QUOTE(danmooncake @ Sep 17 2025, 11:43 PM)
What do you do after 6th months? Can renew? If so, what is the rate?
Depends, if no good rate just move to othersFixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Sep 18 2025, 07:45 AM
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#41
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1,383 posts Joined: Sep 2012  
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Sep 18 2025, 11:30 AM
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#42
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QUOTE(Afterburner1.0 @ Sep 18 2025, 10:50 AM) for the HSBC promo The effective rate is 3.24%   danmooncake liked this post
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Sep 28 2025, 11:09 AM
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#43
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QUOTE(jwgs0010 @ Sep 26 2025, 07:17 PM) 1) What does that 3.24 p.a effective rate mean? This is pure FD that does not bind with other investment or earmark savings right? 3.24 is calculation for 1 year rate, 6 months 4.28 then just withdraw no need continue, 300k is enough more than that will not earn 4.28 rate.2) The criteria is to place 300k fresh fund to open Premier account, then another 50k minimum up to 300k for FD account? Or just 300k in the Premier account then eligible for the FD from the 300k in the Premier account? I tried asking cs but different cs gave me different interpretation...  Also, I read their branch queue is awful, anyone have experience? Do I need to expect 2 hours+ to get this done? Thanks I think queue depends on branch, I made my appointment at HSBC amanah branch in bukit tinggi Klang, rarely got visitor since that branch just for premier customer stuffs. Also, take note that there's welcome offer for new customer, if you get the amanah premier credit card, will get rm500 credited; if you go for non-amanah premier card will get 200k points. jwgs0010 liked this post
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