normally, after it matured, what rate is applied for those 2 days??

if saving rates, say 0.5%, RM 100k*0.05/12 x 2 days = RM 27.78??

Guys, my CIMB 4.1 FD is ending at End of June. Any delicious rate happening recently? I can accept 6 months -12 months but must be more than 4.1%

for BSA, you can normally opt for a no-fee atm card. is this not the case for bank islam?

Can I take the personal loan 3.7 precent and put it back to fd which is higher interest ?
Thanks for advise

https://www.hlb.com.my/ms/personal-banking/...BWCDD18020718B0
HLB Digital Day E-FD on 7July 2018 is 4.37 for 3 months.

you will make money.
but this is if you have enough money to pay back the monthly installment.
if you don't have enough money to pay back monthly installment, you cannot put full RM250,000 of the borrowed sum in FD.
that mean some of the money is not earning FD interest so you have to calculate the overall effective interest vs the borrowed sum.

Isn't FPX is limited to max Rm30k for one bank per day?

Yes bro.. its max Rm30k limit per day per transaction.

OH.. Maybank doesnt?. That's good but I don't have Maybank.

Hi guy, can somebody explain what's the meaning for the announcement below?

[attachmentid=9908945]
My understanding not so good, sorry for my noob.. 

Can i just confirm, understanding the risk of asnb, which is quite low risk, we should put more in asnb right, once we have reached our quota then only try to find FD if our appetite is quite low risk.

just received a call from HLB........

informing us about a 3-month FD promo with 7.7%p.a. rate......

with T&C applied she said, without willing to disclose anything any further in that brief phone call (further details when we visit the bank...)

what's the usual catch apart from our money having to be fresh fund?

New update for Bank Islam.

Same promotion but extended to 31 December 2018.

haven't opened account with islamic bank before, the high FD rates tempting me. any comments / watch outs for newbie?

My case Bank Islam Kinrara branch to open new account. I've prepared two options, IFT from two banks into BI, or write cheque. I asked if use cheque how ? CS answer will put today's date. So I wrote a cheque.

Filled up forms to open account with RM20 and FD forms. Collect the cert, etc. all done within 1 hour. Only need to pay for parking + petrol.

ohya, I got the red hardcover book only.

how to know whether interest is computer on all 365 days and not exclude wkend etc?

Bank Rakyat 4.85% for 61 months that is a very very very long period, 5 years a lot of thing can change...
not dare to commit that...

the 4.5% for 11 months is fresh fund only..
now a day Bank Rakyat very very strict,
regardless how much your deposit amount or how much u top up, all the fund must be FRESH...
damn!!!!

planning to boycott Bank Rakyat,
jumping to Bank Islam...
but transfering huge sum of money is my big concern...

i am from Singapore so it is kinda difficult for me to come over to Johor bahru. I currently have a 6 mth FD (4.1%) with Hong Leong Bank which has matured on 2 Aug 2018. i didnt have time to come over

-is there any good FD (around RM 255k) with decent rates from another bank which does not require me to set up a internet banking account? when i placed the FD with Hong Leong Bank 6 mths ago, I need to set up an internet banking ID which require a local phone number. and i need to activate this account before i could place the FD with the bank. I did not have a local number and have to borrow a local number from a malaysian friend just to set up an internet banking with Hong Leong so that i was able to activate it on the spot. i could have get a local number but i hardly use it and when i was at Hong Leong, took me 1.5 hour to complete the papers work so i didnt want to go through such long process if i switch bank this time round.

- i would like to stay with hong leong but was told Hong Leong insist on fresh fund.

Thanks

Hi guys, my question is I have placed my 12 months HLB eFD in February and I just received my 6 months interest yesterday, can I withdraw my eFD now?

As I know HLB has the rights to  claw  back  and  deduct  an  amount  equivalent  to  the  interest of the eFD which is prematurely withdrawn, will they actually do that?

Just wondering why dont you guys put in tabung haji also? Not guaranteed?

Guys, How do you guys usually open the FD at another bank if you don't have an account there ? Carry cash?

No one knows unless you tell the world. Call a day or two in advance to reserve, otherwise those branches may reject withdrawal in cash. Unless it’s too heavy then rentas will be the solution.