Since when people should be judged based on what they dressed or how they looked? I know a few millionaire uncle and aunty they dress so casual and u won't know they are rich AF. Some people just wanna be low key. Nothing wrong with that. If banker wanna judge then it is their lost for losing big chunks of money.

Thanks . Suddenly B. Islam is having very competitive rates. Still dunno wanna go through their series of personal questions yet.

yeah u were right ..theres when ppl back then who holds cash grew their pot of gold! i heard highest was 10%...anyone got more than 10%???

teachers back then who save alot... made their money doubled.... i always wonder how they can save up so much...

what's the catch with this sotong bank promo?
want to claw back share price ka?
5% PA really enticing 

This good promotion ends so early, before May. Looks like this month FD promotion is less than previous months.

Thanks Guy3288 for the reply, anyone else who is existing joining the Go 7 campaign, can share the experience?
I have no offend to BI, just wondering whether I should place my FD with BI or other bank
Hai-ya auntie mah ... "kia-si" a bit ... but the interest is high ... hard to let go ... so ...   

Hi there guys !     
       
       
B Islam Description Tenure Profit Rate (% p.a) Rollover TDT-i GO 7% 3 Months     
Start 3.80%      950      Interest Quarterly(Simplified)
1st 3.90%      975
2nd 4.20%      1050
3rd 4.50%      1250
4th 4.55%      1375
5th 4.60%      1500
6th 4.65%      1625
7th 7.00%      1750
  Effective rate of 24 months: 4.65%  Total 10475
  Amount of interest annually  5237.50

Principal amount = 100000     

According to the calculation by BI : (3.80+3.90+4.20+4.20+4.50+4.55+4.60+4.65+7.00) / 8 = 4.65 % ( Simplified )     

With the workout of the total interest received ( Simplified as above ) ,the interest annually : (5237.50/100000)x100% = 5.2375%       
       
Can anyone please points out what's the catch here ?

Can i put into BI or UOB without opening a savings account?

It is not a minor change!

Everybody has to think about what is an attractive interest rate for FD in MYR.

If you get 3.5% for MYR and 2.0% for SGD what will you choose?

thank you!

the interest rate now seems lower than few months back right? especially for short term.

Just deposited in BR fd for 4.28% 11 month today. Luckily they could activate my dead saving account. But I learned something here..for 11 month its actually 3.92% because (4.28/12 * 11), So at the end its only 3.92%, for rm10000 u will get 10392 at the end of your tenure period. I choose for interest to be credited after my fd matured. I guess affin has better offer and easier (efd) unless BR can renew with the same offer next year.

Ya , they suggest IBG to other bank account or credit to my savings account , i chose the latter. Fuyoh , inb4 faceproblem or noobproblem  

Brader , now is even more dangerous , if i dunno IBG , i hav to stand at the atm for 15mins just to press my cash , if the guard not around and some rempit bang in GGWP my $$$.
Why ??? I cannot take out the cash means theorethically the money isn't with me physically ??? Right ???
Yup, 100% agree with you , now i having 2nd thoughts about banking with UOB , even with their so high lucky prosperity 3.88% promo till this 31sst.

Hello , to press rm10k at atm need how many minutes ??? Compare that to withdrawing from the counter. I dun care if the bank got moles or tigers or dragons. I wan my money !!!
Edit : ok maybe what you say makes sense , the mole part.

Finally , you understand. If i pass away , all that $$$ inside my savings account wont be given to my parents without a fight or a lawyer. Am i right ?

Nice one.

But side note. Attention spans are really decreasing nowadays.

it doesnt matter whose rate is "better". different ppl, different preference.

PBB offer 3.18% for 4months
letsay u put rm10k
after matured only get rm100
not worth i think

Don´t forget, 3.0 is 50% (!!!) higher than the base rate. Never in my life I managed to get FD 50% over base rate.