Please go to Post# 28781, just previous page

Sri Petaling branch can do OTC.
Do not forget to ask for monthly interest. Good Luck

I am sorry for my late reply.

To apply for Visa Infinite credit card, you no need to submit any personal financial info (like EPF statement, income tax..)
Just need your signature, email address, home address (Am Bank will ask educational background), then sign only.

Oh, very strange.. You deposit RM 350K FD also not approved?
You applied in AM Bank?
You need to be a priority customer first, then you apply.
Usually you will be approved if you are priority customer in AM bank.

If not, you can try CIMB for VISA infinite credit card, but need to be a preferred customer first.
Last time I deposited RM 300K FD also approved.

Hong Leong eFD accepts only single name saving account.

What I do is to open another joint name saving account together with this single name saving account, link both accounts in online banking.
Once FD mature, can transfer FD fund from single name saving account to joint name saving account in online banking.

Alliance Bank eFD promo at 4.2% for one year. This could the the best FD promo at this moment?
-----> No more available

This post has been edited by BoomChaCha: Dec 4 2023, 01:39 PM

I usually use PC to transfer MBSB fund, before I hit submit from MBSB online banking on PC,
I get ready to open MBSB app from my phone to stand by first. This method will sure work

I also do not know?

This post has been edited by BoomChaCha: Dec 4 2023, 12:23 PM

Alliance Year End FD Promo, valid until 31 Dec

(1) 6 months, 4.0%
(2) 3 months, 3.9%

OTC
Min RM 10K fresh fund

Yes, also for existing customer, confirmed from Alliance Bank
Alliance Bank said no monthly interest

Bank Rakyat currently no FD promo

This post has been edited by BoomChaCha: Dec 5 2023, 11:09 AM

HI, I got this info from Alliance Bank's online banking customer service web chat

Affin Bank can also

Affin Bank CASA Promo - 4.02% for 6 Months
OTC
Min RM 100K
No monthly interest
Affin Bank will create a temporary CASA account (last for 6 months only) to park this fund for 6 months

Oh... I am thinking to register Rize

Can share a bit what happened to Rize? Thanks

MBSB FD promo effective 4.4% for 12 months, last day is this Friday, 2 Feb 2024.
Because target has achieved.

My MBSB 12 months FD will mature and fall into Saturday (FD cert printed maturity date 21 Dec 2024).
MBSB counter clerk said MBSB would pay 2 days interest for Saturday and Sunday, but I doubt MBSB will pay.

What I am going to do is to transfer mature FD fund to MBSB Cash Rich saving account to earn 1.85% for Saturday and Sunday.


This post has been edited by BoomChaCha: Jan 31 2024, 06:52 PM

So, you mean only to withdraw FD on 23 of December (Monday)? Even FD cert is printed maturity date 21 Dec 2024 (Sarurday)?

Usually MBSB will forward to next Monday working day. Why this time MBSB does not forward to next Monday?

Yes, tomorrow is last chance.

This post has been edited by BoomChaCha: Feb 1 2024, 04:05 PM

MBSB staff said MBSB will pay interest for Saturday and Sunday.
But I was not sure if she said the right thing or not? Since FD cert maturity date is printed 21 Dec 2024 (Saturday).

For Saturday (21 Dec 2024) mature FD shown from online banking, the profit info is "no renewal"
For Friday (31 Jan 2025) mature FD shown from online banking, the profit info is "Renew principal but transfer Profit Payment Earned into my account"



For Saturday (21 Dec 2024) mature FD, from today to Saturday (21 Dec 2024) is 324 days, like whay mention from MBSB online banking as for today.



Conclusion, I listen to you and not to withdraw on Saturday. Thank you

You mean to combine Instant Transfer's daily limit RM 50K + IBG's daily limit RM 50K on the same day?



Not worth it to pay RM100 for premier fee.

I have not gained anything as an OCBC premier customer for many years, OCBC requires me to put min RM 1000 in FD
to maintain my premier customer status.

This post has been edited by BoomChaCha: Feb 7 2024, 01:43 PM

Just went to Bank Islam, here are the conditions if want to place FD with joint name:

(1) Cheque to place FD must be 2 names
(2) Both must present when place FD
(3) Both must present when withdraw FD

Question: Then why Bank Islam can put "one to sign" on FD cert?
Answer from Bank Islam: "one to sign" is to allow one of depositors to come to check balance (is it necessary to check..?? )

Question: Why both must present when withdraw FD?
Answer from Bank Islam: Because there were some cases happened in the past that after one depositor had withdrew FD, another depositor complained.

If submit banker's cheque, FD can effective on the same day. But maybe can only collect FD cert after cheque clearance.

This post has been edited by BoomChaCha: Feb 15 2024, 08:28 PM

Yes, 4.15% for 6 months.
Min FD placement RM 10K.
No monthly interest

Should be the best FD rate in the market now

This post has been edited by BoomChaCha: Feb 15 2024, 09:47 PM

For Bnak Islam, whether if can collect FD cert on the same day or not depends on the branch how to evaluate customer.
Especially if you are existing old customer plus leng chai or leng lui, then maybe can get it on the same day.

straight FD

Alliance Bank FD Promo - Today is Last Day

4.00%

Sorry, I forgot to ask the min amount and tenure