Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Feb 8 2017, 11:05 AM
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#21
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Senior Member
1,524 posts Joined: Apr 2008 
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QUOTE(1dot12 @ Feb 7 2017, 04:50 PM) CIMB: 6 mth & 12 mth is offering lower rate? that is an indicator of....?1 month 3.2% 3 months 3.8% 6 months 3.45& 12 months 3.4% Min 10k, need to open account.  |
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Feb 10 2017, 02:05 PM
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#22
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Senior Member
1,524 posts Joined: Apr 2008
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rhb bank also got 4.08%?
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Feb 13 2017, 10:13 AM
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#23
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Senior Member
1,524 posts Joined: Apr 2008
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which br branch in kl/selangor still hand over good free gift?
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Feb 15 2017, 09:54 AM
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#24
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(Pain4UrsinZ @ Feb 14 2017, 06:26 PM) went to cimb today, 3.7% for 3 months drop 1%?QUOTE(benlaw @ Feb 13 2017, 05:05 PM) 4.88% fd is for hsbc premier account only? ya, forget hsbc, always many hidden tnc... also, 4.88% juz 3 mthQUOTE(pangolin88 @ Feb 14 2017, 12:12 PM) Very True . I kena conned into buying unit trust by sweet talking lady. Having learned my lesson I will be more careful next time. ambank ke? bsn would lure u buy sijil simpanan premium while withdrawing fd - can win 1 million woh... |
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Feb 19 2017, 10:57 AM
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#25
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1,524 posts Joined: Apr 2008
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QUOTE(elea88 @ Feb 16 2017, 05:38 PM) they called me today.... and explain promo on 10th Feb is: agreed. bank staffs already used to seeing lump sum of cash or big amount chequeminimum 500k as individual to enjoy the 4.05% gold fd. and not 50k.... Minimum 50k only if have COMPANY ACCOUNT with them or something like that... anyway i only half listen to her.. (She make my hard earn RM50k seem so so so so small...I feel so sad) She just repeated many times... I am so sorry... We are so sorry for your trouble.... blah blah... we will look into it further... the usual. Also she will look into the Records of calls on that day... thats all. to them, 5k feel like common RM5 50k juz looks like RM50 bank note only.... this feeling getting even worsen if walk in to some prestigious overseas bank like HSBC... This post has been edited by coolstore: Feb 19 2017, 10:59 AM |
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Feb 20 2017, 10:44 AM
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#26
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Senior Member
1,524 posts Joined: Apr 2008
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br last 3 days 4.08%?
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Feb 25 2017, 02:57 PM
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#27
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(Deal Hunter @ Feb 24 2017, 07:42 PM) ONLY 11,200 placements of 30k each required in 5 days. maybe can play -ONLY an AVERAGE of about 94 FPX placements needed every hour. You can now have a better ball park idea whether can or not. What's your idea - can do or not? placement > withdraw placement > withdraw placement > withdraw placement > withdraw placement > withdraw placement > withdraw placement > withdraw ... then system glitch may show target fund achieved |
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Feb 27 2017, 10:46 AM
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#28
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Senior Member
1,524 posts Joined: Apr 2008
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too many rush in hlb? their website keep loading now...cannot go in...
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Jul 19 2017, 12:21 PM
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#29
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(spreeeee @ Jul 18 2017, 03:45 PM) question, FD is joint name (two names), what would happen (touch wood) if one of the name passed away.. 1) staff would ask you opt for one person to sign, or both. choose 1 person. so juz in case one person can withdraw all. 2) ask the bank got "surviving clause" or not - means for joint acc still alive as long as got 1 living person. if the bank no this clause, quick quick withdraw out money if another pass away (do it before death cert issued out by JPN), otherwise that joint account even in 1 person to sign option also can be frozen by bank and need court order to unfreeze the account. |
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Nov 2 2017, 06:32 PM
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#30
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Senior Member
1,524 posts Joined: Apr 2008
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saman favorite spot
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Jan 17 2018, 12:37 PM
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#31
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Senior Member
1,524 posts Joined: Apr 2008
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err...
now which bank got highest fd rate offer? hlb 4.30%? |
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Jan 27 2018, 09:12 PM
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#32
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Senior Member
1,524 posts Joined: Apr 2008
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if other bank got 4.5% in feb, feel like just withdraw hlb 4.3% placed a week ago
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Feb 4 2018, 01:11 PM
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#33
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Senior Member
1,524 posts Joined: Apr 2008
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now hlb otc 12m is 4.3% or 4.35%?
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Feb 22 2018, 01:12 PM
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#34
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Senior Member
1,524 posts Joined: Apr 2008
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fuel + parking + time - 0.18% (4.48% vs 4.30 hlb online)
unless big sum of money |
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Jan 23 2019, 09:53 AM
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#35
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Senior Member
1,524 posts Joined: Apr 2008
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Jan 24 2020, 01:16 PM
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#36
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(Tanxy @ Jan 24 2020, 11:48 AM) Yup, I went to the Simpang Ampat, Penang branch of HLB this morning and they said the 3.90 FD promo is no longer available. However, when I asked them if there was any other promo rate, they were unable to answer as they said it was "pending". When I pointed out that the 3.90% promo was still viewable online they still refused to layan me. i guess hlb would drop ir to 3.7% or maybe 3.75% to be stand better than other bank on next monday, no need hassle go over pbb if can wait, pbb maybe 3.5% max So I went for Public Bank's 3.7% 6 month promo - they told me that they'll be revising their rates effective Tuesday 28/1. |
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Jan 29 2020, 10:39 AM
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#37
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(kb2005 @ Jan 29 2020, 10:33 AM) Any idea CIMB counter rate now? last friday mentioned 3.5% 12mth |
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Jan 29 2020, 11:03 AM
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#38
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Senior Member
1,524 posts Joined: Apr 2008
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is it worth put hlb efd 6mth and looks for another after 6 mth? could be even lower rate seen in next half year?
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Jan 29 2020, 12:45 PM
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#39
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(Cookie101 @ Jan 29 2020, 12:16 PM) only 1 time RM10k in casa, then fd can be many separate amounts/certs?btw clause 8 mentioned if opr changed, the rate could be revised, no sure it still valid at 4% now This post has been edited by coolstore: Jan 29 2020, 12:49 PM |
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Jan 29 2020, 08:05 PM
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#40
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Senior Member
1,524 posts Joined: Apr 2008
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QUOTE(cybpsych @ Jan 29 2020, 07:25 PM) 12 mth 3.65%? looks like better dealThis post has been edited by coolstore: Jan 29 2020, 08:05 PM |
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