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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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c64
post Mar 27 2022, 11:56 PM

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QUOTE(KES1957 @ Mar 26 2022, 10:22 PM)
AMbank new promo starting 1st April 2022, claiming to be highest for 12m, 18m and 24m options.
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Source???
c64
post Jul 12 2022, 10:10 PM

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QUOTE(Joe Yuan @ Jul 12 2022, 08:17 PM)
Just open my Islamic eTD-i account. Conventional or islamic uder the same roof

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I am trying to open one.

But i don't understand these questions.

1. Are you a Non-U.S. Foreign Tax resident? Yes No
2. Do you have Non-U.S. foreign residential/mailing address (including a P.O. box address in a Non-U.S. foreign country)? Yes No
3. Do you have Non-U.S. foreign telephone number and do not have any Malaysian telephone number? Yes No
4. Do you have any standing instruction to transfer funds to account maintained in Non-U.S. foreign country? Yes No
5. Do you have any power of attorney or signatory granted to a person with an address in Non-U.S. foreign country? Yes No
6. Do you have hold mail address/in-care-of address in Non-U.S. foreign country which is the sole address?


I assume it should be "No" for all, right?

Also, do i need to transfer money into my savings first? Because it ask from where the money is coming from. It is not taking FPX from other banks?
c64
post Jul 13 2022, 10:24 PM

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Ambank online got problem? Can't place FD, can select anything, everything blank starting from the tenure. I don't have promo code. Any AMBANK PROMO CODES now?
c64
post Jul 21 2022, 07:21 PM

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QUOTE(nexona88 @ Jul 21 2022, 05:59 PM)
Personally...

3mth or 6mth should be the target...

Whatever... There's sure some hike in OPR...
How many... Not sure... So 6mth is sweet spots 🙏
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Put into KDI Save at 3% until end of the year. Withdraw when the time is right for FD.
c64
post Jul 21 2022, 08:27 PM

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QUOTE(nexona88 @ Jul 21 2022, 08:07 PM)
Any minimum amount needed to fulfill? 🤔🧐
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Can't remember, but I don't think so ,or very small amount.
c64
post Jul 22 2022, 04:19 PM

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QUOTE(Daprind @ Jul 22 2022, 01:04 PM)
I tell you, it's useless to park FD in SGD. The rate is not attractive, max can only get like 1.0% - 1.50% (12 months), that is pre-covid and need to hit certain sum. also must be OTC ya. 

E-FD don't ever think to get 1%. the most is 0.5% - 0.75% that is already promotional rate and must put fresh fund..

Just go for REITS la uncle....

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I think to put in Singapork is for Hedging purpose.

This post has been edited by c64: Jul 22 2022, 04:20 PM
c64
post Aug 2 2022, 12:01 PM

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Erm...anyone manages to get the eFD promotion from Maybank? I don't even see the option to select FPX from other bank, only from Maybank account....the strange thing is, they ask you to make a placement but DO NOT SHOW THE INTEREST RATES for that period! WTF! Expect you to blindly transfer money and put in FD? Can complain to BNM?
c64
post Aug 2 2022, 12:24 PM

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QUOTE(jhleo1 @ Aug 2 2022, 12:23 PM)
This "DO NOT SHOW THE INTEREST RATES" that really stopped me from trying further click apply. I placed before long ago in MBB old platform but not like that if not mistaken.
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Yes, i clicked "Make Placement" then it ask me request OTP already. How can like this! Wow. Just take our money without telling us the interest rates! Absolutely Haram! ranting.gif
c64
post Aug 2 2022, 12:27 PM

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QUOTE(jhleo1 @ Aug 2 2022, 12:26 PM)
You may try to click further. If the FD rates not the same as disclosed, then uplift it. That's all you can do.
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Don't want to risk it. Knowing Maybank, always got low rates FD. The fact they are hiding it, already know they are up to no good. Later cannot uplift sameday, or kena penalty charge blah blah administrative charge blah blah.

No thanks.

This post has been edited by c64: Aug 2 2022, 12:27 PM
c64
post Aug 2 2022, 04:56 PM

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QUOTE(kinwawa @ Aug 2 2022, 02:08 PM)
ya i already took the risk and make placement...got the promo rate as advertised
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Funds from FPX or local Maybank account? I can only choose local Maybank ac funds.
c64
post Sep 3 2022, 11:41 AM

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QUOTE(??!! @ Sep 3 2022, 01:46 AM)
MBSB BANK  PrimeWin promo .
The CaSa portion eligible for some lucky draw
70:30 Bundle..effective rate

6m 3.00 %
9m 3.15 %
12m 3.50 %
15m 3.60 %
18m 3.65%

65:35 Bundle..effective rate

6m 3.00 %
9m 3.15 %
12m 3.45 %

No requirement for new funds
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Effective rates as in i get 3.5% on 70k or 100k if i put 70k:30k for 12 mths?

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