QUOTE(romuluz777 @ Jan 17 2023, 09:45 AM)
Ambank Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jan 17 2023, 10:04 AM
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#21
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Jan 18 2023, 11:29 PM
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#22
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QUOTE(virtualgay @ Jan 18 2023, 10:45 PM) cause i am hearing that some bank offer like 4.3% to 4.5% for 1 year if you are priority / premium There's nothing fair or unfair here just feel a little unfair for ppl like me who is a M40 with little saving and cant enjoy high interest You can get up to 4.8% at pbb regardless priority or not uglyduckling422 liked this post
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Jan 19 2023, 08:40 AM
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#23
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QUOTE(mavistan89 @ Jan 19 2023, 12:44 AM) Well, those place below 250k is well protected by PIDM, those who place 2mil 3mil 4mil, max protection is only 250k. It seems unfair right, that's why bank need to give higher rate for these customer sector You got point here, also hope that one day got chance see PIDM functioning mavistan89 liked this post
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Feb 5 2023, 03:04 PM
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#24
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Feb 5 2023, 03:27 PM
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#25
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QUOTE(Cookie101 @ Feb 5 2023, 03:21 PM) Available till end of month. Yeah true, assume one is not priority then min need 200k, and 10k will need to place in saving account but can be withdraw next day, hmm not sure why such condition needed Not necessary 200k. But u must be priority to be eligible. If first timer then u need 200k. Branch has different practices btw. Was outstation and went to a different one for placement but was told no monthly for below 50. They say no such option for their system even they clearly can see there’s record of multiple placement with monthly. Not a major concern personally so just proceed. Otherwise you may want to go those allows monthly. My RM told me last time monthly interest is only for elderly clients but it's now same for all clients, pj branch. |
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Feb 9 2023, 12:56 AM
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#26
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Oct 25 2023, 10:05 PM
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#27
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QUOTE(BoomChaCha @ Oct 19 2023, 07:55 PM) But the issue is, True Saver only can issue bonus rate to the max limit of RM 100K deposit. My 4.3% FD with AmBank going to mature in Jan, hopefully that time they can offer same or more interest Try to earn more money also cannot.. I asked these these rates Am Bank counter. But better to ask RM to get a better rate from HQ. I just placed this FD this afternnon, with RM's help, I was given 7.45% for 50% FD bundled with 50% True Saver at 0.75%, effective rate is 4.1% with monthly interest AM Bank Pure FD Promo 4.00% for 10 months Need to submit cheque No need RM 10K ear mark in Saving With monthly interest |
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Jan 22 2024, 07:17 PM
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#28
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QUOTE(DarkCoffee @ Jan 22 2024, 03:59 PM) Feel like my ambank RM useless, never inform me about this rate but provide info with rate lower than the eFD, always warn me to use fresh fund else HQ can check, and always ask me go branch take number and go counter instead priority customer.Going move to SCB after this |
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Jan 23 2024, 06:11 AM
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#29
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Jul 11 2024, 07:45 AM
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#30
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QUOTE(BoomChaCha @ Jul 6 2024, 04:26 PM) This is a saving account promo, and it is also available for existing customers. Once do rentas transfer from Ambank to scb and failed, ask Ambank why failed and couldn't give proper reason, worry will fail again second time end up using cheque..Capped at exact amount RM 1.5M or RM 350K per saving account per name of depositor. Can joint name like A+B or B+A (second 1.5 M or RM 350K), dislike Bank Islam, either one to sign is allowed. This means can only deposit min or exact RM 1.5M or RM 350K. If deposit extra, extra amount will not get interest Since it is a saving account, it has monthly interest, interest will pay 3 times from each monthly interest (one in month end and 2 in next month) Better Rentas because cheque will need 3 working days clearance. RM can open saving account without need to deposit to saving account before Rentas. Effective date starts immediately on the same day after Rentas RM can create online banking after deposit fund or Rentas Btw received both 4.08% wealth saver campaign and 6 months 3.9% FD campaign from SCB, in case wealth saver not available for existing can consider switch to FD. This post has been edited by apalexar: Jul 11 2024, 07:46 AM |
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Jul 17 2024, 07:22 AM
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#31
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Any good fd promo from Rhb, CIMB, Ambank recently? Unfortunately Scb insist must be fresh fund so no choice but to transfer other bank
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Jul 17 2024, 04:58 PM
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#32
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QUOTE(ericlaiys @ Jul 17 2024, 04:26 PM) u can see it when u do the fd. it stated there, half 6 month interest payout. 18 months 4.5% from Ambank just matured last month, miss those days..confirmation email stated Tenure : 18 Interest / Profit Payment Frequency : Half Yearly Interest Rate / Profit Rate (%) : 3.80 Interest / Profit Payment Instruction on Maturity : Auto Renewal Principal & Transfer Interest to Account |
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Jul 17 2024, 07:31 PM
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#33
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QUOTE(ericlaiys @ Jul 17 2024, 07:24 PM) interest will get higher if opr keep increase. with fed rate come down, opr and interest will sure down. already expected and may come early on sept Even fed rate remain same later I don't think bank will offer such high interest rate again like 18 months ago, that time I think highest got 4.8% for 24 months fd |
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Jul 18 2024, 05:08 PM
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#34
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Aug 2 2024, 07:51 AM
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#35
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QUOTE(w19 @ Aug 1 2024, 05:58 PM) QUOTE(Hinote @ Aug 1 2024, 06:03 PM) Really? Latest rate released today? Or is that just for premier customers only? Any T&C, more info please~ I think it's type wrongly, should be 4% only Hinote liked this post
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Sep 11 2025, 08:14 PM
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#36
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Hmm no one go for HSBC 4.28% TD? Chiggah liked this post
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Sep 12 2025, 11:09 AM
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#37
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Sep 13 2025, 05:30 PM
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#38
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QUOTE(brandonkl @ Sep 12 2025, 11:26 PM) After 6 months with the 4.28% interest, can close the account. Yes correct, actually was asking for SCB earlier but RM say I only can join back in Oct then I go for HSBC.This is what I did with SCB Priority Banking early this year when they offered 4.08% for 6 months for new priority customers (min deposit RM350k) Edited: 4.28 is good enough but max only can put 300k, above that doesn't earn 4.28 rate This post has been edited by apalexar: Sep 13 2025, 05:31 PM |
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Sep 17 2025, 04:18 PM
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#39
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Sep 17 2025, 05:24 PM
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#40
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