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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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lamode
post Nov 24 2017, 04:38 PM

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QUOTE(wonghs @ Nov 24 2017, 04:26 PM)
i have written to one of the Bank and cc BNM on this matter.

Bank replied very fast. saying BSA was launch in 2005 as per BNM guideline...bla bla bla

So i'll just see if BNM does reply or they dont care at all...

sorry off topic dont shoot me...
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BNM won't reply to any email that they are on CC, it is written on the BNM complaint form.
lamode
post Dec 15 2017, 11:10 AM

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QUOTE(gsc @ Dec 14 2017, 09:15 PM)
Received message from Am bank tomorrow FD promo, freshfund only
4.3% for 12 months. Not sure this is throughout Malaysia or Not.... But based on previous experience it is whole Malaysia
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silly me, didn't study this thread before placing cuz small amount.
just placed 10k with AM BANK Bandar Puteri Puchong at 4.25% 12 mths only bangwall.gif

too late n hassle to move to MBB for 4.30% now bye.gif sad.gif dry.gif

This post has been edited by lamode: Dec 15 2017, 11:12 AM
lamode
post May 7 2018, 02:13 PM

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QUOTE(edlimcs @ May 7 2018, 01:45 PM)
this 4.4% is OTC right? which Ambank branch? I called Ambank Sri Hartamas today, they said 4.35% p.a. for 12 months.  sweat.gif
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just back from Ambank Bandar Puteri Puchong branch.
4.4% no issue, interest upon maturity (if 50 year old or above, then can get monthly interest), CASA is a must, very helpful and friendly stuff. thumbsup.gif

kena RM12.72 for debit card for BSA, can't open without the card. cry.gif

This post has been edited by lamode: May 7 2018, 02:14 PM
lamode
post May 7 2018, 04:40 PM

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QUOTE(ZoomGarde @ May 7 2018, 04:39 PM)
Oh.. only senior citizen can get monthly interest..
If normal is wait 1 year ?
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yes boss
lamode
post May 8 2018, 10:25 AM

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QUOTE(jusjul @ May 8 2018, 10:20 AM)
do bank islam do non - bumiputra business?
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sure
lamode
post May 8 2018, 11:51 AM

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QUOTE(TOMEI-R @ May 8 2018, 10:37 AM)
I think you need to reconfirm. Just checked with Am Bank and they confirmed that interest will be credited into your CASA account on a monthly basis for 4.4/12 months promo.
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mind to share which branch?
lamode
post May 8 2018, 10:45 PM

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QUOTE(syaaron @ May 8 2018, 06:22 PM)
Hi sifu , would like to consult , whats the difference for AMbank e-fd , e-Promo Fixed Deposit vs e-Promo Term-Deposit -i?
Thanks in advance
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conventional vs islamic.

QUOTE(TOMEI-R @ May 8 2018, 07:32 PM)
Sunway Damansara
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thumbsup.gif thanks!

This post has been edited by lamode: May 8 2018, 10:45 PM
lamode
post Jun 6 2018, 10:47 AM

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QUOTE(lamode @ May 7 2018, 02:13 PM)
just back from Ambank Bandar Puteri Puchong branch.
4.4% no issue, interest upon maturity (if 50 year old or above, then can get monthly interest), CASA is a must, very helpful and friendly stuff.  thumbsup.gif

kena RM12.72 for debit card for BSA, can't open without the card.  cry.gif
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just back from same branch, offer still valid as of today.

This post has been edited by lamode: Jun 6 2018, 10:47 AM
lamode
post Jul 5 2018, 09:52 AM

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QUOTE(adele123 @ Jul 5 2018, 09:12 AM)
same... saw the 13 month 3.1%. Hopefully they are resolving the issue.

my funds are ready...  bangwall.gif
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HLB 3mths 4.37 is ON! I just placed one smile.gif rclxms.gif

This post has been edited by lamode: Jul 5 2018, 10:00 AM
lamode
post Jul 5 2018, 10:01 AM

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QUOTE(wonglokat @ Jul 5 2018, 09:54 AM)
nah, like I said I have too much time so read too much and scare myself. seems like lamode successfully placed some  rclxms.gif

edit: still 12mth @ 3.1% for me. I'll just wait for Saturday or lunch. Gotta go get things done. Happy hunting, fellas!
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yes, 12 mths is 3.1% for me as well...
but then i am looking for short term, so 3mth 4.37% is just nice for me, and it is working fine.
lamode
post Jul 5 2018, 10:09 AM

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QUOTE(khuanoz @ Jul 5 2018, 10:04 AM)
quick question, is this your first time? have you place an eFD with HLB connect before?
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yes, i placed eFD non promo before, so its my first time for promo rate.

QUOTE(lozenges @ Jul 5 2018, 10:05 AM)
how to make the placement for hlb fd promotion rate?
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https://www.hlb.com.my/content/dam/hlb/my/d...-i-pre-sale.pdf

This post has been edited by lamode: Jul 5 2018, 10:15 AM


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lamode
post Jul 5 2018, 10:20 AM

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QUOTE(lamode @ Jul 5 2018, 10:09 AM)
yes, i placed eFD non promo before, so its my first time for promo rate.
https://www.hlb.com.my/content/dam/hlb/my/d...-i-pre-sale.pdf
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the TnC is real, just now I was able to see the 4.37% under both Conventional and Islamic, but not anymore after the first placement....
I guess its for first time user and one time only. bangwall.gif
lamode
post Jul 5 2018, 11:10 AM

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QUOTE(lamode @ Jul 5 2018, 10:20 AM)
the TnC is real, just now I was able to see the 4.37% under both Conventional and Islamic, but not anymore after the first placement....
I guess its for first time user and one time only.  bangwall.gif
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QUOTE(cherroy @ Jul 5 2018, 10:38 AM)
I guess there is some mess up in between.

I can see the 4.37% promo in the online banking as well when clicking "apply" for new placement.

But my RM told me, it should be available for first/new online users.
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QUOTE(kinwawa @ Jul 5 2018, 10:41 AM)
is it....alamak...dun later cancel mine pulak wor.....just now it was 3.1%....then try my luck again after reading someone managed to get 4.37 and viola....mine appeared.....now settled....already can c the amount in my account liao.....so much for going 'digital' HLB LOL
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QUOTE(khuanoz @ Jul 5 2018, 10:51 AM)
yup, i just did it too, thanks guys lol
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maybe something changed again. after reading reply from kinwawa, i decided to try again, to my surprise i can see the 4.37% for second time!!!
immediately place the FD la, no reason and no dare to wait.

you help me, i help you thumbup.gif icon_idea.gif brows.gif

This post has been edited by lamode: Jul 5 2018, 11:14 AM


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lamode
post Jul 5 2018, 11:21 AM

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QUOTE(BeastX @ Jul 5 2018, 11:18 AM)
It's under TnC.... maximum by FPX transfer would be RM30k...
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yes, but then I am able to do multiple placements now

QUOTE
8. One Eligible Customer is only entitled to make ONE eFD/eFD-i placement for the purpose of this Promotion.


This post has been edited by lamode: Jul 5 2018, 11:22 AM
lamode
post Jul 5 2018, 12:21 PM

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QUOTE(BoomChaCha @ Jul 5 2018, 12:19 PM)
Okay.. can FPX transfer fund instantly?
How long time does FPX take to reach Hong Leong bank's saving account?

Thank You
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it's for payment.
instant. consider it as making a payment for the fd amount.
lamode
post Jul 5 2018, 12:38 PM

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QUOTE(wonglokat @ Jul 5 2018, 12:22 PM)
Once payment completed, you'll  be redirected and HL will acknowledge.

Everyone else, I didn't pay too much attention to FPX but is this considered bill payment or IBG? I feel I should manage my transaction limits for each category instead of setting everything blindly.
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the system itself is meant for payment, but it depends on what bank you are referring to.
For MBB, its has nothing to do with IBG/IBFT limit, as it's possible to do multiple 30k FPX payments in the same day.

However some other banks share the limit with IBG/IBFT, so we need to be more specific here, there were posts about it from previous campaigns.
lamode
post Jul 6 2018, 04:36 PM

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QUOTE(christie_ang @ Jul 6 2018, 04:31 PM)
why i only see 3.10% for 13mths?
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QUOTE(buddy @ Jul 6 2018, 04:32 PM)
i also see only 3.10% 13 months (even under column 'YES' )
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same for me.

could it be like yesterday? some see it first, but some need to wait longer?
perhaps worth to try again tonight
lamode
post Jul 19 2018, 11:05 AM

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QUOTE(tornedo @ Jul 19 2018, 10:47 AM)
Thanks for your update.

Don't understand why banks still insist OTC which will incur them resources at physical bank (human, time, rental and etc) and also wasting time for customers.  With everyone jumping into digitalisation, this old school OTC practices, will really drive customers/businesses away  dry.gif

Time = money, digitalisation improve efficiency and productivity....don't understand why they don't get it.
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opportunity to up or cross sell products.
lamode
post Jul 21 2018, 05:40 PM

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QUOTE(ashyxt @ Jul 20 2018, 11:19 PM)
just received a call from HLB........

informing us about a 3-month FD promo with 7.7%p.a. rate......

with T&C applied she said, without willing to disclose anything any further in that brief phone call (further details when we visit the bank...)

what's the usual catch apart from our money having to be fresh fund?
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QUOTE(LostAndFound @ Jul 21 2018, 09:23 AM)
Must deposit same amount in CASA earmarked for 3 months. So effective interest rate only 3.85% or so for your total amount.
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when the part in red happens, this is when i ask them to fly kite.
i will never support this kind of RM, if i were to find out more, definitely go other branch. grin.gif shakehead.gif ph34r.gif
lamode
post Jul 23 2018, 05:16 PM

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QUOTE(fairylord @ Jul 23 2018, 02:38 PM)
is FD opened OTC, have to be lifted/withdrawn at the same Bank branch OTC?
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depends on which bank...
for Ambank and CIMB, no need. any branch will do.
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