RM1.00 and the maximum amount is limited up to RM30,000* per transaction. However, this is subject to change or variation.
SUSDavid83
post May 7 2019, 05:24 AM

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QUOTE(KuzumiTaiga @ May 7 2019, 02:00 AM)
appreciate it if someone can assist me, still bloody confused with the CIMB 5% 3 months thing.

"The deposit earmark for CASA/-i and the FD/FRIA-i placement at Special Rate 5% p.a. for 3 months is at a ratio of 1:3"

if let's say I wanna put FD for 50k, 3 months. Does this mean that I can only get 5% interest out of 3/4 of the 50k (i.e. 37500)? the balance 1/4 must be kept in savings without accruing interest?
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Yes.
There's still penny little of interest from SA.
SUSDavid83
post May 7 2019, 03:47 PM

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QUOTE(Giant @ May 7 2019, 03:32 PM)
FD rate will be lower soon...
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Already started to be lowered since 2 to 3 weeks back.
SUSDavid83
post May 8 2019, 06:22 PM

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QUOTE(TOMEI-R @ May 8 2019, 06:19 PM)
The transfer limits on FPX slowed many people down for sure. Many missed the boat for sure.
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What is the limit?
SUSDavid83
post May 8 2019, 06:30 PM

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Maybank to lower lending, FD rates by 20bps

Read more at https://www.thestar.com.my/business/busines...rates-by-20bps/

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