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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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SUSDavid83
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Apr 9 2019, 07:31 AM
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QUOTE(moosset @ Apr 9 2019, 06:27 AM) that CIMB unfixed deposit means what?? You can break the FD anytime and still get the interest? QUOTE Additional Features Interest is paid upon maturity. Interim interest is paid every 6 months for tenures above 12 months.
Withdrawal is allowed with a minimum of RM1,000 and in multiples of RM1,000 under the same account number ( this is applicable for new and renewed Unfixed DepositTM account effective 18 January 2015 onwards).
A minimum of RM1,000 needs to be maintained except for one month Unfixed DepositTM placement.
Upliftment/Withdrawal before maturity is allowed but amount uplifted/withdrawn will be subjected to the following conditions:
1. For FD placement/renewal from 1 November 2018 onwards: For full and partial withdrawal of FD of any tenure before completion of its tenure, no interest will be paid for the withdrawn amount. For partial withdrawal, upon completion of the tenure, interest based on contracted rate is payable for the amount that is not withdrawn.
2. For FD placements/renewals prior to 1 November 2018:
i. For FD of 1 month, 2 months or 3 months tenure that is fully or partially withdrawn before the completion of its tenure, no interest will be paid for the withdrawn amount. For partial withdrawal, interest on the contracted rate is payable for the amount that is not withdrawn;
ii. For FD of 4 months and above that is fully or partially withdrawn before the completion of 3 months, no interest will be paid for the withdrawn amount. For partial withdrawal, interest on the contracted rate is payable for the amount that is not withdrawn.
iii. For FD of 4 months and above that is fully or partially withdrawn after the completion of 3 months, interest of half of the contracted rate for each completed month of the withdrawn amount is payable on the withdrawn amount. For partial withdrawal, interest on the contracted rate is payable for the amount that is not withdrawn.
URL: https://www.cimbbank.com.my/en/personal/pro...d-deposit1.html
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SUSDavid83
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Apr 9 2019, 03:05 PM
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QUOTE(prophetjul @ Apr 9 2019, 02:38 PM) TOTALLY AGREE. Almost always first bank to raise its BR. The worst customer service of all banks. This is not what I heard. Some said PBB is the worst.
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SUSDavid83
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Apr 9 2019, 05:46 PM
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QUOTE(chinkw1 @ Apr 9 2019, 05:29 PM) I find that Maybank this year has NOT had good FD promos like last year. Maybe Maybank not keen to achieve target on FD,. Could be Maybank has secured enough Tier 1 Capital asset.
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SUSDavid83
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Apr 10 2019, 05:57 PM
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So nice got RM service! HNWIP!
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SUSDavid83
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Apr 11 2019, 10:26 PM
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QUOTE(ksf2019 @ Apr 11 2019, 10:24 PM) its quite strange why the link is not openly available on the website. How did we manage to find the link for this discussion? Good question. CIMB likes to do things in the dark!
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SUSDavid83
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Apr 12 2019, 09:36 AM
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QUOTE(cybpsych @ Apr 12 2019, 09:15 AM) interesting. my previous cimb FD (otc) @ 4.4% 6mth matured today, and autorenewed at 4.10% rate (6mth) forgotten maturity today, didnt bring cert to uplift it  as for the interest, it was credited into cimb SA, but the timestamp is in the "future"  How come they're so generous to you? Last two years I placed an OTC FD. It was matured and renewed at board rate as I wasn't at the branch state during the maturity date.
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SUSDavid83
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Apr 13 2019, 08:12 PM
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QUOTE(mrhseinpingq @ Apr 13 2019, 08:01 PM) Can I do online Maybank2u to open this account? I checked in Maybank2u, Application For Fixed Deposit: Only can select: 1. Maybank Conventional Fixed Desposit 2. General Investment Account i (GIA-i) 3. Murabahah Deposit Account (MDA-i) 4. Islamic Fixed Desposit. And didnt listed3.95% for 4 months Any idea QUOTE This promotion is open to new & existing Maybank Islamic customers and is applicable for Online Islamic Fixed Deposit (eIFD-i) and Islamic Fixed Deposit (IFD-i) with 4 months tenure with respective minimum deposit placement of RM10,000 for Individual or RM25,000 for Small Medium Enterprise, Sole Proprietorship, Partnership, Clubs, Societies, Associations & Business Banking Customers of the Bank.
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SUSDavid83
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Apr 13 2019, 08:42 PM
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QUOTE(mrhseinpingq @ Apr 13 2019, 08:35 PM) Yes, I am existing customer. Is that mean Islamic FD? Yes. The -i suffix is normally referring to Shariah complaint products.
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SUSDavid83
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Apr 13 2019, 08:50 PM
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QUOTE(mrhseinpingq @ Apr 13 2019, 08:49 PM) Thanks, so select this "Islamic Fixed Desposit.", in Maybank2u internet banking, and then 4 months, will then shown 3.95%? Should be. Do explore! I'm not sure.
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SUSDavid83
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Apr 13 2019, 09:15 PM
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QUOTE(mrhseinpingq @ Apr 13 2019, 09:02 PM) Anyone had experience? I just make a Maybank eFD placement online. How come I cannot see my eFD listed? Only see Current Account. Your eFD account is newly created? If newly created, you have to wait 1 to 2 working days. For FD placement under exsiting FD account number, it'll appear immediately.
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SUSDavid83
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Apr 14 2019, 07:07 PM
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QUOTE(da drummer @ Apr 14 2019, 07:04 PM) Hye im still searching for info Based on maybank web..refer picture.. I can put rm1000 as FD and wait for 1 month?i tought need 10k at least So basically if i have 2000..in put 2 month..can?or need to wait a year.tq. Non-conditional or non-campaign FD needs min of RM 1k for 2-months and above. Min of RM 5k for 1-month tenure. They're usually at board rate. This post has been edited by David83: Apr 14 2019, 07:11 PM
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SUSDavid83
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Apr 14 2019, 07:12 PM
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QUOTE(da drummer @ Apr 14 2019, 07:11 PM) Tq sir. So how to calculate? Rm1000 x (rates)x 2 month? RM 1000 X (rates/365) X number of day lapsed This post has been edited by David83: Apr 14 2019, 07:13 PM
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SUSDavid83
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Apr 14 2019, 07:18 PM
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QUOTE(da drummer @ Apr 14 2019, 07:17 PM) What is number of day lapsed? Tq sir If you don't want to be accurate, make 30 days per month. For 2 months, it'll be 60 days.
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SUSDavid83
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Apr 15 2019, 10:13 AM
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QUOTE(WinterDays @ Apr 15 2019, 10:07 AM) kinda weird, my cimb otc FD matured today, but auto renewed at 3.30% pa only later need go branch to uplift it That's what I encountered too for auto-renewal. Maybe he did at the counter.
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SUSDavid83
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Apr 15 2019, 02:23 PM
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QUOTE(attentional @ Apr 15 2019, 01:59 PM) Received a call from hong leong bank agent today. Told me got one savings plan that gives 8% annually. Min deposit 10k, then yearly have to topup min 6k. Anyone heard of that? I told him to send me the details through email but he says HLB got a strict policy, have to meet up and explain to client. It's a saving plan or structured wealth management plan; not FD. This is FD thread.
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SUSDavid83
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Apr 15 2019, 03:45 PM
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QUOTE(mrhseinpingq @ Apr 15 2019, 02:54 PM) Thanks. I checked in Maybank2u, Application For Fixed Deposit: Only can select: 1. Maybank Conventional Fixed Desposit 2. General Investment Account i (GIA-i) 3. Murabahah Deposit Account (MDA-i) 4. Islamic Fixed Desposit. Can i know which you choose? Should be (4) right?
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SUSDavid83
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Apr 16 2019, 07:59 PM
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QUOTE(yuunasue @ Apr 16 2019, 07:47 PM) anybody know Public bank latest rate? Couldn't found.... Tomorrow have to place it... either MBB or PBB... QUOTE(cybpsych @ Mar 21 2019, 08:04 PM) PB Special2 FD / TD-i Campaign- 21 March 2019Please be informed that the promotional interest / profit rates under the “PB Special2 Fixed Deposit / Term Deposit-i” Campaign will be revised with effect from 22 March 2019. Click here for the revised Terms and Conditions in English. PB Enterprise FD Campaign- 21 March 2019Please be informed that the promotional interest rates for “PB Enterprise FD” Campaign will be revised with effect from 22 March 2019. Click here for the revised Terms and Conditions in English. PB Junior Campaign- 21 March 2019Please be informed that the Fixed Deposit promotional interest rate for PB Junior FD Sub-campaign under the PB Junior Campaign has been revised with effect from 22 March 2019. Click here for the revised Terms and Conditions.
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SUSDavid83
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Apr 16 2019, 08:13 PM
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QUOTE(yuunasue @ Apr 16 2019, 08:12 PM) link invalid..... website not found PBe website got promo. All hyperlinks to PBe become invalid; not constrained to those shared to you.
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SUSDavid83
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Apr 17 2019, 09:06 PM
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QUOTE(gchowyh @ Apr 17 2019, 09:03 PM) Did anyone try to cimb link today? I just tried a few times but got the following error: This site can’t be reached cimbclicks.com.my refused to connect I hope I'm not too late  No problem on Chrome + TIME
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SUSDavid83
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Apr 18 2019, 08:49 AM
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QUOTE(gchowyh @ Apr 17 2019, 09:09 PM) The link shared in Post #10969 got www
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