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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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coolstore
post Jan 29 2020, 08:07 PM

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QUOTE(Cookie101 @ Jan 29 2020, 07:15 PM)
There’s a requirement for casa placement with max effective rate at 3.27% only.
It is still valid as of today.
If you are putting merely 20k then yes.

If you look at placement of 900k for example, the effective rate is 3.96% (900k at 4% and ignore the 10k )

——————-

Ocbc texted promo rate at 3.48% for 9m
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for the alliance case, can the fd amount separated into multiple piece of certs or must only in 1 cert as lump sum?
coolstore
post Jan 29 2020, 08:36 PM

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QUOTE(cybpsych @ Jan 29 2020, 08:09 PM)

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that did not answer my question:

case 2: total placement 50k

10k in casa, 40k must be in ONE PIECE OF FD CERT or can be like 10k+10k+10k+10k , 4 fd certs?
coolstore
post Jan 30 2020, 11:34 AM

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QUOTE(bbgoat @ Jan 30 2020, 09:46 AM)
Yesterday went in for HL TIAi 6 mth 3.9%.
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Is it guaranteed income? I see cimb got 4%, same like alliance fd 4% n no stupid 10k in casa.

Also wonder should go affin 3.65 12mth afraid rate drop more in 2nd half.
coolstore
post Mar 5 2020, 12:41 PM

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should have all in bangkok bank 12mth 3.85%

regret on these 6 mth, 3 mth offer rate
coolstore
post Mar 9 2020, 10:50 PM

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ppl secure bangkok bank 12mth 3.85% sure the winner

now hopeless just go for pbe 3.18%, afraid few days later it also reaching quota
coolstore
post Feb 3 2021, 01:43 PM

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QUOTE(Human Nature @ Feb 2 2021, 08:58 PM)
The 2.38% one is for limited days, 3-5 Feb only.
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HLB otc 2.39% confirmed?
coolstore
post Nov 24 2022, 01:37 PM

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QUOTE(babysotong @ Nov 24 2022, 01:17 PM)
Fresh from the oven

Affin Bank new promo
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hi, counter or online? i checked online no such promo
coolstore
post Nov 24 2022, 02:09 PM

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QUOTE(babysotong @ Nov 24 2022, 02:03 PM)
Up to means the max the branch can go up to. The BM or sales person might try to give a bit lower and than, if customer nego, slowly move the rate up. The pictures I shared are what I got from my RM that was supposed to be internal docs 😂
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so today branches may not even receive this notice yet, right?

and available in general affin bank? regular customer can sign up the invikta fd?

was planning going to bank mualamat for the 3mth 4%, but troublesome need banker cheque (bank fees incurred) bla bla and wait 3 days to clear, better stick back with affin 3.9%

This post has been edited by coolstore: Nov 24 2022, 02:13 PM
coolstore
post Feb 20 2025, 02:45 PM

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QUOTE(oldkiasu @ Feb 19 2025, 09:30 PM)
AFFIN Invikta 12m 3.7 %
BANK ISLAM no promo
BANK RAKYAT 12m 3.88 % end 28 Feb 2025
CIMB 12m 3.88 % TIA
HONGLEONG 6m and 12m 3.7%
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dare not try cimb one tia, hlb one more steady, but all in all better stick to pure fd this year, looks very uncertain

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