Does anybody have this issue. I found out RHB FD is like cheating customers. If your maturity date is today, you can't withdraw until tomorrow or you will lose all your interest. When tomorrow you withdraw, it will say you lost 1 day of interests! I don't have these kind of issues with other banks so far.

maybank m2u,mae, otc


FRESH FUND
(FPX/OTC)
6 Months 2.80% p.a.
12 Months 3.00% p.a.

NON-FRESH FUND
(Online/OTC)
6 Months  2.75% p.a.
12 Months  2.95% p.a.

min placement 10k
max 15mil

https://www.maybank2u.com.my/maybank2u/mala...-deposit-i.page?

Just asking. Will you place if 3.35 %, 3.5 % or 3.73%, or you will wait for more?

I got difficulty to understand the long theory that the person trying to say, for a simple topic on FD.
U got it !

Dun complicate thgs

We can only drool looking at history

Get wateva deal suits u best. No need ttly. 🤣🤣🤣

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR CONVENTIONAL FD ACCOUNT

4months 3.05%p.a.
6 months 3.40%p.a.
9 months 3.40%p.a.
12 months 3.50%p.a.

Minimum placement amount RM50K

Promotion period from 9 September 2022 until 30 September 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement

Hmm..so i can go OTC and try my luck?

wah, can nego ke ? Can get extra berapa % ? I didnt ask also  

RHB

*New promotion for FD*

12 month @ 3.50% - min 500k
12 month @ 3.45% - min 100k
6 month @ 3.30% - min 100k

Wow seriously.

Asking someone to put 500k

Ppl with that money would have put that monies elsewhere a long time ago already. Unless every month i earn 300k.

Just give la ppl put in 50k. or even if they are priviledge customers.

FYI. For premier customer only.
min 100k per cert.
200k to become premier customer.

Think one of the best FD so far for 6 months.

For non-premier customer, I think can still request for the promo rate but subject to HQ approval.
The min per cert is still RM100k.

Initially I didn't want to sign up as premier customer but was told it's not possible to get the promo rate for non-premier customer.
Then when I was in the counter, the lady at the counter mention that I need to sign a form to get HQ approval for the promo rate sinceI'm not a premier customer. I also confused and didn't clarify further.

Just an email should be sufficient to do the job 🤣

Wow, finally see 3.x% for 6-12mths, hopefully other banks will follow suit.

Then my KDI-SAVE will be no longer promising, some more it is not PIDM protected.

No.

Certain banks like Bank Rakyat (originally Bank Pertanian?) don't have PIDM. Also depends on products. Only savings/current ac and pure FDs are PIDM protected. I think some term investment also not PIDM protected, but i am not so sure. Need some sifus input here. Anyway, unlikely Bank lingkup, if Bank lingkup means whole country shit hole and RM already toilet paper. Put what protection also no use.

i have some money at 2.1 % for 5 years placed last year

worth liquidating it and take on higher rates?

5 year more %

plus its really spare money i wont be touching most prolly until i buy a house / car or retirement. can afford to stick it there and forget

my mode is every month they credit to account. so i think i got the $$ already

Maybank kedekut as always...